Your Insights Newsletter from WageWorks

If you are having trouble reading this email, [read the online version]. [HOME]  | [ABOUT]  | [BLOG] [Don't go on Autopilot During Open Enrollment]  It’s that time of year again: Open Enrollment is your annual opportunity to make the benefits choices that are right for you and your family—so take advantage of it and review your 2017 options carefully. Surprisingly, more than half of employees (56 percent) spend less than 15 minutes researching the benefits available to them, and 90 percent choose the exact same benefits year-over-year, possibly losing out on new and better plans and valuable savings. You owe it to yourself—and your wallet—to do your Open Enrollment homework. Here are three tips to remember: - Pay attention to employer communications. Open Enrollment can feel overwhelming, but your employer, and WageWorks, are here to help. Keep an eye out for emails and flyers explaining benefits plans, attend Open Enrollment meetings, and sign up for webinars or brown bag meetings to get your questions answered. - Evaluate all the options. While your employer may hold a passive opt-in for next year’s benefits—meaning if you don’t do anything, you are choosing to re-enroll without making any changes—it’s always wise to review your choices. This is particularly important if there’s been a change in your personal situation, related to your finances, family, or your health. Plus, your employer may be offering new pre-tax benefits this year, such as a Health Savings Account (HSA) or Commuter Benefits program, that would help you save money on 2017 expenses. - Tap into available resources. Doing the math when comparing benefits plans can pay off nicely and save you hundreds and sometimes thousands of dollars. Check out the variety of WageWorks resources designed to help you understand your choices, including [savings calculators for pre-tax benefits], short [how-to videos], and [FAQs]. For more do’s and don’ts, visit our blog, “[Top Open Enrollment Mistakes and How to Avoid Them .]”   [New Online Resources for Your HSA and FSA]  If you’re enrolled in a WageWorks Health Savings Account (HSA) or WageWorks Healthcare Flexible Spending Account (FSA), it’s now even easier for you to use your tax-free funds. We’ve partnered with the HSA and the FSA Stores, so you can instantly find and purchase everyday HSA and FSA-eligible items online. To see the one-stop resource stocked with thousands of eligible items, visit [The FSA Store] and [The HSA Store]. To jumpstart your shopping experience, take advantage of the coupons below—good for $10 off your first purchase. Also, be sure to read our recent blog, “[The HSA: The Best Retirement Tool You’ve Never Heard Of]” about how HSAs are an invaluable—yet often overlooked—savings vehicle for retirement.   [WageWorks EZ Receipts Mobile App = Quick and Easy Reimbursement]  Have you already downloaded the WageWorks EZ Receipts® app? If not, find out why more WageWorks participants filed claims via the WageWorks EZ Receipts app last year than by email and fax combined. With the app, claims can be submitted right from your phone—no forms to complete, nothing to mail in. Or you can arrange to pay service providers, such as daycare providers, directly—whether one time or via automated, recurring payments. Want to see EZ Receipts in action? Download the WageWorks EZ Receipts mobile app from the [iTunes Store] or [Google Play]—it's free.   [Participant Questions, Answered]  If you have questions about your WageWorks benefits, we’re here to help. We recently heard from one WageWorks participant via social media who wanted clarification about receipts—specifically: When do I need to submit receipts and when do I not? Good question! In fact, we thought it was such an important topic, we dedicated an entire blog post to it. Read our recent blog post, “[When (and Why) are Receipts Required,]” and bookmark our [Claims and Reimbursements FAQ] page for more information.    IN THIS ISSUE  [Don't go on Autopilot During Open Enrollment]  [New Online Resources for Your HSA and FSA]  [WageWorks EZ Receipts Mobile App = Quick and Easy Reimbursement]  [Participant Questions, Answered]  VISIT US around the web  [✉] CONTACT US We'd love to hear from you   You can update your email preferences [here]. WageWorks 1100 Park Place, 4th Floor San Mateo, CA 94403