How to Play the New Social Security "Benefits"

Please do not reply to this message. Replies to this message are routed to an unmonitored mailbox. You are receiving this email as a part of your subscription to Total Wealth. Your ability to alter your subscription information can be found at the bottom of this email. [Total Wealth] December 6, 2017 [Just 10 Minutes per Week Could Catapult You to Millionaire Status]( My unique system is designed to easily multiply your wealth, but even more importantly, it gives you the time to enjoy all the benefits and freedom your financial success allows. It's so simple, you can be set up to double your money by working in small, effortless 10-minute increments, only once a week. And it's so powerful, it's shown my readers nearly 50 money-doubling opportunities this year alone. I've laid it out step by step in a simple book that can show you just how easy it is to spot your next potential payday - and today, we're giving away 500 copies for free. [Click here to claim yours](. --------------------------------------------------------------- Keith Fitz-Gerald's PREMIUM SERVICES Research [Enter This Order Now to Prepare for Another 100% Winner]( Current Open Positions: 65 Avg. 2017 Returns: 56.08% Trading [Two New Recommendations for Extraordinary Profits]( Current Open Positions: 55 Avg. 2017 Returns: 48.34% IN THE MEDIA [The Only Company That Could Compete With Amazon Watch the full video here.]([How to Play the New Social Security "Benefits"]( Dear Total Wealth Investor, Next year, the U.S. Social Security Administration is boosting benefits by more than it has in six years. But don't get too excited. Thanks to a little-known Medicare quirk, that benefit increase could be spent before retirees even have a chance to cash their checks. On Friday, Oct. 13, the Social Security Administration (SSA) announced a cost-of-living adjustment (COLA) of 2% - over six times 2016's puny increase of 0.3%. This means that, on average, Social Security recipients could expect a monthly beneficiary boost of roughly $27 per month, or about $329 more a year, according to AARP on Oct. 16. These aren't "game-changer" numbers, of course; but they are nothing to snivel at, either. Unfortunately, however, an obscure Medicare clause has come to light that has quashed the recent COLA optimism. Thanks to this clause, 70% of retirees might not see that nice 2% boost after all. See how Medicare is robbing retirees of their COLA - and how you can avoid the same fate... Medicare's "Hold Harmless" Clause While the SSA and the U.S. Medicare programs are independent of one another, they're inextricably linked when it comes to their annual costs, policies, budgets, and expenditures. Their services benefit the same core group of Americans, after all: retirees. --------------------------------------------------------------- [Top Three California Pot Stocks to Watch for the Biggest Gains]( Marijuana stocks expert Michael Robinson shared his insight on California's upcoming total cannabis legalization, and delivered details on the huge gains you can enjoy... if you learn how to take advantage. By getting in on the ground floor of these exceptional opportunities, you could have the chance to pocket life-changing windfalls thanks to this historic event. Michael has his sights set on three stocks he expects to skyrocket following this crucial announcement. [Get the details here](. --------------------------------------------------------------- Medicare's "hold harmless" clause is an example of this codependence. A full 70% of Social Security beneficiaries have relied on the "hold harmless" stipulation, which prevents Medicare Part B premiums - the premiums that cover outpatient care (currently set at $134 a month) - from rising more than a beneficiary's Social Security COLA. For example, if Part B premiums rose by 7% one year, but Social Security's COLA was just 1%, seniors would expect - without the clause - to see their take-home amount drop because of those higher Part B premiums. But the past six years have seen the "hold harmless" stipulation triggered over and over again... That's because the COLA has stayed surprisingly low (in 2016, the COLA was set at 0%), while Medicare Part B premiums rose. For instance, in 2012, former President Barack Obama's administration set the Part B premium standard at $99 per month - depending on a retiree's Social Security beneficiary status and his or her previous annual income. But the "hold harmless" clause knocked most retirees' Part B premium average down to $96.40 per month that year. And this year, the standard Part B premium amount was set at $134. But because of the miniscule 0.3% COLA in 2017, 70% of beneficiaries were only required to pay an average cost of $109 for Medicare Part B per month. Next year, however, these Social Security recipients will get that aforementioned 2% bump while Medicare premiums will stay flat, at $134 a month. This means that Social Security recipients will soon have to pay more for their Medicare, because they'll finally have the means to do so - at least, as far as Uncle Sam's concerned. These retirees will find $25 of that extra $27 swallowed up each month by the jump in the Medicare Part B premiums automatically deducted from their checks. --------------------------------------------------------------- [Are you waiting for your next life-changing opportunity? Here it is...]( This is the boldest research initiative that we've undertaken here at Money Morning. And a small group of people has already had the chance to take advantage and earn unbelievable rewards. The door for you to join them is open... but before you make your move, [watch this now](. --------------------------------------------------------------- News like this can be a wake-up call for any retiree, but there are still myriad ways to make money next year - even if you're among the 70% of retirees who won't be enjoying the COLA after all. Have a look at how you can juice your own returns by up to 20%... Don't Worry About Social Security; Worry About Yourself Money Morning Chief Investment Strategist Keith Fitz-Gerald is widely regarded as being an expert on planning for retirement, and he knows better than to trust the government with something so important. Indeed, he warns that the tax laws surrounding retirement may see many changes in the coming years as Uncle Sam frantically tries to avoid bankruptcy. "Our government is starving and hopelessly indebted," Keith told readers on May 31. "That's another way of saying it's desperate." Keith's strategy isn't to rely on the government, but rather to navigate its policies in order to maximize profits. That's why he put together a simple chart to identify which kinds of investments should go into which kind of accounts. For example, he advises putting master limited partnerships (MLPs) in regular taxable accounts instead of retirement accounts, lest you miss out on the various tax breaks that come with MLPs. On the other hand, Keith suggests putting high dividend stocks in retirement accounts "because the cold, hard cash that's kicked off as part of the dividend process is otherwise taxed at the regular income tax rate if you don't." You can check out the chart - and more savvy ways to stay ahead of the government's attempts to take your money - [right here](. --------------------------------------------------------------- [What Does This Titanium Driver CRUSHING a Golf Ball...]( At impact speeds of 148MPH have to do with you getting rich? Much more than you might think. In fact, this same idea applied to stocks is now giving some readers a chance at average gains of 313% PER WEEK across every partial and full play - and more "triple-digit winners" than you ever thought possible. It all makes sense when you see it "live" [here](. --------------------------------------------------------------- Stay One Step Ahead of the Social Security Administration At the current rate, the Social Security Trust Fund will run dry in seven short years. If Congress doesn't get its act together, you'll find yourself missing 30% of your Social Security check. You don't want to be caught flat-footed. Fortunately, making thousands of extra dollars per month is simple, thanks to a special class of investment "programs." They've enabled Keith's Money Map Report subscribers an opportunity to generate thousands in extra monthly income. Best of all, they're tax-free. Expensive stocks, inflation, and regulation hang over millions of Americans' retirement accounts every day. That's why these "programs" are more critical than ever. [Click here to learn more](. --------------------------------------------------------------- More from Keith... [How to Buy Bitcoin Without Buying Bitcoin]( Bitcoin has captured the imagination of millions of investors hoping to cash in on the seemingly instant riches it's creating. You seemingly can't go anywhere without somebody talking about how much money they're making... including my taxi driver last Monday. Yet, I still won't touch it for reasons we've talked about many times - limited liquidity, tulip-like pricing, or the fact that it's one of more than 900 cybercurrencies available today. But that doesn't mean Bitcoin is a bust. [[Full Story](] Three Companies to Buy Into Now Before the End of Net Neutrality Repealing net neutrality clears a fresh path for Internet access providers to make money in new ways... Ultimately, that means making money from consumers. But luckily, there's a way for us consumers to make some money, too. Shah Gilani is revealing where net neutrality is going, and how you can profit alongside the companies who will be major beneficiaries. To get his latest report - and to sign up for his free, twice-weekly Wall Street Insights & Indictments - [click here](. 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[[Here's what to do](] --------------------------------------------------------------- You Also May Have Missed: - [These Mysterious Structures Are Popping Up in the South China Sea]( - ["The New Gasoline" May Be an Understatement]( - [Oil Is Caught in a Death Spiral - New Fuel Set for Global Takeover]( - [America, There's a Backdoor Way to Hustle Big Tobacco]( --------------------------------------------------------------- Share [Facebook]( [Twitter]( [More...]( mailto:?subject=Keith%20Fitz-Gerald's%20Total%20Wealth%20Research&body=Check%20out%20http%3A%2F%2Fwww.totalwealthresearch.com%2F --------------------------------------------------------------- You are receiving this e-mail at, {EMAIL}, as a part of your free subscription to Total Wealth. 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