Plus: 2023 TPG Award winners announced last night November 7, 2023
[THE POINTS GUY]( [View in browser]( [TPG Daily NEWSLETTER]( [THE POINTS GUY]( Finding your next card
by Kyle Olsen, Points & Miles Reporter
[TPG | Hero Image] Hi everyone, Last night was the annual TPG Awards, where we announced winners in 22 voting-eligible categories, such as Best U.S. Airline Loyalty Program (which had a winner change from last year!), Best New Cruise Ship and Best Travel Rewards Credit Card. Be sure to check out our [full story on the winners, including some Spotlight Moments](. Speaking of the best credit cards, we get it: With so many options, selecting your next credit card can be overwhelming. If you want to revisit your card strategy, you can start by checking your current credit score at AnnualCreditReport.com. This will help you get an idea of which credit card you may be able to qualify for. Next, evaluate your spending habits to identify categories where you spend the most. Look for cards that offer higher rewards in these areas to maximize your earnings. Research the different card types available, such as cobranded airline and hotel cards, bank rewards cards, cash-back cards and no-annual-fee cards. Each type has its own benefits and redemption options, so choose one that aligns with your preferences. Also, donât forget to consider what you already have in your wallet. For example, if you already have [The Platinum Card® from American Express]( (which earns 5 points per dollar for flights booked directly with airlines or with American Express Travel, on up to $500,000 on these purchases per calendar year), you might consider adding the [American Express® Gold Card]( (which earns 4 points per dollar at restaurants, plus takeout and delivery in the U.S., and 4 points per dollar at U.S. supermarkets, on up to $25,000 per calendar year and then 1 point per dollar after that). With the [Chase Freedom Flex]( you have the opportunity to earn 5% cash back on a total of $1,500 worth of purchases in rotating bonus categories every quarter upon activation. By combining the Chase Freedom Flex with the [Chase Sapphire Reserve]( you can combine the points on both cards in your Ultimate Rewards account. This allows you to convert the 5% cash back from the Freedom Flex into an earning rate of 5 Chase Ultimate Rewards points per dollar spent. According to [TPG's valuations]( this translates to a return of 10.25%. Additional perks of the Chase Sapphire Reserve include a $300 annual travel credit and [access to Chase lounges]( and Priority Pass lounges. Both are helpful if you travel frequently. By considering all these factors, you can make an informed decision and find a credit card that suits your needs and goals. - [How to choose the best credit card for you](
- [14 best travel credit cards of November 2023](
- [17 best rewards credit cards of November 2023](
- [Here are the best credit card welcome offers for November](
Kyle Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, [visit this page](.
Photo Credit: SURADECH PRAPAIRAT/SHUTTERSTOCK. Todayâs top stories
[American cuts a whopping 21 Austin routes in major network shake-up](
American Airlines is canceling 21 routes in Austin, reversing almost all of the carrier's growth there during the pandemic.
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[Hyatt, American Airlines, JetBlue, Emirates and Qatar Airways among the big winners at the 2023 TPG Awards](
The Chase Sapphire Preferred Card won for Best Travel Rewards Credit Card, and the Capital One Venture X Rewards Credit Card took our top prize for Best Premium Credit Card.
[Read more](
[Amex Offer: Get 50% off Uber or Uber Eats](
Check your Amex Offers to see if your next Uber purchases will earn you $25 back.
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[Dolly Partonâs 2nd resort is officially open](
Dollywood's HeartSong Lodge & Resort in Pigeon Forge, Tennessee, is now open â and it has something for the whole family.
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[Have a very merry stay in these over-the-top Christmas-themed hotel suites](
Santa Claus is coming to town and we think he'd love to stay in one of these holiday-themed suites.
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