Earn up to 100,000 miles when you fund your LendingClub account. We're making investing on LendingClub even more rewarding - you're steps away from earning double miles on United!
[Complete your registration to earn up 100,000 miles](
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[Lending Club](
Hi Lending Club Member,
One of the benefits of being a LendingClub investor is access to exclusive travel offers! For a limited time, when you transfer and invest new funds through LendingClub, you'll earn 1 United MileagePlus® mile for every $1 you invest. That's double our previous MileagePlus offer of earning 0.5 miles for every $1 you invested.
Investing through LendingClub is similar to investing in bonds1 and can deliver:
• Positive Returns: 97% of LendingClub portfolios with 100+ Notes—assets that correspond to a fraction of a loan—of similar size have seen positive returns.2
• Monthly Cash Flow: Investors have historically received 2-5% of their total investment back in cash payments as borrowers make their monthly payments.3
• Portfolio Diversification: A new addition to your fixed-income portfolio
To start earning double miles, do the following:
1. [Complete]( your LendingClub registration
2. Link your [MileagePlus account]( to your LendingClub account
3. [Transfer]( and Invest new funds through LendingClub
4. Earn 1 MileagePlus award mile for every $1 you invest, up to 100,000 miles (minimum $2,500 invested)
Get a head start on your 2018 travel plans—this offer is only valid through January 9, 2018!4
[Complete Registration Now](
[Watch Now - Learn more about Investing on LendingClub](
Have questions about investing through LendingClub? Watch this quick video on [how the LendingClub marketplace works](. We're also here to help! Contact us at earnmiles@lendingclub.com
Best regards,
The LendingClub Team
P.S. Don't have a United MileagePlus account, but want to participate in this limited-time offer? [Sign up for a MileagePlus account now.](
Questions? Please call (888) 596-3159
7am-5pm, M-F or email Support at investing@lendingclub.com. Find Us On [facebook]( [twitter](
1 LendingClub Notes are similar to traditional unsecured bonds in that investors receive regularly scheduled cash flows at predetermined dates. There are some key differences between LendingClub Notes and bonds, see website for further details.
This information is not intended to be investment, tax or legal advice. LendingClub Notes are not guaranteed or insured, and investors may lose some or all of the principal invested. Individual portfolio results may be impacted by, among other things, the diversity of the portfolio, exposure to any single Note or group of Notes, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and you should review the risks and uncertainties described in the prospectus prior to investing. You should consult your financial, tax or legal advisor if you have any questions or need additional information. Actual results may vary.
2 As of June 30, 2017. Based on adjusted net annualized return (Adjusted NAR) of current retail investors with a portfolio containing 100+ Notes, none of which have been purchased or sold on the Folio Investing Note Trading Platform*, where the portfolio concentration is one percent or less (i.e. no Note constitutes greater than one percent of the total portfolio value) and the portfolio has a weighted average age of at least 12 months (weighted based on the dollar value of each Note relative to the total dollar value of the portfolio, where the age of each Note is measured as of the purchase date of such Note). Adjusted NAR is calculated using the formula described [here.]( This information is not intended to be investment advice. Historical performance is not a guarantee of future results. Actual results may differ materially from historical data. LendingClub Notes are not guaranteed or insured, and investors may lose some or all of the principal invested. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, exposure to any single Note, Borrower, or group of Notes or Borrowers, as well as macroeconomic conditions. *Folio Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with LendingClub. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. See the Important Disclosures page for additional important information. More information about Folio Investing is available at [www.folioinvesting.com](.
3 Data as of June 30, 2017. LendingClub retail investors have historically received 2% - 5% monthly cash flow. Retail investor accounts are defined as those accounts with at least $2,500 in outstanding principal balance in any given month. Monthly cash flow for any given account is calculated by dividing an account's proceeds for any given month (scheduled principal & interest and additional payments, reduced by any charged-off Notes and fees) by the outstanding principal amount in such month. The monthly cash flow values reported above are based on the 12-month trailing average of the 10th and 90th percentile monthly cash flow values for all retail investors in the 12-month period ending June 30, 2017. Individual results may vary based on grade and term composition of an investor's investment strategy. Historical performance is not a guarantee of future results. This information is not intended to be investment advice. LendingClub Notes are not guaranteed or insured, and investors may lose some or all of the principal invested. Notes are offered by prospectus filed with the SEC and investors should review the risks and uncertainties described in the prospectus prior to investing. Actual results may vary.
4This offer is valid for individual LendingClub investors. For investors to receive miles, an investor must open or have an eligible taxable LendingClub investment account, enter an eligible United MileagePlus number [here]( or at www.lendingclub.com/investor/settings/mileageplus, transfer New Funds of at least $2,500 and invest the New Funds through the LendingClub platform between October 9, 2017 and January 9, 2018. An investor's United MileagePlus number must be provided to LendingClub prior to the transfer of any New Funds for such New Funds to be eligible for this offer. LendingClub will submit records of qualifying activity to United for processing after the conclusion of the offer period.
For purposes of this offer, "New Funds" means the amount of increase in the Available Cash of an eligible taxable investor account (as displayed on the Summary account page) resulting from the transfer (in one or more transfers) of funds from an external bank account (i.e. excluding principal and interest received on Notes then held in such account) during the offer period of October 9, 2017 through January 9, 2018. For purposes of this offer, "invest", "investment", or "investing" means funds have been used to purchase Notes through the LendingClub platform. Purchases of Notes on the Folio Investing Note Trading Platform* or any other secondary market do not qualify as investing.
Upon the transfer and investment of the first $2,500 of New Funds, an investor will qualify to receive 2,500 miles. For every dollar of New Funds transferred and invested in excess of $2,500, a new investor will qualify to receive 1 mile, up to a maximum aggregate bonus of 100,000 miles during the offer period of October 9, 2017 through January 9, 2018. One bonus per United MileagePlus® account. Offer expires on January 9, 2018. Offer not valid for non-taxable IRA accounts or entity taxable accounts. Notes on LendingClub platform may have limited inventory or availability and Investor ability to invest in Notes is subject to Note inventory and availability on LendingClub platform.
Must have a valid and current United MileagePlus® account at time of investment of New Funds and deposit of miles to be eligible. An investor forfeits their right to miles earned under this promotion if such investor does not have a valid and current United MileagePlus® account at time of investment of any New Funds or deposit of miles. LendingClub reserves the right to modify these terms and conditions or terminate this offer at any time. LendingClub does not provide investment advice, and the information presented here is not intended to be investment, tax, or legal advice. Other terms and conditions, or eligibility criteria, may apply. Offer is not transferable and may not be combined with other offers. Bonuses and mileage awards may be subject to U.S. withholding taxes, and any taxes related to this offer are solely the responsibility of the individual investor. Taxes and fees for award travel are the responsibility of the passenger and must be paid at the time the ticket is booked.
By accepting mileage awards through this promotion you acknowledge and agree to all terms and conditions imposed by United Airlines®.
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the [united.com]( website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to [united.com.](
[See additional MileagePlus terms and conditions.](
**Award pricing is effective as of October 4, 2017 and is subject to change without notice. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.50 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $275 per ticket as of January 1, 2017. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Any valid unused award ticket may be returned to the MileagePlus Service Center, for a service charge, up to one year from the date of issue. Award seats are subject to availability and capacity-control restrictions apply. For more information on MileagePlus award travel visit [united.com/awards.](
Neither United Airlines nor MileagePlus is a lender, borrower, investment advisor or loan broker. United and MileagePlus are not responsible for the provision of, or failure to provide, this promotional investment offer or promotional loan offer, or any investment offer or loan offer. United and MileagePlus are not responsible for any investment terms or any investments, or any loan terms or any loans.
LendingClub makes no representations or warranties regarding United MileagePlus® program membership, offers, mile accrual, mile redemptions, or travel benefits.
LendingClub Corporation is not affiliated with United Airlines®.
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Currently only residents of the following states may invest in LendingClub Notes: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY.
LendingClub Notes are issued pursuant to a [prospectus]( on file with the SEC.
You should review the risks and uncertainties described in the [prospectus]( related to your possible investment in the Notes.
LendingClub's mailing address is: LendingClub, 71 Stevenson, Suite 300, San Francisco, CA 94105.