Thoughts on Home Ownership + The Battle Against Scarcity: The Simple Dollar Weekly Roundup

[The Simple Dollar]( In Case You Missed It: This Week's Best from The Simple Dollar Thoughts on Home Ownership After 10 Years [house]( By Trent Hamm If there’s one thing owning a home has taught me over the last decade, it’s that home ownership is not for everyone. Owning a home offers a number of tremendous perks -- but it also comes with an equal number of challenges, and those things won’t balance out quite the same for everybody. [Read More]( The Battle Against Scarcity [empty pocket]( By Trent Hamm While most Americans are able to meet their basic needs, our wants often vastly exceed our income, creating a sense that we just don’t have enough money to live the life we want to live. That’s scarcity thinking -- often an echo from past financial worries -- and it leads to overspending. Here are four ways to ward off a scarcity mindset. [Read More]( Beam Review: Can You Really Earn Up to 4% In This Savings Account? [mobile banking]( By Holly Johnson Beam, a newer online bank, is beta testing a savings account with interest rates way higher than consumers can find elsewhere, even online or in most CDs: between 2% and 4% APR. The 2% rate is guaranteed, but you’ll have to do a little work to get the higher rate. Is it worth it? - Related: [The Best High-Yield Savings Accounts Online]( [Read More]( Why This Professor Says College Is a Waste of Money [college graduation]( By Drew Housman In our increasingly uncertain world, there’s still one thing almost everyone seems to agree on: the value of a college degree. In the modern economy, it’s seen as a given that we should bear almost any cost to ensure that our children graduate from college. That's why it was surprising to hear one professor make his case against higher education. [Read More]( The Virtues of a Frugal Wedding [wedding rings]( By Trent Hamm A cheap wedding in and of itself won’t ensure marital bliss. But the shared values and open communication that tend to accompany a low-cost celebration will go a long way toward achieving that bliss. [Read More]( $mart Weekend Money Move: Even if you're happy with your current policy, it's smart to [shop around for car insurance]( every year or two. You might find a far better deal -- or at the least, a quote you can ask your current insurer to match or beat. - Time and effort: $$$$ - Potential savings: $$$$ More from The Simple Dollar: - Reader Mailbag: [Books, Dogs, Toys, Video Games, and More!]( - [For Millions Who Can't Afford a Bankruptcy Attorney, This Nonprofit Aims to Help]( - Trent: [Building Workplace Relationships in a Difficult Environment]( - [Handling Insurance on an Old or Historic Home]( - [These Are the Worst Credit Cards of 2018]( - Trent: [How Does a Target Retirement Fund Actually Work?]( More from Around the Web: - [Walmart, Others Offer Workers Payday Loan Alternative]( (NPR) - [Put Away the Plastic: In Defense of Cash]( (Boston Globe) - [How to Get the Most Out of College]( (New York Times) - [Low Pay Has Teachers Turning to the Sharing Economy]( (The Atlantic) - [Stalked by Targeted Ads? Here's How to Make Them Stop]( (New York Times) - [Monsanto in the Morning: Your Oatmeal Probably Contains Weedkiller]( (Quartz) As a reminder, you're receiving this email because you subscribed to our weekly mailing list. If you no longer wish to receive our emails, you can [unsubscribe here]( at any time. Thanks for reading! --The Simple Dollar team 1525 4th Ave. #500 Seattle WA 98101 USA [Unsubscribe]( | [Change Subscriber Options](