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[Motif logo] [Market-Linked CDs]( Maintain your current asset allocation strategy, while also reducing your exposure to market downturns. Market-Linked CDs are designed for investors who want an opportunity to participate in the upside possibilities afforded by various financial markets, but who are also mindful of risk and may want a level of downside protection on their investments.1 Are Market-Linked CDs right for you? Protect your principal against losses1 Increase the potential for capital growth1 Complement your traditional investments Questions? Chat with our Customer Service team at service@motif.com with any questions or call at 1-855-586-6843 (9:00am - 6:00pm ET, Mon - Fri). Follow Us [facebook]( plus]( Mobile Apps [appstore]( Contact Us Call 1-855-586-6843, 9am - 6pm ET, Mon-Fri Email: service@motif.com 1. Any return of principal, interest, and gains generated is subject to the credit risk of the issuer and terms of the offering documents, which could include participation rates, interim caps and various risks. Any applicable downside protection will be realized only at maturity. Return at maturity could be less than the original amount invested. The investment products discussed herein are considered complex investment products. Such products contain unique features, risks, terms, conditions, fees, charges and expenses specific to each product. The overall performance of the product is dependent upon the performance of an underlying or linked derivative financial instrument, formula, or strategy. Return of principal is not guaranteed and is subject to the credit risk of the issuer. Investments in complex products are subject to the risks of the underlying asset classes to which the product may be linked, which include, but are not limited to, market risk, liquidity risk, call risk, income risk as well as other risks associated with foreign, developing or emerging markets, such as currency, political, and economic risks. Depending upon the particular complex product, participation in any underlying or linked product is subject to certain caps and restrictions. Any investment product with leverage associated may work for or against the investor. Market-Linked CDs are subject to the credit risk of the issuer. Investors who sell complex products or Market-Linked CDs prior to maturity are subject to the risk of loss of principal, as there may not be an active secondary market. You should not purchase a complex investment product until you have read the specific offering documentation and understand the specific investment terms, features, risks, fees, charges and expenses of such investment. The information contained herein does not constitute an offer to sell or a solicitation of an offer to buy securities. Investment products described herein may not be offered for sale in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful or prohibited by the specific offering documentation. Investing in products made available through Motif Investing, Inc., involves risks, you should be aware of prior to making an investment decision, including liquidity, market, credit, and performance risks. Motif makes no representation regarding the suitability of a particular investment or investment strategy. You are responsible for all investment decisions you make including understanding the risks involved with your investment strategy. Past performance is no guarantee of future results. If you no longer wish to receive these emails, [please update your email preferences](. P.O. Box 3548, Rancho Cordova, CA 95741 © 2019 Motif Investing, Inc. All rights reserved. Member: FINRA / SIPC