My No. 1 Secret for Financial Security

It's simpler than you think... [Wealthy Retirement]( SPONSORED [Gold Chart]( you own gold?]( Somebody recently decided to buy a lot of it... And I think I know why. [Click here for details on a brand-new way to invest in gold.]( Editor's Note: Below, Chief Income Strategist Marc Lichtenfeld shares how his early work experiences taught him the value of having financial security. One powerful strategy in particular helped him snowball his savings into an income-generating portfolio... Investing in Perpetual Dividend Raisers - companies that raise their dividend payouts over time - can help you secure the life you want in retirement. And Marc wants to help you get started... Right now, he's giving away a special collection of dividend investing resources he calls his [Ultimate Dividend Package]( - completely free. All you have to do is watch [this short video]( about Marc's investing philosophy, and he'll send this $1,044-value package straight to your email - no credit card necessary. [Simply click here to claim it.]( - Mable Buchanan, Managing Editor [FINANCIAL LITERACY]( How Perpetual Dividend Raisers Can Secure Your Retirement Marc Lichtenfeld, Chief Income Strategist, The Oxford Club [Marc Lichtenfeld] When I was a kid and a teenager, I always worked. Whether I was shoveling snow in the winter or working at an ice cream store, I didn't really have many costs back then. A concert ticket was probably my biggest expense (I remember paying $15 to see Rush). So I saved my cash for a rainy day. And it started raining when I was in college. The money I earned in high school and during summers kept me afloat (barely) my junior and senior years. As a young investor, I was all about trying to build wealth. Those lessons from my youth fueled my desire to build a nest egg and ensure I had cash I could tap into if I needed it. As I got older and had built a safety net (six months of expenses in cash), my focus shifted to generating passive income. That wasn't because I needed the money at the time, but because it's a great way to compound wealth. And eventually, when I'm no longer collecting a paycheck, I want to have pieces in place that will generate income for me. Most people save and invest in order to draw that money down when they retire. My goal is to create enough income from my investments that I never have to touch the principal. A very important component of my income investing portfolio is dividend stocks - particularly Perpetual Dividend Raisers. These are companies that raise their dividends every year. Owning stocks of companies that raise their dividends every year accelerates compounding if you're reinvesting the dividends, and it helps you stay ahead of inflation if you're collecting the dividends. Here's what I mean... SPONSORED [5G Triggers Feeding Frenzy!]( [5G Connection Investment]( Between them, Bill Gates, Jeff Bezos and Warren Buffett have invested $49.7 billion in 5G. These men have built their fortunes on their ability to profit from emerging trends. Do you seriously want to sit on the sidelines as 5G makes these rich men EVEN RICHER? [Watch this FREE 5G presentation now.]( Let's say you invest $10,000 in a stock that pays a 6% yield but does not grow the dividend. If the stock appreciates at a pace in line with the historical average of the S&P 500, and if you reinvest the dividend for 10 years, you'll have $32,303 after 10 years, $52,878 after 15 years and $83,372 after 20 years. Furthermore, after 10 years, you'll collect $904. After 15 years, $1,026. And you'll receive $1,120 after 20 years. Now, what happens if we start off with a lower 4% dividend yield, but that dividend grows 8% per year? After 10 years, the nest egg will be slightly lower at $31,241. You'll have more at 15 and 20 years than you did with the flat 6% yielder. Your totals will be $55,432 and $98,615, respectively. Perhaps more importantly for the investor who starts collecting the income at 10 years, the Perpetual Dividend Raiser generates $1,158 - substantially more than the $904 in the earlier example. After 15 years, the income rises to $2,081. If you let the money compound for 20 years and then begin receiving the dividend checks, you'll take home $3,750 - more than three times the amount with the higher starting, but static, yield. [Chart - Perpetual Dividend Raiser Outshines the Competition]( How about if you need the income today and don't have time to reinvest the dividend and let it compound? A $10,000 investment in a stock that yields 6% and doesn't grow its dividend will generate $600 in income every year. The 4% yield that grows by 8% every year starts off paying you $400 per year. By year seven, you'll be making $634 - more than the 6%-yielding stock. At year 10, you'll collect $799 - 33% more than the $600 paid by the 6%-yielding stock. After 15 years, you'll be collecting just about double the amount of the other stock with $1,174, and five years after that, your income will be $1,726 - nearly three times the amount of the 6% stock. This is a perfect illustration of why I strongly recommend Perpetual Dividend Raisers for long-term investors. Your nest egg will grow faster, and you'll receive more income than if you chased yield and bought stocks that paid higher dividends but didn't grow those dividends. Though the money I earned in high school and over summers helped me get through college, it was a sickening feeling to draw down those reserves knowing there wasn't much left for a real emergency. Perpetual Dividend Raisers help ensure I never have that experience again. Owning stocks that generate more income every year should help me avoid draining the nest egg at a rapid pace. What are some of your favorite strategies for generating income? Let us know in the comments section. Good investing, Marc P.S. There's no better way to build a wealthy retirement than to invest in dividend-paying stocks - including the one I like to call "[the safest high-yielding dividend in the world]( I reveal its identity in my [Ultimate Dividend Package](. Just [click here]( to see how to access it. 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