✈ How I Spent 150 Nights in Hotels on Points, Does APR Matter? & More Daily News From TPG ✈

Also: Earn 3,000 bonus Marriott Bonvoy points at UK and European Moxy hotels January 22, 2024 [THE POINTS GUY]( [View in browser]( [TPG Daily NEWSLETTER]( [THE POINTS GUY]( Using hotel points for stays by Katie Genter, Senior Writer [TPG | Hero Image] In 2023, my husband and I spent over 1,952,000 points on 150 hotel nights — and used our favorite [travel rewards cards]( to pay for many more. [We live out of hotels]( while traveling the world and working remotely as digital nomads. But you can still get significant value from hotel points even if you stay in hotels much less frequently. We maximize our points by [using multiple hotel loyalty programs](. In 2023, we redeemed: - 876,600 IHG points and five anniversary night certificates for 52 nights - 357,100 Marriott points and 12 free night awards for 36 nights - 340,000 Hilton points and two free night certificates for nine nights - 226,700 Hyatt points and two free night certificates for 39 nights - 152,000 Choice points for 14 nights Obviously, that’s a lot of points and free night certificates. My husband and I sign up for new credit card offers when the [bonuses are compelling](. And we tend to keep our [hotel credit cards that offer annual free night certificates]( for the long term, as we can usually get more value from the free night than the card’s annual fee. But we also buy points with some programs when we can do so at a low cost. And although I have the [World of Hyatt Credit Card]( — which is currently offering an elevated bonus of up to 65,000 points* — I also use Chase Ultimate Rewards points that I’ve earned with my [Chase Sapphire Preferred Card]( and [Ink Business Preferred Credit Card]( as a way to fund my Hyatt account with transferred points. To learn how to make hotel points work for you, check out the following stories: - [The best hotel credit cards with annual fees under $100]( - [Best credit card welcome offers for January]( - [8 luxury hotels you can book with points]( - [Which credit cards offer the most lucrative rewards for hotel stays?]( * The current elevated [World of Hyatt Credit Card bonus of 65,000 total points]( is 35,000 bonus points after you spend $3,000 on purchases in your first three months from account opening, plus up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, [visit this page](. Photo Credit: InterContinental Sanctuary Cove Resort. KATIE GENTER/THE POINTS GUY. Today’s top stories [Does APR matter if you pay your balance on time?]( APR, or annual percentage rate, is an important credit card concept. But does APR matter if you pay your balance on time? Here's what you need to know. [Read more]( [Earn 3,000 bonus Marriott Bonvoy points at UK and European Moxy hotels]( If you’re planning to visit Europe soon, you could earn 3,000 bonus Marriott Bonvoy points when you stay at one of 36 participating Moxy hotels. [Read more]( [11 exciting lands and attractions coming to US theme parks in 2024]( 2024 is going to be a big year for U.S. theme parks, with new roller coasters and whole new lands opening from coast to coast. [Read more]( [Why it pays to upgrade your cruise ship cabin]( Small cruise ship cabins can be just fine in some cases. But there are times when it pays to upgrade to something bigger or better located. [Read more]( [Wells Fargo Active Cash Card review: A solid cash-back earner]( The Wells Fargo Active Cash card is a great option for beginners, with no annual fee and 2% cash back on purchases. [Read more]( The latest 1. [9 valuable travel perks that you can get with a credit card]( 2. [Cashing in Capital One miles? How to get the maximum value when redeeming miles]( 3. [Can a lifestyle hotel maven and a Grammy winner make Wyndham cool?]( 4. [22 cruise cabin hacks that will transform your voyage]( 5. [Which Hyatt Milestone Rewards should you choose?]( 6. [Royal Caribbean cruise ships from newest to oldest — a complete list]( 7. [Can you earn rewards with a dining rewards program and a credit card at the same time?]( 8. [SAS to launch Atlanta-to-Copenhagen service this summer]( 9. [JetBlue drops Baltimore from route map, cuts several New York routes]( 10. [JetBlue and Spirit will appeal court decision blocking their merger]( [fb]( [insta]( [yt]( [tw]( [in]( [mail](mailto:hello@thepointsguy.com) You are receiving this email because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA If this newsletter was forwarded to you, you can subscribe [here](. Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies from which [ThePointsGuy.com]( receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our [advertising policy]( page for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2024