Updated Privacy Notice and Online Privacy Policy

[LendingClub]( Updated Privacy Notice and Online Privacy Policy. We at LendingClub take your data security and privacy seriously. As part of that commitment, we’re updating our Privacy Notice and Online Privacy Policy to include disclosures outlined in the California Consumer Privacy Act and additional details about our privacy practices. These changes are effective January 1, 2020. Here's a short description of each document and what's new: - [Privacy Notice](. This easy-to-read document describes why we need your information, what information we collect, and how we use it. It also lets you know what information you can limit and how to do so. - [Online Privacy Policy](. This document provides more information about our privacy practices for those who want more detail. We encourage you to read these documents fully and reach out to us if you have any questions. By continuing to use our services, you are accepting the terms of these agreements. Thanks for being a LendingClub customer. The LendingClub Team We're here to help Call our Investor Services team at [(888) 596-3159](tel:8885963159) Email us at investing@lendingclub.com. 595 Market Street, Suite 200, San Francisco, CA 94105 LendingClub Notes are not FDIC insured • not guaranteed • may lose value LendingClub Member Payment Dependent Notes (Notes) are offered by [prospectus.]( Investors should review the risks and uncertainties described in the prospectus carefully prior to investing. Historical performance is not a guarantee of future results and investors may lose some or all of the principal invested. LendingClub does not provide investment, tax, or legal advice. You should consult your legal, tax, and/or investment professional prior to making any financial or investment decision. While returns are dependent upon borrower payments of principal and interest, Note holders do not have a security interest in the corresponding loans or loan proceeds. Notes are unsecured obligations of LendingClub. Returns may be impacted by, among other things, the number and attributes of Notes owned, as well as macroeconomic and other conditions. {EMAIL} is receiving this message because we are notifying you of a transaction that has occurred with or a change in terms or features with respect to an account registered at LendingClub and associated with this e-mail. This transactional message is being sent in accordance with LendingClub's [Terms of Use](. You cannot opt-out of receiving transactional emails as they provide important information about your account. Please view LendingClub's [Privacy Policy]( if you have any questions. Currently only residents of the following states may invest in LendingClub Notes: AL, AR, CA, CO, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NE, NH, NJ, NV, OK, OR, RI, SD, TN, UT, VA, VT, WA, WI, WV, or WY. LendingClub's mailing address is: LendingClub, 595 Market Street, Suite 200, San Francisco, CA 94105.