✈ Deciding Between 2 Great Low-Annual-Fee Cards, Holiday Airfares Are Rising & More News From TPG ✈

Also: Major changes coming to Disney World in 2024 October 12, 2023 [THE POINTS GUY]( [View in browser]( [TPG Daily Newsletter]( TOGETHER WITH [Partner Logo]( [THE POINTS GUY]( TOGETHER WITH [Partner Logo]( Comparing cards with low annual fees by Emily Thompson, Credit Cards Writer [TPG | Hero Image] If you’re in the market for a mid-tier travel rewards card, you’re probably considering the [Citi Premier® Card or the Chase Sapphire Preferred Card](. Both cards have valuable welcome bonuses, earn transferable rewards and come with travel perks for a relatively low $95 annual fee. But which one should you choose? The [Citi Premier Card]( earns Citi ThankYou points that you can transfer to Citi’s full range of 17 airline and hotel partners, including Air Canada Aeroplan, JetBlue TrueBlue and Wyndham Rewards. It earns an impressive 3 points per dollar on hotels, airfare and dining purchases, as well as at supermarkets and gas stations. Cardholders also receive a $100 annual hotel credit, extended warranty protection and [World Elite Mastercard benefits](. The [Chase Sapphire Preferred Card]( earns Chase Ultimate Rewards points that you can transfer to Chase’s 14 partners, including valuable options like United Airlines MileagePlus, Iberia Plus and World of Hyatt. It earns 3 points per dollar on dining, select streaming services and online grocery purchases, as well as 2 points per dollar on travel purchases. Cardholders also get perks like complimentary memberships to Instacart+ and DoorDash, as well as a $50 annual hotel credit and Chase’s famous travel protections. Both come with great earning rates, valuable rewards and some solid travel benefits. Which card is better for you will come down to which rewards and perks align better with your travel habits and goals. If you’re still deciding, these might help: - [Our full review of the Citi Premier Card]( - [Our full review of the Chase Sapphire Preferred Card]( - [Chase Sapphire Preferred vs. Citi Premier showdown]( - [Side-by-side card comparison]( Happy travels! Emily Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, [visit this page](. Photo Credit: PT STOCK/GETTY IMAGES. TOGETHER WITH [Partner Logo]( Protect your points The Credit Card Competition Act of 2023 would kill credit card rewards programs and risk your personal information. Join TPG and take action to fight this proposed legislation by reaching out to Congress today. [Act now]( Today’s top stories [Holiday airfare is rising: What to know if you haven’t booked your flights yet]( Prices are on the rise for Thanksgiving, Christmas and New Year's trips, so book right away to avoid overpaying. [Read more]( [The return of all-day park hopping and the other major changes coming to Disney World in 2024]( Upcoming changes include the end of theme park reservations and the return of the Disney Dining Plan and all-day park hopping. [Read more]( [The best time to cruise Alaska]( Alaska is a cruise destination with a limited season. Each month has its advantages, from discounted pricing to abundant wildlife. Here is a guide to help you decide when to cruise in Alaska. [Read more]( [The 23 best hotels in London]( No matter what type of trip you’re planning, these are some of the best hotels in London — and you can even use points at many of these properties to put a stay here within reach. [Read more]( [A review of American Airlines in first class on the Airbus A321neo from Philadelphia to San Francisco]( Here's what it's like to fly American Airlines' Airbus A321neo in first class. [Read more]( The latest 1. [What is a round-trip flight?]( 2. [United brings its poshest plane to Italy in big competitive retaliation]( 3. [JetBlue unveils new Mosaic elite status perks for 2024 including upgrades at booking]( 4. [What are points and miles worth? TPG’s October 2023 monthly valuations]( 5. [Targeted Chase cardholders can earn up to 7,000 bonus points through Chase Travel]( 6. [Hilton opens the 1st of its 'category killer' budget-friendly brand]( 7. [Avelo increases pilot pay for the 5th time]( 8. [These essential travel accessories are currently on sale for Amazon Prime Day]( 9. [11 items real-world travelers are actually buying from Amazon Prime Day from $12]( 10. [The care and keeping of your beloved credit cards]( [fb]( [insta]( [yt]( [tw]( [in]( [mail](mailto:hello@thepointsguy.com) You are receiving this email because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA If this newsletter was forwarded to you, you can subscribe [here](. Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies from which [ThePointsGuy.com]( receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our [advertising policy]( page for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2023