Insure what matters most with exclusive offers

Don't miss out! Earn up to 20,000 Velocity Points. With Virgin Money. [View online]( [Velocity Frequent Flyer]( Mr {NAME} Red Velocity points 0 (as at 19 Jan 2022) Membership no. 1125782020 [Family at house][Protect what matters with Virgin Money]( Protect what matters most and earn up to 20,000 Velocity Points1,2 Earn up to 10,000 Points1 when taking up a new eligible comprehensive Car Insurance policy and up to 10,000 Points2 when taking up a new eligible Home and/or Contents Insurance policy with Virgin Money. Don’t miss out, offer ends 28 February 2022.  Virgin Car Insurance [icon] 15% off on your first year's premium# when you purchase a new eligible policy online. [icon] 5,000 Velocity Points after 65 days of holding the policy and 5,000 bonus Velocity Points after six months of holding the policy1.   [Get a quote](   + Virgin Home and/or Contents Insurance [icon] Up to 30% off on your first year's premium* if you combine Home & Contents Insurance and purchase a new eligible policy online. [icon] 5,000 Velocity Points after 65 days of holding the policy and 5,000 bonus Velocity Points after six months of holding the policy2.   [Get a quote](   Why Virgin Money Insurance? [Trophy] Award winning insurance3 to protect what matters most. [Phone] Manage your policies online 24/7 with the Virgin Insurance Hub. [Hand with dollar sign] Affordable and flexible cover options.   [Get a quote](   What could 10,000 Points get me?   [Virgin Australia Reward Seat] Economy Reward Seat from SYD to MEL one-way from 7,800 Points4, plus taxes, carrier charges and fees   [Velocity Rewards Store] Gift cards from a range of stores such as David Jones, Coles and THE ICONIC from 10,000 Points5   [Australian Hotel Stays] Book a hotel from 4,000 Points + Pay across thousands of properties in Australia6     [Find out more](   [Facebook]( [LinkedIn]( [Instagram]( Download the Velocity App [App Store]( [Google Play]( [Contact Us]( [FAQs]( [Privacy Policy]( Please add velocity@e.velocityfrequentflyer.com to your address book. This message is being sent to you by Velocity Frequent Flyer Pty Limited ACN 601 408 824 of PO BOX 1034 Spring Hill 4004. You have received this message because you are a member of Velocity Frequent Flyer and are subscribed to Other Partner Offers communications. If you no longer wish to receive Other Partner Offers you may [unsubscribe](. To view a full list of the types of emails you are currently subscribed to or to manage your subscription preferences, login to your [Velocity account]( and go to My Preferences. Please do not reply to this email. Terms and Conditions 1. Offer of up to 10,000 Velocity Points is available to eligible customers who purchase a new Virgin Car Insurance comprehensive policy and have not previously received Points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 19 January 2021 to 28 February 2022 and is subject to change or removal at the discretion of Virgin Money. Offer is only valid to customers who purchase directly through the website []( or an email sent by Velocity Frequent Flyer ([velocity@e.velocityfrequentflyer.com)](mailto:velocity@e.velocityfrequentflyer.com). Offer is not available to customers who have purchased through iSelect, Compare The Market and Choosi. A valid Velocity membership number must be provided at the time of application. If you’re not a Velocity member you can[ join Velocity for free](. Maximum of 10,000 Velocity Points per policy (even if multiple cars are insured under a single policy). In order to receive the Points the policy holder must be the main driver and their name must match the Velocity account name and membership number provided. Eligible policy holders will be entitled to up to 10,000 Velocity Points to be awarded in two stages, 1 x 5,000 Velocity Points and 1 x 5,000 bonus Velocity Points, subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for more than 65 days (credited to the eligible Velocity account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 5,000 bonus Velocity Points if the policy is still active 6 months after purchase (credited to the eligible Velocity account up to 10 months after the policy was purchased). This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable. The [Velocity membership Terms and Conditions]( apply. Exclusions and conditions apply. See the[ Product Disclosure Statement]( (PDS) and [Target Market Determination]( (TMD) for full details. Approved applications only. # The discounts apply to the premium paid for a new Virgin Car Insurance Price Saver policy initiated online on or after 30 March 2017. The discount applies to Comprehensive, Third Party Property and Third Party Fire and Theft Car policies. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount. This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don't know your financial needs we can't advise if any of these products will suit you. Please consider the relevant[Product Disclosure Statement]( [Target Market Determination]( (TMD), and [Financial Services Guides]( (FSG) deciding whether to buy or continuing to hold this product.  2. Offer of up to 10,000 Velocity Points is available to eligible customers who purchase a new Virgin Home and/or Contents Insurance policy and have not previously received Points for that same policy (not available for renewals). This offer is valid for new policy purchases from 1 December 2020 to 28 February 2022 and is subject to change or removal at the discretion of Virgin Money. Insurance not available in Northern Territory, North Queensland and Northern Western Australia. Offer is only valid to customers who purchase directly through the website []( or an email sent by Velocity Frequent Flyer (velocity@e.velocityfrequentflyer.com). A valid Velocity membership number must be provided at the time of application. If you’re not a Velocity member you can[ join Velocity for free](. Maximum of 10,000 Velocity Points per policy. In order to receive the Points, the policy holder's name must match the Velocity name and membership number provided. Eligible policy holders will be entitled to up to 2 x 5,000 Velocity Points subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for more than 65 days (credited to the eligible Velocity account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 5,000 Velocity Points if the policy is still active 6 months after purchase (credited to the eligible Velocity account up to 10 months after the policy was purchased). This offer cannot be used in conjunction with any other Virgin Money Home and Contents Insurance Velocity offers, is not redeemable for cash and is not transferable. The [Velocity membership Terms and Conditions]( apply. Exclusions and conditions apply. See [Product Disclosure Statement]( (PDS) and [Target Market Determination]( (TMD) for full details. Approved applications only. *The discounts apply to new Virgin Home and Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount. 3. Virgin Car Insurance is a finalist in the Finder 2019 awards. Features and Price are scored against 36 profiles. Find out more at [(. Virgin Home and Contents Insurance won the Mozo Experts Choice Award for Exceptional Value, Home and Contents Insurance 2019, 2020 and 2021. These awards recognise products in the top 10% of the market that deliver exceptional value and benefits to customers. Find out more at . This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don't know your financial needs we can't advise if this insurance will suit you. Please consider your needs and the relevant[Key Fact Sheets]( [Product Disclosure Statement]( (PDS), [Target Market Determination]( (TMD), [and Financial Services Guide]( (FSG) before deciding whether to buy or continuing to hold this product.  Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd (AFSL 241411) arranges the insurance on behalf of the product issuer Auto & General Insurance Company Ltd (AFSL 285571)(Auto & General). Auto & General pays Virgin Money a commission which is a percentage of your premium. For further details see the Financial Services Guide (FSG). View a copy of the PDS and Financial Services Guide at [virginmoney.com.au](. The financial services material in this email has been prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 and not by Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Financial Services Licence to provide financial product advice and does not exercise control over the Financial Services content of this email. VFF does not take responsibility for any financial product advice contained in this email. 4.The Points prices displayed are correct as at 17 January 2022 and are subject to change. Redemption bookings are based on a one-way Reward Seat, are subject to availability and to the [Velocity membership Terms and Conditions]( and must be booked through the [Velocity website](. Taxes, fees and surcharges are payable at the time of booking. Taxes vary depending on carrier, city pair, fare class date and time of booking. A card payment fee may apply. 5. Redemption of Points for Products is subject to the [Velocity membership Terms and Conditions]( as well as the [Velocity Rewards Store Terms of Use]( and other Terms and Conditions disclosed at the time of redemption. Please review all [Velocity Rewards Store Terms and Conditions]( before making your selection. The Velocity Rewards Store is operated by Collinson. Deliveries will only be made to a physical address in Australia. Post office box addresses will not be accepted. Rewards Store orders are usually delivered within 14 business days (excluding public holidays) of the order being successfully processed (i.e. Points and any cash payment are received). Delivery dates cannot be guaranteed, and delivery timeframes may extend up to 30 days. Refunds or replacements are not provided if you change your mind or make a wrong selection. Please carefully check your order before buying through the Rewards Store. Subject to your non-excludable statutory rights, products won’t be replaced if stolen, lost, damaged, destroyed or otherwise altered after delivery. Please inspect a product as soon as possible after delivery to confirm it matches the description provided and is of acceptable quality. Any damage observed after opening the parcel and examining the goods must be reported to the relevant parcel service and to the partner within 48 hours of delivery so as to trigger the replacement or repair process. If you receive damaged products, make sure you always keep the shipping boxes and documents until your request has been received and satisfactorily processed. Products featured are current as of 17 January 2022 and may become unavailable. The Product range and price are subject to change. See [Rewards Store site]( for more details. 6. Online Hotel Rewards are facilitated by Velocity's partner Ascenda Loyalty Pte. Ltd. ('Ascenda'). All bookings are subject to Ascenda's [Terms and Conditions]( and [Privacy Policy](. You must be a Velocity member to redeem Points for hotel stays with Ascenda. Velocity membership and Points earn and redemption are subject to the[membership Terms and Conditions]( as amended from time to time. If you are booking a room for someone else, please ensure the passport presented on check-in matches the guest name you indicate when you confirm your booking. All redemptions are non-refundable, non-changeable and name changes are not permitted. You may be entitled to a refund under the Australian Consumer Law in certain circumstances. The minimum Points required to make a booking for a hotel stay with Ascenda is 4,000 Velocity Points. The actual Points required vary depending on the hotel, time of booking and date for which the booking is made. Redemption levels are subject to change at the discretion of Velocity Frequent Flyer. You can use your Points to cover a partial amount or the full amount of the hotel room rate including taxes and surcharges. Additional costs, such as in-room charges, early check-in, late check-out and upgrades are not included and must be paid at the time of hotel check-out. Where cash is used as part payment for the hotel room, members earn 3 Points per AUD spent. The [Velocity membership Terms and Conditions]( apply.