Always check this before buying a home

Today I’m going to show you how to write a simple email to get exactly what you To view this email as a web page, [click here]() {NAME}, Today I’m going to show you how to write a simple email to get exactly what you need. If you’ve watched my Netflix show, you’ll remember in episode two I met 27-year-old Sophina, who was a very proud first-time homeowner. (BTW if you haven’t seen my Netflix show, “How To Get Rich,” yet – you’re missing out! [You can binge watch it here]().) When I met Sophina, she had just bought a condo 8 months before. But when she made the purchase, she didn’t know about the HOA (homeowners association) fees. Sophina’s not alone! On top of mortgage payments, homeowners have to budget for closing costs, utilities, taxes, insurance, maintenance — and HOA fees. These are the [“phantom costs”]() of homeownership that many buyers don’t consider. Warning: HOA fees are separate fees. Know them before you buy! [Ramit Sethi] Thinking about the real estate lobby The real problem: Cold showers HOAs charge monthly fees to cover the cost of maintenance and amenities, and most people don’t realize these fees RISE over time. This $500+ per month is on top of Sophina’s mortgage payments. But the real problem: Sophina didn’t have hot water in her condo! Nothing since she moved in. Which meant Sophina was taking cold showers every day! It wasn't something Sophina would tell anyone about. And I get it. That can be embarrassing. She put all this money into buying a condo and everyone came and celebrated. How are you supposed to say, “Well guys, actually I don't have hot water”? No one wants to feel they made a bad investment. Back to the story: When I went over to see her condo — yes the water was very cold, actually freezing. DAMN. This was a huge problem. The plumber she hired under her insurance said it was going to cost thousands of dollars to fix it. And she was hoping that it was something the HOA would fix. Sophina tried to call and was told to wait a few weeks. WEEKS? How many weeks? Two weeks? Guys that's not OK! What if the HOA wasn’t going to fix this hot water problem? Was Sophina supposed to keep having cold showers? Yes. Because she had over $7000 in credit card debt from moving in and purchasing the extra things most people don’t think about. Like buying a new mattress, new furniture, and kitchen and bathroom items. That’s why we WROTE an email to them. What would you say to get you hot water? “Ummm, hello, this is Sophina from unit… ” Ok how about we start again otherwise this will take 25 years. What if you say something like this instead: [Hot water issue]() [Click to enlarge]() Sophina was blown away. That was just SIX sentences and took minutes to write — can you see how powerful this is? 3 “must-have” elements in every powerful email Here were my key takeaways: When you’re writing an email to someone about an issue and need it fixed ASAP, you need 3 elements: - Be specific: Tell them how long this has been a problem, and exactly how many times you’ve contacted them. - Be direct: Be clear about what you are asking for, and make sure you give them a deadline to respond. - Be aggressive: When you’re dealing with things like this, you need to make sure people take you seriously. That doesn’t mean you have to be a jerk about it, but be very clear about the consequences. Next week, I'm going to show you how to learn the timeless skills to become a BETTER and FASTER writer. We’ll be taking a look inside one of my premium courses you can use to improve your life in every possible way. Plus how you can generate $500, $5,000, or even $15,000 a month from anywhere in the world — in just a few hours of work a week. I’m excited about this so stay tuned. [Signature] P.S. Keep an eye out for my email on Monday morning. I’m excited to show you how to become a GREAT writer. And even make a side income in just a few hours of work a week if you want. You may be new to IWT. Here's all the stuff we offer [Programs]() [Podcast]() [Netflix show]() [Books]() [Check out our website for more]() Follow Ramit [ig]() [fb]() [tw]() [yt]() [pc]() Was this forwarded to you? Sign up [here](). This email was sent to [{EMAIL}](). If you no longer wish to receive these emails you may [unsubscribe]( at any time. 548 Market St #89946 San Francisco, CA 94104-5401