Is Your Asset Allocation Appropriate for Your Age?

+9 Tax Breaks You Can Claim Without Itemizing [SmartAsset]( For smart financial decisions. INVESTING [Asset Allocation by Age]( Is your portfolio currently weighted appropriately for your age? See how you might rebalance based on this common asset allocation model. [LEARN MORE]( FEATURED TOOL [Savings Account Interest Rates: A Side-by-Side Comparison]( Some banks are still offering upwards of 1.60% interest on savings accounts, even with 30-year mortgage rates at a 3-year low. Start earning more interest now - see the top banks. [EARN MORE]( RETIREMENT [Can You Retire on $500,000?]( Though many experts recommend saving at least $1 million before retiring, retiring on $500,000 may be possible. Find out how to make it happen. [LEARN MORE]( SPECIAL FEATURE [A Guide to Education Planning]( Many people may think of education planning as simply putting away enough money to cover tuition. However, there are many various options that you're better off including in your overall financial plan. This guide covers: - Pre-paid plans, - 529 plans, - Coverdell accounts, - Roth IRAs, - and more. [GET EDUCATED]( Trending Now YOUR MONEY [How Much Does a Financial Advisor Cost?]( There are 5 main ways that registered investment advisors charge for their services. Here's what's typical --and what's not-- to make sure you’re getting a fair deal when you’re trying to find a financial advisor. [LEARN MORE]( TAX SMARTS [9 Tax Breaks You Can Claim Without Itemizing]( Above-the-line deductions to your income can reduce the amount of income you have to pay tax on. Anyone can claim them and you don't need to itemize, although what's eligible changes year to year. Can you take any of these deductions this tax season? [LEARN MORE]( TIP OF THE WEEK Financial Advisors: The Key to Happiness? A [2019 study]( by Northwestern Mutual found that 71% of U.S. adults who work with a financial advisor report being happy with their life, compared with 50% who don’t use one. Additionally, the study found that over half of those who use an advisor know how to balance spending now vs. saving for later. Find an advisor the smart way - [compare 3 fiduciary advisors near you.]( [Start Now]( [HOME BUYING]( | [TAXES]( | [RETIREMENT]( | [MORE]( [SmartAsset]( Empowering people to make smart financial decisions. You are receiving this email because you subscribe to the SmartReads newsletter. 632 Broadway New York, NY 10012 [View in browser]( | [Unsubscribe](