How LendingClub Notes May Help You Generate Long-Term Wealth

LendingClub Notes can offer solid returns to help investors working towards long-term financial goals. [How LendingClub Notes May Help You Generate Long-Term Wealth]( [LendingClub]( Hi Lending Club member, If you're working towards long-term financial goals—like saving for a child's college education, funding your retirement, or passing wealth between generations—LendingClub Notes should be on your radar. While many investors turn to stocks due to their historical ability to generate healthy returns, stocks aren't the only game in town. In fact, LendingClub Notes may offer solid returns and have delivered historical returns between 4-6%1, making them a potential tool to build wealth for the long-term. Find out how LendingClub Notes may fit into your overall investment strategy and help you take strides toward your long-term investment objectives in our latest blog post. [Read More]( Interested in learning more about your LendingClub portfolio return? To help you understand your returns and the role LendingClub Notes may play in your overall financial portfolio, LendingClub Chief Investment Officer Sid Jajodia is hosting a 25-minute webinar on Thursday, October 26th at 10 am PT. [Register Now!]( As always, please reach out to us with any questions or concerns at [888-596-3159,](tel:8885963159) M-F 7 a.m. - 5 p.m PT, or [investing@lendingclub.com.](mailto:investing@lendingclub.com) Best regards, The LendingClub Team Questions? Please call (888) 596-3159 7am-5pm, M-F or email Support at investing@lendingclub.com. Find Us On [facebook]( [twitter]( 1. 4.86%-6.69% average historical returns for loan grades A through C as of June 30, 2017. To be included in the historical returns ("Historical Returns") calculation, a Note must have been originated prior to December 31, 2015. Historical Returns are LendingClub's adjusted net annualized returns ("Adjusted NAR") for Notes with Grades A through C. Adjusted NAR is calculated using the formula described here. Historical returns are based on actual borrower payments received each month, net of fees, actual charge offs, recoveries, and estimated future losses. To estimate future losses, we apply a charge-off rate estimate to the outstanding principal of any loans that are past-due but not charged off. The charge-off rate estimate is based on historical charge-off rates by loan status over a 9-month period. Historical performance is not a guarantee of future results. LendingClub Notes are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, the exposure to any single Note, borrower or group of Notes or borrowers, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and investors should review the risks and uncertainties described in the prospectus prior to investing in the Notes. [{EMAIL}]( is receiving this marketing-related message in association with an account registered at LendingClub and in accordance with its [Terms of Use](. Please [click here to unsubscribe]( from future mailings. Currently only residents of the following states may invest in LendingClub Notes: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY. LendingClub Notes are issued pursuant to a [prospectus]( on file with the SEC. You should review the risks and uncertainties described in the [prospectus]( related to your possible investment in the Notes. LendingClub's mailing address is: LendingClub, 71 Stevenson, Suite 300, San Francisco, CA 94105.