First-Time Homebuyer Programs  ​   

PLUS: What Is Legacy Planning? and How to Refinance a Mortgage   [HOME BUYING]( |  [RETIREMENT]( |  [TAXESÂ]( |  [INVESTING](     The Latest From SmartReads     First-Time Homebuyer Programs Which one is right for you?     First-time homebuyer programs throughout the country help hopeful homeowners even if they are low- to moderate-income individuals. These programs also assist Americans in securing [mortgages]( when they don’t have the best credit scores. Some even cater to specific professions like those in law enforcement, education and the military. We explore a few programs to help you decide which is best for you.   [Read More](    What Is Legacy Planning and Why Is It Important?     How to Refinance a Mortgage    Traditionally, the process of planning for the transfer of assets to your loved ones after your death is known as estate planning. As you approach this process, you might also hear another term: Legacy planning. The terms are in many ways synonymous, with some financial professionals using the phrase as...    When you refinance a mortgage, you take out a new loan to pay off the old one. This time, you aim for a lower interest rate and better terms. However, refinancing a mortgage can be a risky process. It’s important to be informed so you can make intelligent decisions throughout the process...   [Read More]( [Read More](   Find the Right Financial Advisor for You: Finding the right financial advisor that [fits your needs]( doesn’t have to be hard. SmartAsset’s free tool matches you with [pre-screened fiduciary financial advisors]( in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is legally bound to act in your best interests. If you’re ready to be matched with local advisors that will help you achieve your financial goals, [get started now](.   [Get Started](   Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with regular posts. Check out the latest from our editorial team:   [SmartReads](   [www.smartasset.com]( 632 Broadway 4th Floor | New York City | New York | 10012      [footer image] This email was sent to {EMAIL} [why did I get this?](     [unsubscribe from this list](     [update subscription preferences]( SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 [( [Click here to view the online version.]( [google analytics]