✈ Don’t Be Afraid of Annual Fees & More Daily News From TPG ✈

Also: The best hotels in Maui [The Points Guy]( WHAT YOU NEED TO KNOW TODAY Apr 18, 2023 DON'T FEAR THE FEE When signing up for a new credit card, especially one with great perks and benefits, you might be deterred by a high annual fee. Instead of just looking at the fee, though, consider the benefits and which ones you’ll use. If the savings you get from those benefits add up, it could still be worth getting the card, even if it has a high annual fee. For me and my fiance, the jaw-dropping $695 annual fee (see [rates and fees]( for [The Platinum Card® from American Express]( had us wondering if it would be worth it in the end. After having it for a while now, it's safe to say that getting the card was the right move for us. We’ve probably covered the annual fee just by eating and drinking at the various lounges the card has given us access to at airports. Plus, we receive a $200 statement credit for booking hotels through [American Express Fine Hotels + Resorts]( and get on-property credits to use during our stays, two of many perks that have netted us more value than what we've spent. - [Is the Amex Platinum worth the annual fee?]( My [Marriott Bonvoy Boundless Credit Card]( carries a $95 annual fee but also comes with valuable benefits, such as a yearly 35,000-point reward night certificate. That certificate alone is worth nearly $300, making this card another I'll continue to hold on to despite its annual fee. To help you decide if paying a higher fee is worth it or if you should opt for a lower-fee card, check out these resources: - [The 8 best credit cards with annual fees under $100]( - [Are premium credit cards worth the annual fee?]( - [The best premium credit cards: A side-by-side comparison]( Featured image by Zach Griff/The Points Guy. Tanner Saunders, Senior Hotels Reporter Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, [visit this page](. TODAY'S TOP STORIES [Should you pay your taxes with a credit card?]( These are the cards to use. [Read more]( [Cruise packing list: The ultimate guide to what to pack for a cruise]( You might need a little more than a swimsuit. [Read more]( [The best hotels in Maui, from luxury retreats to family-friendly resorts]( Here's where to stay in paradise. [Read more]( [A secret beach at a bargain: Why the new Embassy Suites in Aruba is an unexpected knockout]( With a secret beach and free breakfast, this Hilton hotel offers some great perks. [Read more]( [Small-business credit card vs. corporate credit card: Which is right for your business?]( What you should know about both types of cards. [Read more]( THE LATEST 1 [It's Tax Day — save money or earn bonus points with these offers]( 2 [Bucket list achieved: Reviewing Air France's incredibly hard-to-book La Premiere first class]( 3 [Packing for a cruise? These items aren’t allowed on board]( 4 [United unveils largest-ever expansion in Australia, New Zealand with 6 new and upgraded flights]( 5 [Kiosks are out as Alaska Airlines streamlines the airport check-in process]( 6 [An excellent use of Avios: British Airways’ Reward Flight Saver redemptions]( 7 [The ultimate guide to redeeming Choice points]( 8 [It's back: United's catchy NYC ad campaign that promotes Newark's convenience returns]( 9 [JetBlue launching overhauled TrueBlue loyalty program May 10 with major new perks, 4 status tiers]( 10 [Short staffing and high demand could spell disaster for your summer travel plans]( [fb]( [insta]( [yt]( [tw]( [in]( [mail](mailto:tpg@thepointsguy.com) You are receiving this because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA0 USA Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies from which [ThePointsGuy.com]( receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our [advertising policy page]( for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2023