Read This to Prepare for a Potential Multi-Trillion-Dollar Crisis

Please do not reply to this message. Replies to this message are routed to an unmonitored mailbox. You are receiving this email as a part of your subscription to Total Wealth. Your ability to alter your subscription information can be found at the bottom of this email. [Total Wealth] April 20, 2018 [One month, one market-beating strategy, 14 winners]( Despite the storm clouds brewing over the markets, nothing stops Keith Fitz-Gerald from showering his readers with [payday opportunities](. He's closed out an unbelievable [14 winners since April 1](, for total gains of 571.03% (including partial closeouts)! His virtually bulletproof strategy is taking turbulent markets head-on - and giving folks the opportunity to cash out nearly every day on average. To learn how to take advantage of this market-conquering strategy, [go here now](. --------------------------------------------------------------- PREMIUM SERVICES [Another Recommendation Outperforming the Market]( Current Open Positions: 64 Avg. 2018 Returns: 28.75% ["Analysts Get it Wrong... Again!"]( Current Open Positions: 39 Avg. 2018 Returns: 29.84% IN THE MEDIA [What These Earnings Season Numbers Could Mean for Your Money Watch the full video here.]([Three Unconventional Investments That Can Protect Your Money from a Looming $8 Trillion Crisis]( [Click to view online]( Dear Total Wealth Reader, Today I'd like to revisit a topic we've talked about extensively in the past. It's a situation so severe that it will impact every investor when it hits. Whether you have a pension plan or not doesn't matter. There is a very good chance that you and your money will get taken for a ride within the next five years if you don't heed my warning. Obviously, I don't want to see that happen which is, of course, why I've got three very specific investment recommendations for you in a moment. First, though, let's talk about what this crisis is and why I believe it's so critical that you take steps to protect your wealth immediately. American Pension Funds Are an Unmitigated Disaster The 2017 data is not yet available, but I can't imagine the situation is much better than it was in 2016 when state pension funds took in $130 billion from employers and employees and paid out $214 billion in benefits - a net exit of $84 billion that year alone. [CRUCIAL] [520% Average Gains Per Week Has Never Seemed So Easy]( People used to think that this was a problem somewhere "down the road" which was always inferred to be a few decades from now. That was certainly the political party line for decades, anyway. --------------------------------------------------------------- [Live on camera: Learn how to become $2,918 richer in under a minute]( Thanks to his uncanny ability to beat the stock market's top traders, this man was paid $20 million to divulge almost all his secrets. He kept his most powerful secret quiet - but he's sharing it today, live on camera. [Watch him]( become $1,050 richer in 15 seconds... $940 richer in 11 seconds... $1,260 richer in 8 seconds... and $988 richer in 7 seconds! To see how easily this extra cash adds up, [go here](... --------------------------------------------------------------- Now, though, Bloomberg's out with a new article backing my assertion that this is a "right now" problem that could surface within the next five years. People ask me all the time how this could possibly be when the very same pension funds are setting aside assets, income, and net benefits directly from their paychecks? To which I reply, "nobody ever went broke on accrual accounting." It's the cash you want to look at. A staggering number of pension plans simply don't have the necessary cash on hand which means they cannot pay this month's checks, let alone those 25 years down the line. Take New Jersey's state fund, for instance. Bloomberg points out that the Garden State has approximately $78 billion in its pension coffers yet has to cover future payments with a present value of $280 billion. Simple extrapolation suggests that NJ has less than seven years of cash on hand if you were to freeze the state's pension fund right now... and only 3.6 years if you strip out growth at the same time. But, freezing is impossible. Politicians whose votes depend on keeping millions of hard-working people happy and distracted will go to the ends of the earth to perpetuate the illusion. So, they'll do what comes naturally by promising more services even as they cut budgets and implement still higher taxes on damn near everything and everybody. Living within their means would be a rational alternative, but I'm not aware of any politician who understands the difference and is willing to make such a tough call. The situation is made doubly bad by the fact that current federal bankruptcy code does not allow states to declare bankruptcy, which means there will be protracted legal battles and constitutional arguments ahead... even as the cash I've just mentioned gets spent faster than actuarial types expect. When I worked at Wilshire Associates decades ago, the bogey was around 8% a year in total returns for pension fund actuarial planning and investment allocation decisions. That's dropped to around 7 to 7.5% today which is still unreasonably high at a time when the average total return for a U.S. pension fund was 1.5% a year in 2016, according to a report from the 2017 annual report from the National Conference on Public Employee Retirement Systems. --------------------------------------------------------------- [Critical: FCC approves revolutionary device (this changes everything)]( A tiny company's [game-changing device]( has just been approved by the FCC... and it's set to spark the most monumental technological transformation you'll ever see. This is the only device of its kind to receive this historic approval, and the floodgates are set to open any minute. With [one tiny company]( at the heart of this revolution, even a small stake could reward you with astronomical gains. You need to hurry if you want to find out how to take advantage of this [ground-floor profit opportunity](. --------------------------------------------------------------- Pension funds, incidentally, need 6% to 7% a year just to remain solvent so this not inconsequential. Again, the numbers are hard to come by, but I've seen estimates suggesting that U.S. pension fund systems may be underfunded to the tune of anywhere from $1.8 to as much as $8 trillion. The following states are particularly at risk: Michigan, Pennsylvania, Florida, Ohio, Oregon, Colorado, Kentucky, and Rhode Island, because they're the ones most likely to run out of cash the fastest, according to Bloomberg's research. My own research suggests that Illinois, Arizona, Connecticut and, of course, California, aren't far behind. And the vast majority of politicians still can't see the elephant in the room. The number of retirees is rising faster than it's ever risen before. There were roughly 121 million American's working in 2007 when the Financial Crisis hit. Now there are nearly 126 million. That sounds great until you realize that the number of folks claiming Social Security has jumped from 54 million back then to 66 million today. More people are leaving the workforce and/or aging now than at any other point in modern history. Three Ways to Position Yourself for Protection (and Profits) Fortunately, you can do something to protect and even grow your wealth when the you know what hits the fan. First, your best friend will be a properly structured investment portfolio built along the lines of the proprietary 50-40-10 model I advocate here and in our sister research service, the [Money Map Report](. NOT conventional Wall Street diversification models which fail when everything goes down at once. The last time a crisis hit with such force was back during the Global Financial Crisis of 2007-08. Followers had the opportunity to open and score four triple-digit winning positions over that time frame for 410.98% cumulative gains using the 50-40-10 method. This is one of the best ways to protect your money AND profit during the rough times to come. [Click here]( to sign up before it's too late. While you're at it, consider setting up self-directed SEP IRAs and Solo 401(k)s, if you can, because both allow considerably higher contributions than traditional retirement plans; in some cases even 8-10X as much. Check with a financial professional to be sure, but I'd be very surprised if you can't derive at least some benefit. Second, quality matters more than quantity. I am very choosy with my recommendations for a reason -the world's best companies attracting capital are as unstoppable as they because they line up with the [Six Unstoppable Trends]( we talk about frequently. The last thing you want to do is find out the hard way that you've been speculating when it's investing that will help you play offense. Being "in to win" is not just one of my mantras - it's the path to profits because history is very clear that missing an opportunity is far more expensive than avoiding a short-term market pullback. --------------------------------------------------------------- [Feeding Frenzy!]( At this moment, a tiny $2 million company is on the leading-edge of a whole new energy sub-niche. In fact, they've harnessed a mind-blowing technology that unlocks America's new $7 trillion energy bounty. And now, the Department of Energy has delivered a shocking proposal that could send this company soaring to a 59,580% revenue-surge. Insiders are swarming. The Chairman just slapped down a $346 million personal wager. And Citibank just accelerated its holding by 2,622%. The time is now to seize your shot at history. [HURRY](! --------------------------------------------------------------- And, third, now's the time to think about alternative assets... and I'm not talking about real estate, metals, or cryptocurrencies either. [SPECIAL REPORT] [Five Double-Digit Dividend Plays to Secure Your "Second Salary"]( There's a good case to be made for truly collectible assets like cars and motorcycles, both of which you hear me talk about a lot because they're a huge part of my own life. Obviously, you can't run out and buy just anything with wheels, so developing the specialized knowledge needed to make and insure a good purchase is important. Early Porsche 924s are increasingly valuable at the moment yet still fun to drive, according to Hagerty (who specializes in classic car insurance). Just remember that the more you pay up front for a well-maintained vehicle, the less you'll pay later to make up for deferred maintenance. Music royalties are much the same way. Only here, you're deliberately looking for an underappreciated asset class that could leave fully-valued stocks and bonds in the dust if pensions collapse. Believe it or not, the royalties can generate income that rivals even the best stocks and bonds over time. There are funds like BlackRock's [Alignment Artist Capital]( and AGI Partners' [Unison Fund]( that do the hard work for you. Or, if you're up for the hunt, consider visiting [www.royaltyexchange.com](, an online marketplace based in Denver, Colorado, where you can buy and sell music royalties directly. As of press time, there's an auction for a blended catalogue of commercial and production music featured on popular TV shows and programs, like American Pickers and a Taco Bell Commercial, where bidding starts at $5,600 and the past 12 months of royalties stands at $2,485. Barry White never sounded so good... ... especially at a time when people will turn to music for comfort! Until next time, Keith Fitz-Gerald Chief Investment Strategist --------------------------------------------------------------- More from Keith... [How to Turn Bad News into Great Profits]( Traders can be a rough crowd when it comes to stocks that challenge convention... especially for a company like Tesla Inc. ([NasdaqGS:TSLA](). Team Musk is under severe pressure and, as a result, I think there's a great trade brewing. [Here's what it is]( Is This the End for the Tech Titans? Tech stocks have taken a turn for the worst and are dragging the market steadily down. Is the era of tech stock domination on its way out? Shah Gilani is the only man who knows exactly what this snap in direction means - and if you know Shah, you know that there's a way to profit no matter what's happening in the markets. To get Shah's latest report - and to sign up for his free, twice-weekly Wall Street Insights & Indictments - [click here](. [Here's What's Really Driving These Whipsaw Markets]( Contrary to what most would think, what's really driving these whipsaw markets today is NOT China, NOT the Fed, NOT politics, NOT Zuckerberg, and NOT even Russia. It may not be what you expect, but will prove to be full of profit potential. [Full Story]( --------------------------------------------------------------- You Also May Have Missed: - [Shocking Photos Reveal the Unthinkable - China May Now Strike Without Warning]( - [This 100% Legal Tax Haven Isn't Just for Millionaires]( - [Marijuana Legislation Is Minting Millionaires (Here's How to Profit)]( - [Here's how to protect yourself from this silent killer]( --------------------------------------------------------------- Share [Facebook]( [Twitter]( [More...]( mailto:?subject=Keith%20Fitz-Gerald's%20Total%20Wealth%20Research&body=Check%20out%20http%3A%2F%2Fwww.totalwealthresearch.com%2F --------------------------------------------------------------- You are receiving this e-mail at, {EMAIL}, as a part of your free subscription to Total Wealth. 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