The Biggest Mistake We've Ever Made: The 2018 Pension Crisis

Please do not reply to this message. Replies to this message are routed to an unmonitored mailbox. You are receiving this email as a part of your subscription to Total Wealth. Your ability to alter your subscription information can be found at the bottom of this email. [Total Wealth] October 25, 2018 [John Boehner just revealed why he's going ALL IN on marijuana (Did you miss it?)]( Former Speaker of the House, John Boehner - once the cannabis industry's most staunch opponent - just revealed [an UNCENSORED prediction]( about America's most controversial, misunderstood, and what's quickly becoming our most lucrative industry. If you missed seeing this historic announcement live, [go here for a special rebroadcast](. --------------------------------------------------------------- PREMIUM SERVICES [The Biggest Profits Go to Those Who Play "Offense" (Like We're Doing)]( Current Open Positions: 53 Number of Winning Plays 2018: 34 [The Dow Has "Roared" Back, and It's Time to Make Your Move]( Current Open Positions: 23 Number of Winning Plays 2018: 83 [Click here to watch the most recent Money Morning Fast Profits and automatically sign up for all future plays - free of charge]( IN THE MEDIA [What's Really Driving Traders Right Now Watch the full video here.](The Biggest Mistake We've Ever Made: The 2018 Pension Crisis Dear Total Wealth Reader, Fox News published a "breaking" story yesterday morning. The headline was "Politicians' Deceitful Promise that Nobody Has Been Paying Attention to," and it exposed the underfunded pension liabilities - including all the lies we've been fed from politicians that everything will be "alright." Even though pensions for hard-working Americans could be cut up to 50%. Even though the markets' down today will mark their third straight week of downside. Even though this pension debt has amassed to $6 trillion, roughly a third of the entire U.S. economy. Even though this is probably the first time you're hearing about this $6 trillion crisis. What's even more unnerving is that even this story from Fox is late. And not just a couple days, or even weeks, late. We've been following this story for two months. On October 11 the Dow saw a 465.56 drop, and the day before that saw an 842.99-point fall. On October 18, it fell 266.11 points. And just yesterday, the Dow closed 608.01 points down. This problem has been building, and here's the worst part. These are just small cracks of a market on the brink of something much, much worse. Have you ever seen a ceramic pot, getting chipped away at overtime? A crack here, a crack there, and then suddenly, a full-blown collapse, shattering into a hundred pieces? No? Well, you're about to. The Scariest Halloween in Recorded History Is Six Days Away This is an issue that's been building for decades. Chances are, you know about something called "alternative investments." If not, that's what the Wall Street Armani Army calls any investment that doesn't fit into their traditional stock- and bond-based investing models. Individual investors typically use 'em to minimize risk on the theory that spreading investments around is a way to decrease risk. Institutions, however, use alternative investments to boost performance because they are trying to make up for the $6 trillion in underfunded liabilities we've just told you about. The sales pitch is deceptively simple and akin to financial catnip for beleaguered fund managers, desperate to head for the hills before this blows up on their watch. Claiming they can boost returns using exotic hedge funds, partnerships, real estate, music royalties, derivatives... you name it, they've probably used it. More often than not, though, performance never materialized. And the fees? Well, let's just say "high" is an understatement. A rational person would ask "why?" and stop investing until the situation changed for the better. But guaranteed pension plans CAN'T do that because they have to provide a certain amount of retiree income every year. So these same funds constantly take on more and more risk via increasingly speculative investments, in a feeble attempt to make up the gap between the amount of money their funds can invest and the amount of money they have to return to retirees every year. According to the Center for Retirement Research at Boston College, those alternative investment allocations went from 9% of total assets in 2005, to 24% in 2015 - more than doubling in only a decade. A 2017 study by Coller Capital found that 23% of plan administrators - we are NOT kidding when we say this - expect to add alternative investment allocations in the next year and to private equity deals, specifically. Only they won't find the high returns they crave. That's because it would only take one pension fund defaulting to set the chain of dominos. We know this all sounds scary - because it is. It's even more alarming that the mainstream media is catching on... they're just too late to do anything about it. The thing is, it's not too late for us because we've known about this for months. We've been waiting for this disaster to strike, and now we're ready for it. So we are not going to run for the hills. Whether you're in or out of the markets, the possibility that you and your money get taken for a white-knuckle ride is pretty good. But that's okay. See, there are five steps you need to consider right this second, unless you want to lose everything you have. These steps will prepare and protect you in this costly crisis. You may even make money in this economic insanity. If not, click here for more information. Until next time, The Total Wealth Research Team --------------------------------------------------------------- More from Keith... [The Safest Stock You Can Buy Right Now (and the Only Way to Buy It)]( Sentiment is the one sole issue at stake in the markets right now. The "dead cat bounce" you've probably been hearing about from the mainstream media is nothing more than a head fake. But, if you have this one company in your portfolio, I can almost guarantee safety ahead. [Here's what it is]( [The market is crashing down (and it's bringing retirees with it)]( This month, the Dow dropped nearly 1,400 points in less than 48 hours. This is the third-worst point decline in its U.S. history. But this drop is only the beginning of a market mudslide - and it's going to get messy. [Take a closer look](. [The Wild Weeks We've Seen Could Lead to Huge... Profits]( I have to be honest. Not in a million years did I think we'd live through the "laundry list" of headlines we've been seeing recently. China, Russia, market gains, market falls, Canada legalization, earnings, midterms, scandals, and even more than that - not even Hollywood could've come up with a better script. However, odd though it may seem, this could set you up for huge profits ahead. [Here's how]( [Critical: The DoD released their 2019 budget (it's going to be huge)]( For 2019, the DoD claims a base budget of $597.1 billion, but history shows that this budget is often exceeded by a much bigger reality... and the Pentagon has been [covertly placing big bets]( on a new generation of defense contractors... [take a closer look](. --------------------------------------------------------------- You Also May Have Missed: - [America's secret superweapon could put us on top for decades to come]( - [A group of Americans could get a lump-sum check within 5 days (are you one of them?)]( - [These cannabis companies could be poised for record-breaking gains]( - [Why millions of Americans could collect monthly checks]( --------------------------------------------------------------- Share [Facebook]( [Twitter]( [More...]( mailto:?subject=Keith%20Fitz-Gerald's%20Total%20Wealth%20Research&body=Check%20out%20http%3A%2F%2Fwww.totalwealthresearch.com%2F --------------------------------------------------------------- You are receiving this e-mail at, {EMAIL}, as a part of your free subscription to Total Wealth. 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