Profit in the Face of the Bear

Don't just sit around as stock prices fall... [Shield] AN OXFORD CLUB PUBLICATION [Wealthy Retirement]( [View in browser]( SPONSORED [URGENT: Safe Stocks Help Rescue Americans From Market Storm]( [Chess]( Almost everyone is getting PUMMELED by this market... almost everyone. One group of stocks has "generated returns of almost 30% so far this year," according to Financial Times and Bloomberg. (Hint: It's not gold or energy stocks.) [Click here to get all the details.]( Editor's Note: As Chief Income Strategist Marc Lichtenfeld explains today, there hasn't been a better time to invest in bonds in decades. Rates are rising and bond prices are falling, giving us plenty of opportunities to lock in strong income streams and obligated maturities. Meanwhile, the S&P 500 just notched a new closing low for 2022 - a 20% plummet from its most recent high. That abysmal drop would be news if similar drops weren't happening on what seems like a daily basis. If you're tired of being burned by the markets and want a rock-solid yield and steady income you can depend on... [You need to watch THIS VIDEO before you touch another stock.]( Marc recently uncovered an investment that pays out contractually obligated returns of up to 110% in less than five years... Completely outside of the stock market. [Here's everything you need to know!]( - Kyle Wehrle, Assistant Managing Editor [BOND INVESTING]( [The Best Place to Secure Profits During This Bear Market]( [Marc Lichtenfeld, Chief Income Strategist, The Oxford Club]( [Marc Lichtenfeld]( Imagine that in this bear market, as prices are going down seemingly every single day, you looked at the prices of your stocks and shrugged at the insignificance because you were certain they would return to their previous value - in fact, they would have to. I'm not talking about the fact that stocks go up over the long term. While they do, some stocks never recover their losses. No, unfortunately, I'm not even talking about stocks. But there is a class of investments that have gotten beaten up along with nearly every other asset class - with one major difference. These investments not only will recover their value but also will earn a profit. It's dictated by law. The stock market is getting hammered, seemingly every day. Eventually, the hammering will stop. Stocks will bottom. Maybe they'll bounce right back quickly. Maybe they'll take a while to rebound, a phase known as basing. That could take weeks, months or years. And some individual stocks will never come back. Bonds are also down due to rising interest rates. But unlike with stocks, with bonds, you know for certain what the price of your bonds will be on a certain date. Most bonds mature at par value ($1,000). That means on the date the bonds mature, the bondholder will receive $1,000, no matter what they paid for the bonds or where they're trading at maturity. For example, if you spend $900 on a bond that matures on May 1, 2023, and today it's trading for $800, you will still receive $1,000 on May 1, 2023, unless the company goes bankrupt. You'll also collect interest along the way. Because bond prices are falling with rising interest rates, they're presenting the best opportunity to own them that I've ever seen in my career. Abby Joseph Cohen, the famed former Goldman Sachs partner and current professor of business at Columbia University, agrees with me, telling Bloomberg Television last week that this is the best opportunity in 20 years for individual investors to buy bonds. SPONSORED [Control Shares of the World's Most Profitable Stocks... for PENNIES on the Dollar!]( Everything is more expensive these days... Your investments don't have to be. Instead of paying $63 a share for pharmaceutical giant AbbVie... And making 66% in 10 months... Wouldn't you rather pay $1.18 a share... And have the chance to walk away with a 907% gain? Same stock. Same shares. Fewer dollars at risk. BIG potential gains! [Click here to discover more.]( Investors who want very little risk can buy investment-grade bonds with yields to maturity of 6%, 7% and higher on bonds maturing in 2026 or earlier. Yield to maturity is the total annual return, including bond interest and the capital gain or loss on the bond. Just a few months ago, you would have been lucky to get half the amount of yield to maturity that you can get today. Even the highest-rated bonds - AAA bonds - can now earn you over 4% per year. For those who can take on more risk, the returns can be spectacular. Some non-investment-grade bonds, also known as high-yield bonds or junk bonds (bonds with a Moody's rating of Ba1 or lower or an S&P rating of BB+ or lower) are sporting 10% or higher yields to maturity. For example, one bond I'm looking at right now matures in March 2025. It trades around $850. So if I recommend it, you know that you're going to make $150 per bond, or a 17.6% profit, when it matures in 2 1/2 years. You'll also get paid 5.3% annual interest on the bond while you wait for it to mature. All told, your yield to maturity (annual total return) will be 11.6%. Again, that's guaranteed, except in the case of bankruptcy. The company's stock price could be in the toilet. The company could struggle, but so long as it is keeping the lights on, your interest and profit will be locked in by contract. Investment-grade bonds have a default rate of just 0.1% over the past 32 years, while B- rated junk bonds have a default rate of 3.4% over the same period. A bond rated B- is rated fairly low, meaning you get paid to take on that extra risk. But if you prefer BB rated bonds, you can still earn double digits on some of them. When you own a bond, you simply don't care about where prices are today. The only day you care about is the maturity date, when you get $1,000 - regardless of whether you paid $1,000, $900 or $500 for the bond. And given rising interest rates, it's easy to find bonds trading at big discounts to their $1,000 par value - bonds that will pay a healthy interest rate and are guaranteed to pay you $1,000 at maturity, unless their issuer goes bankrupt. If that sounds better than watching your stock prices fall every day and wondering whether they'll ever climb back, get involved with bonds. There hasn't been a better time to do so in decades. If you're unsure where to get started in bond investing, look no further than my [Stock Quitters Summit](. In it, I reveal [an investment that pays out contractually obligated returns of up to 110% in less than five years]( - and a whole lot more. [Here are all the details.]( Good investing, Marc [Leave a Comment]( MORE FROM WEALTHY RETIREMENT [Piggy Bank]( [How to Earn Income the IRS Won't Touch]( [Castle and Moat]( [Equifax Is Priced Better by the Day]( [Computer Waste]( ["Trash" Stocks Could Make You 1,000%-Plus]( [Intel Building]( [Intel Could Fall Hard]( [Facebook]( [Facebook]( [Twitter]( [Twitter]( [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0ADon't%20just%20sit%20around%20as%20stock%20prices%20fall...%0D%0A%0D [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0ADon't%20just%20sit%20around%20as%20stock%20prices%20fall...%0D%0A%0D [Email Share]( [Push Alert]( SPONSORED [3 Magic Letters That Beat the Market by 580%]( [Markets Beat By 580%]( Three magic letters are responsible for defeating the markets by 580% over the last five years. Can you guess them? [Click here to reveal these three letters: __-__-__]( [The Oxford Club]( You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. Questions? Check out our [FAQs](. Trying to reach us? [Contact us here.]( Please do not reply to this email as it goes to an unmonitored inbox. [Privacy Policy]( | [Whitelist Wealthy Retirement]( | [Unsubscribe]( © 2022 The Oxford Club, LLC All Rights Reserved The Oxford Club | [105 West Monument Street](#) | [Baltimore, MD 21201](#) North America: [1.800.589.3430](#) | International: [+1.443.353.4334](#) | Fax: [1.410.329.1923](#) [Oxfordclub.com]( The Oxford Club is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that although our track record is highly rated by an independent analysis and has been legally reviewed, investment markets have inherent risks and there can be no guarantee of future profits. The stated returns may also include option trades. We expressly forbid our writers from having a financial interest in their own securities recommendations to readers. All of our employees and agents must wait 24 hours after online publication or 72 hours after the mailing of printed-only publications prior to following an initial recommendation. Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, 105 W. Monument Street, Baltimore MD 21201.