✈ Which Credit Card to Use When, Earn Bonus Miles for Shopping & More Daily News From TPG ✈

Also: Ultimate guide to Singapore KrisFlyer [The Points Guy]( WHAT YOU NEED TO KNOW TODAY Jan 30, 2023 CHOOSING THE RIGHT CARD PAYS … LITERALLY My current method for choosing which credit card to pull out of my wallet for different types of purchases is a sticky note in a conspicuous place where my husband and I can both reference it as needed. I’m not claiming it’s the best method, but it’s a start. Maybe someday I’ll go a little more high-tech and make a spreadsheet, but more important than the method is that you take the time to review your current card lineup and decide which card you should use for shopping, dining, travel and even your gym membership. There's even a [Card Advisor tool in the TPG App]( that shows you the card to use at nearby locations to maximize earning toward your goal. If you play credit card roulette and pull any old card out of your wallet when it’s time to pay for your purchases, you could be leaving valuable points or cash back on the table. How much exactly? [Using groceries as an example]( the [Blue Cash Preferred® Card]( from American Express earns 6% cash back at U.S. supermarkets (up to $6,000 cash back per calendar year) whereas the popular [Chase Freedom Unlimited®]( earns a flat 1.5% cash back at supermarkets. That means you could earn $12 cash back by purchasing $200 worth of groceries with your Blue Cash Preferred card and only $3 with the Freedom Unlimited card. That difference of nine dollars may not seem like much in the grand scheme of things, but that is just on one purchase. If you spend $200 on groceries every week, that’s over $450 additional cash back you could put in your pocket by the end of the year by using the Blue Cash Preferred instead. Take a look at some of our favorite cards to use across multiple categories: - [The 7 best credit cards to maximize fitness spending]( - [Best credit cards for gas purchases]( - [The best credit cards for dining]( - [The best credit cards for your commuting expenses]( Photo by Wayhome studio/Shutterstock. Have a great week, Tarah Chieffi, Family Travel Writer Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, [visit this page](. TODAY'S TOP STORIES [Ultimate guide to Singapore KrisFlyer]( Learn how to leverage this loyalty program. [Read more]( [Guide to lounge access with the Amex Platinum and Business Platinum]( Lounge access can definitely start your trip off right. [Read more]( [Is it better to book a cruise through a travel agent? We say yes]( If booking travel is overwhelming, turn to the experts. [Read more]( [How to earn bonus miles through the AAdvantage shopping portal]( This can really help add bonus miles to your account. [Read more]( [A luxe boutique hotel with authentic Spanish style and verve: Thompson Madrid]( Here’s what you need to know about the exciting new Thompson Madrid. [Read more]( THE LATEST 1 [What does 'duty-free' mean?]( 2 [11 extra charges on cruise ships that will drive you nuts — and what to do about them]( 3 [Is it better to book a cruise through a travel agent? We say yes]( 4 [Transferable miles with no annual fees: The Capital One SavorOne and VentureOne duo]( 5 [Your guide to experiencing the Edge observation deck in New York City]( 6 [Singapore KrisFlyer: Ultimate guide to earning, redeeming and elite status]( 7 [No more plastic cups for Alaska Airlines]( 8 [Earn American Airlines Loyalty Points and miles through the AAdvantage shopping portal]( 9 [11 things you should never buy on a cruise ship (or in port)]( 10 [Guide to lounge access with the Amex Platinum and Business Platinum]( [fb]( [insta]( [yt]( [tw]( [in](#) [mail](mailto:tpg@thepointsguy.com) You are receiving this because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA0 USA Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies from which [ThePointsGuy.com]( receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our [advertising policy page]( for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2023