4 Ways to Get a Bigger Tax Refund

+The Best Investment Apps for Every Investor [SmartAsset]( For smart financial decisions. YOUR MONEY [The Best Places to Exchange Currency]( Do you have a winter vacation abroad coming up? While you could make all your purchases with a credit or debit card, you run the risk of wasting money on foreign fees. [LEARN MORE]( FEATURED TOOL [Best CD Rates (current for January 2020)]( With unpredictability in the stock market looming, Certificates of Deposits are a good alternative as lower-risk vehicles for investing your money. After analyzing 150 CD accounts, here's a shortlist of the best CDs on the market right now. [INVEST SMART]( TAX SMARTS [4 Ways to Get a Bigger Tax Refund]( Tax season is nigh. Here are 4 things to keep consider as you look to get the biggest refund you can come tax time. [LEARN HOW]( [Boomtown under Mountains]( SMARTASSET STUDY [Top Boomtowns in America]( Boomtowns are often desirable places to put down roots because of the economic growth and employment opportunities they offer. [SEE THE BOOMTOWNS]( RETIREMENT [How to Calculate Required Minimum Distribution (RMD)]( An RMD is the minimum amount of money you must withdraw from a tax-deferred retirement plan and pay ordinary income taxes on after you reach age 72. Here, we look at what types of plans require RMDs and then how to calculate RMD. [LEARN HOW]( INVESTING [The Best Investment Apps for Every Investor]( View our "best of" apps for every kind of investor, whether you’re making your first trade or have been doing it for decades. [LEARN MORE]( TIP OF THE WEEK What Could Happen If You Skip 1 Year of 401(k) Contributions If you make $90,000, set aside 15% for your 401(k), and are 25 years away from retiring, that would mean missing out on over $73,000 assuming a 7% annual return on the funds. [Read More]( [HOME BUYING]( | [TAXES]( | [RETIREMENT]( | [MORE]( [SmartAsset]( Empowering people to make smart financial decisions. You are receiving this email because you used our [Find-a-Financial-Advisor tool.]( 632 Broadway New York, NY 10012 [View in browser]( | [Unsubscribe](