Don't put all your nest eggs in one basket. Consider investing through a LendingClub IRA.

Earn a bonus of up to $3,000 [Open an IRA, Invest in People.]( [Earn a $3000 bonus when you invest through a LendingClub IRA]( [Dark blue box] Hi Lendingclub Member, One-third of Americans don't have savings for retirement,1 are you one of them? Begin investing for your future through a LendingClub IRA.2 You may be familiar with, or already invest in, the stock and bond markets. Have you considered adding consumer credit to your investment mix? By investing through a LendingClub IRA, you're gaining access to a security that isn't exchange-traded as the performance of LendingClub Notes is tied to borrowers repaying their loans. Adding consumer credit (borrowers' loans) to your retirement plan means adding a potential new return stream as you spread your investments beyond stocks and bonds—and diversification is an essential part of any portfolio. Through a LendingClub IRA, you can combine the potential to earn solid returns3 with the potential tax advantages of a retirement account.4 Boost your savings: From now until April 30, 2018, you can earn a bonus of up to $3,000 when you fund and invest New Funds through your LendingClub IRA.5 [Open an IRA]( In order to earn this bonus: 1. Open a LendingClub IRA. 2. Deposit New Funds into your IRA by making an annual contribution, rolling over your 401(k), or transferring funds from another IRA to a LendingClub IRA. 3. Invest in LendingClub Notes. When you deposit and invest... Earn a bonus of... $5,000 - $9,999 $25 $10,000 - $24,999 $100 $25,000 - $49,999 $375 $50,000 - $99,999 $1,000 $100,000+ $3,000 Learn more about the ins-and-outs of a LendingClub IRA with our recent webinar, [LendingClub IRAs: What You Need to Know.]( Questions? Our dedicated IRA support team is here to guide you along the investment process. Contact us at retire@lendingclub.com or 888-381-9309. Best regards, The LendingClub Team Questions? Please call (888) 596-3159 7am-5pm, M-F or email us at investing@lendingclub.com. Find Us On [facebook]( [twitter]( 1 The Motley Fool, 2017, [(. 2 This information is not intended to be investment advice. LendingClub Notes are not guaranteed or insured, and investors may lose some or all of the principal invested. Notes are offered by prospectus filed with the SEC and you should review the risks and uncertainties described in the prospectus prior to investing. You should consult your financial advisor if you have any questions or need additional information. Actual results may vary. 3 4.71% - 6.23% average historical returns for loan grades A through C as of September 30, 2017. To be included in the historical returns ("Historical Returns") calculation, a Note must have been originated prior to March 31, 2016. Historical Returns are LendingClub's adjusted net annualized returns ("Adjusted NAR") for Notes with Grades A through C. Adjusted NAR is calculated using the formula described [here](. Historical returns are based on actual borrower payments received each month, net of fees, actual charge offs, recoveries, and estimated future losses. To estimate future losses, we apply a charge-off rate estimate to the outstanding principal of any loans that are past-due but not charged off. The charge-off rate estimate is based on historical charge-off rates by loan status over a 9-month period. Historical performance is not a guarantee of future results. LendingClub Notes are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, the exposure to any single Note, borrower or group of Notes or borrowers, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and investors should review the risks and uncertainties described in the prospectus prior to investing in the Notes. 4 Please note, LendingClub Notes are offered by prospectus filed with the SEC. Please click [here]( to review the prospectus. 5 This offer is valid for either (a) new LendingClub IRA accounts that are opened and into which New Funds are deposited by April 30, 2018 and such New Funds are invested by June 30, 2018 or (b) existing LendingClub IRA accounts that deposit New Funds by April 30, 2018 and such New Funds are invested by June 30, 2018. For purposes of this offer, "New Funds" means the amount of increase in the Available Cash of an eligible IRA account (as displayed on the Summary account page) resulting from the deposit (in one or more deposits) of funds from an external source, such as a contribution, direct transfer, or rollover from an IRA custodian (i.e. excluding principal and interest received on Notes then held in such account, if applicable) (i) for existing LendingClub IRA accounts, from 11:59 PM on the date prior to LendingClub sending this email through the deposit deadline day listed above and (ii) for new LendingClub IRA accounts from the date of account registration through the deposit deadline day listed above. For purposes of this offer, "invest", "investment", or "investing" means funds have been used to purchase Notes through the LendingClub platform. Purchases of Notes on the Folio Investing Note Trading Platform* or any other secondary market do not qualify as investing. The amount of any bonus will be determined based on both the amount of New Funds transferred from external accounts before the deposit deadline day listed above and the amount of those New Funds invested by June 30, 2018. The account credit, if awarded, will be processed by August 31, 2018. Bonuses available: Transfer and invest $5,000 to $9,999 and get a $25 bonus to invest; transfer and invest $10,000 to $24,999 and get a $100 bonus to invest; transfer and invest $25,000 to $49,999 and get a $375 bonus to invest; transfer and invest $50,000 to $99,999 and get a $1,000 bonus to invest; transfer and invest $100,000 or more and get a $3,000 bonus to invest. Existing account balances will not be considered in determining eligibility for the amount of any bonus described in this offer. All bonuses are given as an account credit. All bonuses are for investment purposes only and will not be available for withdrawal or transfer from your LendingClub IRA account. Bonuses and account credits may be subject to U.S. withholding taxes and any taxes related to the bonus or credit are your responsibility. Maximum bonus is $3,000. Offer not valid for taxable accounts. One bonus per account. Bonus program may be changed or discontinued at any time without notice. Consult your tax professional regarding limits on contributions, depositing and rolling over qualified assets, and to determine whether an IRA may be the right choice for you. LendingClub does not provide investment advice, and the information presented here is not intended to be investment, tax, or legal advice. *Folio Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with Lending Club. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. More information about Folio Investing is available at [www.folioinvesting.com.]( {EMAIL} is receiving this marketing-related message in association with an account registered at LendingClub and in accordance with its [Terms of Use](. Please [click here to unsubscribe]( from future mailings. Currently only residents of the following states may invest in LendingClub Notes: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY. LendingClub Notes are issued pursuant to a [prospectus]( on file with the SEC. You should review the risks and uncertainties described in the [prospectus]( related to your possible investment in the Notes. LendingClub's mailing address is: LendingClub, 71 Stevenson, Suite 1000, San Francisco, CA 94105.