Home down payments & selling gift cards online

What you ACTUALLY need to save for a down payment, selling gift cards for cash and more [The Penny Hoarder] DAILY DAILY August 20, 2020 [Alternate text] [Morning Brew]( Hey Penny Hoarders, 2020 has been a year of doom and gloom — and not a whole lot of good news. But we just heard that “The Great British Bake Off” has completed filming with a new batch of bakers, so we’re hopeful we’ll get a 2020-redeeming season of soothing cakes, biscuits and scones before the year is out. In the meantime, today, we’re talking about a smart way to cut down on the bad news (without compromising on staying informed), what to know if you ever plan to buy a house, how to sell unused gift cards for cash and a whole lot more. [Home Buying]( Putting a Down Payment on a House: How Much You Need and Other Facts You know buying a home is in your future — and you’ve always heard that you’ll need to have 20% of the purchase price saved up before you so much as peruse the local listings. But while that 20% figure is a great goal to strive for, it isn’t a hard and fast rule. Here’s everything you need to know about down payments — whether you’re currently in the throes of house-hunting or simply have a “someday” dream. [Read Now]( Not Just Yet The first few states have been approved for the president’s unemployment boost, but that money isn’t going into people’s pockets yet. [Here’s why — and what to expect from the Lost Wages Assistance program](. [Make Money]( [These 4 Sites Will Let You Sell Gift Cards Online to Make Extra Cash]( by Dana Sitar Need Some Advice? Professional financial advice can be invaluable — but scams abound. Here’s [how to find legit financial advisers]( who are volunteering their services to help out with coronavirus-related money woes for free. (Yep, free.) [Alternate text] [Morning Brew]( Done With Doom and Gloom? You’re busy (even if 2020 has knocked out the bulk of your social life). You have things to do, people to Zoom and you don’t have time to track down every new bit of news to hit the internet. Besides, there’s such a thing as “doomscrolling,” and it’s, well, as unpleasant as it sounds. But maybe more now than ever, it’s important to stay informed and up-to-date on what’s happening in the world. So how do you get the information you need, fast — without spiraling down an hours-long rabbithole of doom and gloom? Easy: You sign up for the [Morning Brew]( newsletter. Every weekday morning, the experts at Morning Brew curate the news you need to know and deliver it directly to your inbox in one quick, easy read. Each day’s newsletter takes about 5 minutes to read and covers everything from national news to stock market trends (and don’t worry — there’s some fun stuff mixed in!). You’ll stay up-to-date and in-the-know — and you won’t have to weed through pages and pages of muck and mire (the folks at Morning Brew do that part for you). Plus, you’ll always have something to chat about on that morning Zoom while you wait for your coworkers to trickle in. So don’t spend another day “doomscrolling” for your news. [Sign up for the Morning Brew daily newsletter for free]( and stay informed — and entertained — all in about the time it takes for that first cup of coffee to kick in. [SIGN UP]( SPONSORED Today's Quick Picks - Don’t let your resume fall to the bottom of the pile. Brush up on your technical skills with [this online bootcamp that will help you finally master Excel](. (On sale for just $39.99!) - Ready to get a handle on your finances? (Who isn’t?!) Here’s [a seven-day challenge]( that will help you organize your finances (no color-coding required). Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3Dec03b65913634878b24a1eef0572c188%26amp%3B_e%3D4GKqdLbdKZXrWCsDicC75cas1KTdmDF2dWiX8_eEvi0kYYwMEQuL0oyEzEkeOlOvnP94Qbk32QKCN5YbclZXYNL8lKtKZn9b2NszDJFu2UWNkQ_ZmluL3JveKoekouKu%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.