5 tips for selling your home

How to negotiate a house sale, find a credit union & become a transcriptionist [The Penny Hoarder] DAILY DAILY August 24, 2021 [Alternate text] [Haven Disability]( Hey Penny Hoarders, The red-hot real estate market may be showing signs of cooling down, but it’s still definitely a seller’s game. If you’re considering putting your home up for sale, [here’s how to negotiate the best deal](. [Save Money]( [15 Retailers With the Best Return Policies]( An “All sales are final!” notice is a hard pill to swallow for any noncommittal shopper. If you’re frequently plagued with buyer’s remorse, consider shopping at these retailers — their return policies can’t be beaten. [READ NOW]( [Dear Penny: Is It Weird That My Daughter Wants Me to Evict Her?]( My daughter recently showed me info on how to legally evict an adult child. It was bizarre. She’s the only adult child living here! She admitted she needs a nudge. Should I evict her? [Make Money]( [How to Become a Transcriptionist]( by Nicole Dow, Anna Thurman [A Credit Union With the Perks of Mobile Banking]( Looking to make the move from a bank to a credit union? We took a deep dive into Alliant Credit Union — one of the biggest in the country — and what makes it tick. Check out our in-depth review to see if it’s the right move for you. [Alternate text] [Haven Disability]( Expect the Unexpected You work hard to support your household. Whether you’re solo or have a family depending on you, the last thing you want is to find yourself unable to pay your bills because of a sickness or injury. But these things do happen. In fact, more than a quarter of 20-year-olds today can expect to be out of work for a least a year before they retire, due to a disabling condition, according to the Social Security Administration. While you might not be able to prevent it from happening, you can at least be prepared to ride out the storm. [Haven Disability]( a disability income insurance policy issued by MassMutual, can help you do exactly that. Haven Disability offers an affordable way to help fill in the financial gaps so you can pay the bills that matter most (like your rent, mortgage, car payment and electricity) if a short-term disability prevents you from being able to go to work With Haven Disability, you can secure up to $5,000 per month in coverage amounts, and monthly rates start at just $10. Oh, and since they’re issued and backed by MassMutual, you know you can depend on them. To get started, all you have to do is [answer a handful of questions to see if you qualify](. There’s no health exam and no need to speak with an agent. Everything can be done online and the whole process takes less than 10 minutes.* The unforeseen can happen at any time. But a little foresight — and some assistance — can go a long way to make sure you can still pay your bills. [CHECK YOUR PRICE]( SPONSORED Today's Quick Picks - [Stop Obsessing Over the Stock Market. There's an Easier Way to Grow Your Money]( - [Do You Need a 12-Month Emergency Fund? Here’s Why You Might — and How to Get It]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D9422c4727b3b457399bfcbe4196cda53%26amp%3B_e%3DANSv80NstoKS25uEFFG4tmup08YDTot7MTpVoAbY9xd-zUhUVRc1fdKQwoVnraFo5Cez3cexOwFs3_Bpng2nR_7Y3jE-jFVjjj8bmxs3-1jSST26be8H0n2pArvJflF9%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] *It’s important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application. Haven Disability is a Short Term Disability Insurance Policy (ICC20-HLSTDI-POL) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in Arkansas is 100139527. Refer to important information about this policy's exclusions and limitations. For costs and complete details of coverage contact (855) 950-1395 or visit us online at . Not available in AR, CA, DE, FL, MT, ND, SD or WY. The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.