✅ your money before you wreck your money

ICYMI: A roundup of this week's most popular articles [Sum It Up]( [Check Your Money: Time for a mid-year financial review]( [Check Your Money]( [Time for a mid-year financial review]( We're half way through 2024, so it's time to take stock of your finances. We recommend a comprehensive mid-year financial review that encompasses your budget and emergency funds, your debt and credit score, [your insurance]( and tax payments, plus your retirement and estate planning. Yes, it's a lot! And for the month of June, we'll walk you through every step of a mid-year financial review in detail. This week we focused on budgets and emergency funds, and next week we'll turn our attention to managing debt and your credit score.   [The Cost Of Living Keeps Rising]( It’s getting harder to keep up with the cost of living. Don't let higher prices burst your financial dreams too. A solid budget is a great weapon to fight back. Here are six ways you can [budget your way to building wealth]( in the face of rising costs. [Fight Inflation](   [How To Start An Emergency Fund]( Putting $1,000 away in an emergency fund today could save you thousands in the long run. Think of it as building your own rock-solid bank to draw on if disaster strikes. [Follow our guide]( to quickly build a just-in-case fund, no matter what your budget looks like right now.   [Too Far? Gravity-Defying Budgets]( [Too Far? Gravity-Defying Budgets]( Just how far is too far with your budget? Could you give up buying clothes, a full night's sleep or even your home to achieve a bigger dream? Making extreme budgeting moves like that might help you save enough money for significant financial goals. It may sound like lunacy, but here are some [stories from people who actually did it](.   [1 In 3 People Will Suffer A Costly Emergency]( If you're a glass-half-full kind of person, then you might see that line and think "two out of three people WON'T suffer a financial emergency, so the odds are in my favor." Hey, we believe in the power of positive thinking, too! But we don't believe in gambling. Here's why [everyone should budget for the worst case scenario](.   [Why This 10-Day Savings Challenge Is Going Viral]( Probably because folks love it when they can stop overpaying online retailers, credit card companies and insurance companies. And that only covers three days of this viral savings challenge. Join in and see how much you can [boost your budget in under two weeks](.   [We'll Text You More Money Tips]( Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](