How EarlySalary grew amid the pandemic

[Click Here]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwANSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNRwwaGwhaDQIXW1QcTglBE0BFDBccTwEOCUxNWhBCEU0OF0AcRxZUFVxTRRYSCkQ=&ext=bmM9dm0mbT00MzY1JnU9W1VOSVFJRF0=) to see the web version VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFUFXwkOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxc&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= Daily Capsule | 18th November 2021 Good morning, For many of us, month-ends are usually a period of financial stress. This is where lending platforms like [Pune-based EarlySalary]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAMSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbUARCDkASBFVSRR0cAUBfXkxPD1sCTEsNWRcVFkcVBA4BTwJGVkVTGFANRwRFS0ZWXkRLRABdVQYIDAJPBw0NQFAGWA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) step in to ease the financial woes. Started by Akshay Mehrotra and Ashish Goyal after interacting with over 100 working professionals, the consumer lending platform has grown to reach over Rs 230 crore in monthly disbursals and over Rs 4,750 crore in cumulative disbursals. The startup has over 500,000 active customers. With consumer behaviour seeing a shift post-pandemic and the financial ecosystem undergoing significant changes, EarlySalary is tapping into the opportunities and introducing new product lines to boost its growth. EarlySalary added 100,000 new customers between January and August this year. In August 2021, EarlySalary saw its highest disbursal of over Rs 160 crore in a month. Its new business line of Buy Now Pay Later (BNPL) clocked over Rs 25 crore, and the number of personal loans processed in a month hit above 5,000. "In Q3 and Q4, we were able to incubate new channels and also realised that the customer was ready for new products. We were able to grow our topline and become PAC positive, at a holding company level,” says Akshay. VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAMSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbUARCDkASBFVSRR0cAUBfXkxPD1sCTEsNWRcVFkcVBA4BTwJGVkVTGFANRwRFS0ZWXkRLRABdVQYIDAJPBw0NQFAGWA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= Check out YourStory's full coverage of TechSparks 2021 [here]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcGUQMOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTBYAABACDA==&ext=Y2F0ZWdvcnk9VGVjaFNwYXJrcw==) . Click here to download [YourStory’s Tech50 report]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcGXwUNSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aElZfBx1LCA1OCBMbTApFEEoVCktKGhBUAF1FQlkQCUdOTAMGWFYISUZdRVdDFkwGCQUHG1wQWQo=&ext=) . Here are other highlights in today's Daily Capsule: - The Interview with Rameesh Kailasam, CEO, IndiaTech.org - Editor’s Pick: Blume Ventures’ Arpit Agarwal on EV industry - Startup Spotlight: PropReturns - YourStory TV’s Daily Dispatch - News and updates and more… The Interview [5 steps to regulate the cryptocurrency industry in India]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFYCXgkASQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXTFhHQxNWBB1SDAhKFgMVBws=&ext=dj1PVFpkdHdfZG5DMA==) Rameesh Kailasam, CEO, IndiaTech.org describes to YourStory Founder and CEO Shradha Sharma the five-point framework created by IndiaTech.org to regulate India's crypto industry while mitigating risks and fostering innovation. [Watch Now]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFYCXgkASQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXTFhHQxNWBB1SDAhKFgMVBws=&ext=dj1PVFpkdHdfZG5DMA==) Editor's Pick : Blume Ventures’ Arpit Agarwal on EV industry Editor's Pick Blume Ventures’ Arpit Agarwal on EV industry VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAPSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbVwlFD1xME1xdQxFDBkYbV1QHAUARUQVIRgZQDVdUUBVYDAVdWBpUVEAQURRJ&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= The Indian electric vehicle market is further expected to reach $49 billion by 2026 with leading mobility startups like Ola Electric and automobile companies like Hero and Okinawa rushing to claim a stake. In a conversation with Siddhartha Ahluwalia, Founder and Host of 100X Entrepreneur, Arpit Agarwal, Director at Blume Ventures talked about the challenges and opportunities in India’s EV industry. [Read more.]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAPSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbVwlFD1xME1xdQxFDBkYbV1QHAUARUQVIRgZQDVdUUBVYDAVdWBpUVEAQURRJ&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) Startup Spotlight VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbXAtGB0oVDFdUGhZUAlkbV0sWA0AGFRYXXxNdFkBBGFdGDARGSl9fRRkURglAS1BDR0UIR0xARQIXERQSTgUORA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= [Simplifying property ownership]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbXAtGB0oVDFdUGhZUAlkbV0sWA0AGFRYXXxNdFkBBGFdGDARGSl9fRRkURglAS1BDR0UIR0xARQIXERQSTgUORA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) With the real estate sector reviving post the pandemic, Somil Mathur and his batchmates – Jayant Panwar and Kenish Shah — started PropReturns, where people interested in real estate have the option to become owners of pre-leased commercial properties. Until September 2021, over 2,000 people were using the platform, and it recorded between 15-20 transactions. [Read more.]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbXAtGB0oVDFdUGhZUAlkbV0sWA0AGFRYXXxNdFkBBGFdGDARGSl9fRRkURglAS1BDR0UIR0xARQIXERQSTgUORA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbXAtGB0oVDFdUGhZUAlkbV0sWA0AGFRYXXxNdFkBBGFdGDARGSl9fRRkURglAS1BDR0UIR0xARQIXERQSTgUORA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= YourStory TV: Daily Dispatch [Mapping growth trends with Booking.com]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwABSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXTFhHQxNWBB1SDAhKFgMVBws=&ext=dj1yV1FGb1BNNTkwOA==) Catch the top headlines from the startup and tech world on YourStory TV’s Daily Dispatch, on weekdays at 5 pm with Priya Sheth. News & Updates - Sabeer Bhatia, the Silicon Valley-based techpreneur who co-founded Hotmail, has launched a new startup, [ShowReel, a social video messaging platform]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwAASQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbXQpED1gICRRQWElXDEBYVl0QT0cCWgMAQk5aDFVMXFkcDgBBV1ReUEdJRw5fTkdSV1tLRw5QWAIJSAwHBQ0CGVgAQxFYBgxXVBoUXQJBUF1KD09HF1kUEUUTFwVZSA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) . - Lending platform U GRO Capital and State Bank of India (SBI) partnered for a [co-lending arrangement to disburse up to Rs 500 crore]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEJSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTBYIAxEVCxFNGhZSCxQUSF5BWElSAkVfRlkOT1AKSwQQQhBdSUZLGA0BUkxXS1hEUBkJRwtVShhRW1kSUQJbHgIIFQ==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) to micro, small and medium enterprises (MSMEs) by the end of this fiscal. - Operated by Silicon Valley entrepreneur Vaibhav Domkundwar, venture capital firm Better Capital has announced the final close of its [debut fund of $15.8 million]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEISQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbRgpcDRQGFRRRUhBFBkcbUVkSC0ACVEsGXAxLAUcVU1FDERUZX0JYURkSVQ9SUVRBH1MJWQpGXwcSBBNNAAkT&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) . - Up Funds, an early-stage fund by Upekkha Value SaaS Accelerator, is investing in eight startups. The funding cheques, between [$100k and $200k per startup]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwELSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbUxBeBlAPAhRGRwFaCFRFH00ST1IWVgIWHQpWElFLQVVUDBUZARpFVFUXGRVEWEdDR0cVGwBeQQ==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=) , will go to VideoForm, IOTRL, Urban AI, EnrichVideo, Bynry, GOVeva, OceanFrogs, and Kloudle. Startup Funding: Deals of the day Startup Funding Deals of the day Startup Amount Round Velocity $20 million Series A GoKwik $15 million Series A SalaryBox $4 million Seed In Case You Missed It* *A roundup of interesting stories from global media organisations; YourStory has not verified this content and does not vouch for its accuracy - Apple has announced [Self Service Repair]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEKSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXVEdCWwMaAlxcTAsAFhETCwxZGlcAUAhOVAgcVhRBD1AbU1YMDUENWwMWHRBdCFIVRl1DFAhXXBpEUEQFXRQf&ext=) , which will allow customers who are comfortable with completing their own repairs access to Apple genuine parts and tools. - Nestle expects to nearly [double its ecommerce sales to 25 percent]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwENSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXR1JHQwNGEh1SDAhKAxcSDQ1RRhYfEFwVBFBfGgdeDUZDX10QTVoGSxIJVU5ZDVlLGF9UDARGWENTGEURVRREXEcaRlgSVQ0eQgIJABJPBEkAW1gIVRBaBEhbShpWAVEAGwAIUFMZUglLVAdM&ext=) of its group total by 2025 by increasing marketing and technological investments. - The coronavirus pandemic grabbed the world’s attention in early 2020 and has failed to let go ever since, but U.K. experts are warning that [antibiotic-resistant infections]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEMSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXVllQVEhXDl4eUVVXUE1QVUwFAkpRDE0IB1BcQw1STkdTQVERFlUNWwNIUwxNCFAVV10cFglRFFlTTUBJXA9UXVBZH0cHWgVWXAoGSBQJTAEbRFAXRBEXCRFUXw==&ext=) , often described as a “hidden pandemic,” should be the next big concern. VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEPSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXV0JBXghREkAfCxYHAkwCC01dW0pVDBQGBxZaWRdYBF1CQRcLDFoMTgcRWQxWSVVWURVFEABaSlFZR1kFQA9fVxpVV04JWgUeUwILDggMBg==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= We are living in a time where creating a digital ecosystem through collaborative associations is essential for any business to thrive. HSBC India’s “Beyond Banking” initiative offers you a combination of our business banking services and innovative collaborations spanning across functionalities, with the aim of partnering with you every step of the journey and going beyond being just a bank. [Know more]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEPSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tDEUcXV0JBXghREkAfCxYHAkwCC01dW0pVDBQGBxZaWRdYBF1CQRcLDFoMTgcRWQxWSVVWURVFEABaSlFZR1kFQA9fVxpVV04JWgUeUwILDggMBg==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=). VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tWD0QXWU4dBCBYUWRQCA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= What is the business cycle, and how can it help you in your wealth creation journey? Hear experts talk about it only on Paytm Money Business Cycle Masterclass, from November 19 - 20. [Book now]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEOSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tWD0QXWU4dBCBYUWRQCA==&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=). VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEBSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tEClFXG0RXUg0aCF1FBglLAg0MSwJYWUhRCwtRVwg=&ext=dHJhY2tTcmM9eW91cnN0b3J5bmw/dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= How can we innovate responsibly through AI? Get a first-hand view as Edward Santow, Industry Professor - Responsible Technology at the University of Technology Sydney (UTS), will speak on the topic at #allAI2021. [Register now]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEBSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tEClFXG0RXUg0aCF1FBglLAg0MSwJYWUhRCwtRVwg=&ext=dHJhY2tTcmM9eW91cnN0b3J5bmw/dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=). VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEASQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbRhJZEFVMAFpcWglUEVZTH1EMBkEQTBQcHQpVCVFKRlFHB0xHUVhEQRkSXQJVVkYaXl4QURJHQwYECEwRCQsTRFwLV01YDBU=&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= Live commerce is the first step to the metaverse that will revolutionise the e-commerce industry in the future,” says Kaizad Hansotia, Founder and CEO, SWIRL. Betting big on the immersive short videos and livestream shopping, SWIRL is disrupting India’s e-commerce industry. Kaizad plans to scale up in international markets by early 2022. [Read more here]( VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwEASQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbRhJZEFVMAFpcWglUEVZTH1EMBkEQTBQcHQpVCVFKRlFHB0xHUVhEQRkSXQJVVkYaXl4QURJHQwYECEwRCQsTRFwLV01YDBU=&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno=). Before you go, stay inspired with... — Kris Gopalakrishnan, Chairman of Axilor Ventures VAEOBUoESBBGD0NNR1ZfVQdYBURYDV1TIQUMBQpYGwZfD0UVF1BAQxZQDldXXlwVC1pbDiYCXQJRCBpbWlVN&ml=VQcPAkoFSFcHUwIJSQ==&sl=I0h6S2NmSDd5MkxVW1wAGQhXT0peFhcWFQ0THU1XWghMUg==&pp=0&&fl=CUBNR0UPG0tNCUVLRkNdRR8aAlxcTFdVU1NOVVIbVwBeBVgNEEtGGhBUAF0bQU0PD10XFVRVAlIVBl1XRltYBw9XXEQbRlcLQBIdVFpFQF4VWw8eXAwBABMMAEsCWUU=&ext=dXRtX3NvdXJjZT1FbWFpbCZ1dG1fbWVkaXVtPVlvdXJTdG9yeUJ1eno= “India is today creating solutions for 7 billion people in the world, not just the 1.3 billion that live in the country.” We want to hear from you. Tell us what you think of this newsletter and what else you’d like us to explore. You can reach us at editorial@yourstory.com. 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