Time is running out: Earn DOUBLE United MileagePlus miles

Earn up to 100,000 miles - Earn double award miles for every $1 you invest through LendingClub! [Complete your LendingClub registration]( [Double Miles offer ends January 9]( [Dark blue box] Hi Lending Club Member, Hurry—you have only five weeks left to take advantage of our best United MileagePlus® offer yet! Through January 9th, you'll earn 1 MileagePlus mile for every $1 you invest1—that's double our previous MileagePlus offer of earning 0.5 miles for every $1 you invested. Remember, once this offer period ends, you will not earn any MileagePlus miles for your deposits. With a 10-year track record of $31 billion invested across 2 million borrower loans, LendingClub is America's largest online credit marketplace. Here's how investors could benefit by investing through LendingClub: • Solid Returns: Access a fixed income alternative with historical returns of 4–6% per year.2 • Portfolio Diversification: A new addition to your fixed-income portfolio. • Low Risk: 99% of portfolios with 100+ Notes—assets that correspond to a fraction of a loan—have seen positive returns.3 To start earning double miles on United, do the following: 1. [Complete]( your LendingClub registration 2. [Link your MileagePlus account](. Don't have one? Sign up for one for free [here](. 3. [Transfer]( and Invest new funds through LendingClub 4. Earn 1 MileagePlus award mile for every $1 you invest, up to 100,000 miles (minimum $2,500 invested) Please note: it may take up to 4 business days for new funds to appear in your account—so don't hold off! [Complete Registration Now]( Have questions about investing through your LendingClub account or this limited-time offer? Our dedicated team is here to help! Contact us at [earnmiles@lendingclub.com.](mailto:earnmiles@lendingclub.com) Best regards, The LendingClub Team Questions? Please call (888) 596-3159 7am-5pm, M-F or email us at investing@lendingclub.com. Find Us On [facebook]( [twitter]( 1 This offer is valid for individual LendingClub investors. For investors to receive miles, an investor must open or have an eligible taxable LendingClub investment account, enter an eligible United MileagePlus number [here]( or at [www.lendingclub.com/investor/settings/mileageplus,]( transfer New Funds of at least $2,500 and invest the New Funds through the LendingClub platform between October 9, 2017 and January 9, 2018. An investor's United MileagePlus number must be provided to LendingClub prior to the transfer of any New Funds for such New Funds to be eligible for this offer. LendingClub will submit records of qualifying activity to United for processing after the conclusion of the offer period. For purposes of this offer, "New Funds" means the amount of increase in the Available Cash of an eligible taxable investor account (as displayed on the Summary account page) resulting from the transfer (in one or more transfers) of funds from an external bank account (i.e. excluding principal and interest received on Notes then held in such account) during the offer period of October 9, 2017 through January 9, 2018. For purposes of this offer, "invest", "investment", or "investing" means funds have been used to purchase Notes through the LendingClub platform. Purchases of Notes on the Folio Investing Note Trading Platform* or any other secondary market do not qualify as investing. Upon the transfer and investment of the first $2,500 of New Funds, an investor will qualify to receive 2,500 miles. For every dollar of New Funds transferred and invested in excess of $2,500, a new investor will qualify to receive 1 mile, up to a maximum aggregate bonus of 100,000 miles during the offer period of October 9, 2017 through January 9, 2018. One bonus per United MileagePlus® account. Offer expires on January 9, 2018. Offer not valid for non-taxable IRA accounts or entity taxable accounts. Notes on LendingClub platform may have limited inventory or availability and Investor ability to invest in Notes is subject to Note inventory and availability on LendingClub platform. Must have a valid and current United MileagePlus® account at time of investment of New Funds and deposit of miles to be eligible. An investor forfeits their right to miles earned under this promotion if such investor does not have a valid and current United MileagePlus® account at time of investment of any New Funds or deposit of miles. LendingClub reserves the right to modify these terms and conditions or terminate this offer at any time. LendingClub does not provide investment advice, and the information presented here is not intended to be investment, tax, or legal advice. Other terms and conditions, or eligibility criteria, may apply. Offer is not transferable and may not be combined with other offers. Bonuses and mileage awards may be subject to U.S. withholding taxes, and any taxes related to this offer are solely the responsibility of the individual investor. Taxes and fees for award travel are the responsibility of the passenger and must be paid at the time the ticket is booked. By accepting mileage awards through this promotion you acknowledge and agree to all terms and conditions imposed by United Airlines®. *FOLIOfn Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with LendingClub. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. More information about Folio Investing is available at [www.folioinvesting.com.]( Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the [united.com]( website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to [united.com.]( [See additional MileagePlus terms and conditions.]( Neither United Airlines nor MileagePlus is a lender, borrower, investment advisor or loan broker. United and MileagePlus are not responsible for the provision of, or failure to provide, this promotional investment offer or promotional loan offer, or any investment offer or loan offer. United and MileagePlus are not responsible for any investment terms or any investments, or any loan terms or any loans. LendingClub makes no representations or warranties regarding United MileagePlus® program membership, offers, mile accrual, mile redemptions, or travel benefits. LendingClub Corporation is not affiliated with United Airlines®. 2 4.71% - 6.23% average historical returns for loan grades A through C as of September 30, 2017. To be included in the historical returns ("Historical Returns") calculation, a Note must have been originated prior to March 31, 2016. Historical Returns are LendingClub's adjusted net annualized returns ("Adjusted NAR") for Notes with Grades A through C. Adjusted NAR is calculated using the formula described [here](. Historical returns are based on actual borrower payments received each month, net of fees, actual charge offs, recoveries, and estimated future losses. To estimate future losses, we apply a charge-off rate estimate to the outstanding principal of any loans that are past-due but not charged off. The charge-off rate estimate is based on historical charge-off rates by loan status over a 9-month period. Historical performance is not a guarantee of future results. LendingClub Notes are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, the exposure to any single Note, borrower or group of Notes or borrowers, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and investors should review the risks and uncertainties described in the prospectus prior to investing in the Notes. 3 As of September 30, 2017. Based on adjusted net annualized return (Adjusted NAR) of current retail investors with a portfolio containing 100+ Notes of only grades A through E (i.e. no F or G grade Notes), none of which have been purchased or sold on the Folio Investing Note Trading Platform* and the portfolio has a weighted average age of at least 12 months (weighted based on the dollar value of each Note relative to the total dollar value of the portfolio, where the age of each Note is measured as of the purchase date of such Note). Adjusted NAR is calculated using the formula described [here](. This information is not intended to be investment advice. Historical performance is not a guarantee of future results. Actual results may differ materially from historical data. LendingClub Notes are not guaranteed or insured, and investors may lose some or all of the principal invested. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, exposure to any single Note, Borrower, or group of Notes or Borrowers, as well as macroeconomic conditions. *Folio Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with LendingClub. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. See the Important Disclosures page for additional important information. More information about Folio Investing is available at [www.folioinvesting.com](. [{EMAIL}]( is receiving this marketing-related message in association with an account registered at LendingClub and in accordance with its [Terms of Use](. Please [click here to unsubscribe]( from future mailings. Currently only residents of the following states may invest in LendingClub Notes: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY. LendingClub Notes are issued pursuant to a [prospectus]( on file with the SEC. You should review the risks and uncertainties described in the [prospectus]( related to your possible investment in the Notes. LendingClub's mailing address is: LendingClub, 71 Stevenson, Suite 300, San Francisco, CA 94105.