The Safest Place to Put Your Money

Most investors should do the same... [Shield] AN OXFORD CLUB PUBLICATION [Wealthy Retirement]( [View in browser]( SPONSORED [The Dark Secret of the Energy Industry]( [The Largest Untapped Energy Source on the Planet]( Most people don't know this... But sixty percent of the energy that's generated each year in America is wasted. That's right - sixty percent! Yet a tiny Silicon Valley company has just discovered how to use AI to tap this trillion-dollar treasure trove of wasted energy... and turn it into power we can use... Meaning this company's growth could be almost unimaginable... [To watch this video for free, click here.]( [BOND INVESTING]( [The Easiest Way to Protect Your Wealth]( [Marc Lichtenfeld, Chief Income Strategist, The Oxford Club]( [Marc Lichtenfeld]( I was talking to a friend last week when he began to grieve over his recent losses in the stock market. "Is there anywhere safe to put my money?" he asked me. "Bonds," I replied, definitively and succinctly. He rolled his eyes and told me bonds were boring. "Are you having fun with the excitement of the stock market right now?" I pushed back. I understood his hesitation. After all, he bought Tesla (Nasdaq: TSLA) stock years ago when the company's cars were still a novelty. (He sold way too early and also invested in a lot of duds.) A bond will never generate the return of a great stock that was bought early. But that's not what bonds are designed to do. You buy them to protect your wealth and earn income. Like stock prices, bond prices fluctuate (though typically not nearly as much as stock prices). However, unlike with stocks, you know exactly how much a bond will be worth in the future. At a bond's maturity date, it will pay investors $1,000 per bond - whether they paid $800, $1,000 or $1,100 for it. That payout is contractually obligated. The company's stock could go to zero, but unless the company goes bankrupt, it will pay bondholders their $1,000 at maturity. To top it off, investors will get paid interest while they wait for their bonds to mature. And now that rates have come up from rock-bottom levels, there are many safe investment-grade bonds with yields to maturity (YTMs) above 6% or even 7%. SPONSORED [O'Reilly Invites "Futurist" on Camera to Defend Outrageous Wealth Prediction (Uh-Oh!!)]( [See It Now]( Bill O'Reilly will challenge anyone... Jon Stewart, Barack Obama, Donald Trump... even the entire cast of The View. Rarely will you ever see O'Reilly himself SHOCKED by anything... But that's exactly what happened after he invited a "futurist" to defend an outrageous prediction about the financial future of America. You'll GASP when you see this... [SEE IT HERE.]( YTM is essentially the average annual total return until maturity. For example, a BBB rated bond from Air Lease Corp. (NYSE: AL) that matures in July 2026 has a YTM of 6.5%. In other words, if Air Lease keeps the lights on and its business running, bondholders will earn an average yield of 6.5% until maturity. The chances of that happening are extremely high. A rating of BBB or better is considered investment grade. Investment-grade bonds have a default rate of just 0.1%. While I suggest that bond investors plan on holding a bond until maturity, you don't have to. You can sell anytime you want. And if the bond's price goes higher, you can take profits. If it doesn't rise - or if it even goes lower - that means nothing to you because you know that your bond will be worth $1,000 at maturity. The Air Lease bond is currently trading around $850. Let's say it drops to $750 in six months. Does that matter if you know with near certainty that you'll get paid $1,000 at maturity? For those willing to take on slightly more risk, high-yield bonds offer higher YTMs. I'm currently seeing some BB rated bonds with YTMs of 7.5% to over 10%. The average default rate on high-yield bonds is around 3% since 1998, with the vast majority of those defaults occurring in bonds rated CCC or lower. The current default rate of high-yield bonds in 2022 is around 1%. I could tell my friend was going to ignore my advice. He prefers to buy high-flying stocks and complain when they don't work out. For the rest of us who want to know that a portion of our portfolio is very safe and earning 6.5% to more than 10% per year for the next few years, bonds are the way to protect your wealth, earn income and generate a strong total return. I own bonds in my portfolio and will be adding more in the coming weeks and months. Most investors should do the same. That's why I recommend you check out my [Stock Quitters Summit]( in which I reveal the ultimate asset to buy and hold during this bear market and the likely recession to come. This incredible investment pays out [contractually obligated returns of up to 110% in less than five years](... 100% outside of the stock market. [Learn more in my Stock Quitters Summit.]( Good investing, Marc [Leave a Comment]( MORE FROM WEALTHY RETIREMENT [Superhero]( [How to Become a Bear Market Hero]( [Engineer]( [Is Liberty Latin America an Insane Value?]( [Trader Analyzing Stock Charts]( [Use Pattern Recognition to Perfect Your Trades]( [Tractor]( [A 7% Yield That's Safer Than It Looks]( [Facebook]( [Facebook]( [Twitter]( [Twitter]( [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0AMost%20investors%20should%20do%20the%20same...%0D%0A%0D [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0AMost%20investors%20should%20do%20the%20same...%0D%0A%0D [Email Share]( [Push Alert]( SPONSORED [Five Dividend Stocks to Buy Now (FREE INSIDE)]( Marc Lichtenfeld - income expert and author of Get Rich with Dividends - is giving away his Ultimate Dividend Package... Completely free of charge! 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