Also: Best airline credit cards for families August 26, 2024
[THE POINTS GUY]( [View in browser]( [TPG Daily Newsletter]( TOGETHER WITH [Partner Logo]( [THE POINTS GUY]( TOGETHER WITH [Partner Logo]( These cards have outsize first-year value
by Katie Genter, Senior Writer
[TPG | Hero Image] Whenever I apply for a new [rewards credit card]( I usually have one of two motivations for doing so. On one hand, I might want access to the cardâs benefits, such as lounge access, elite status or high earning rates for specific spending categories. But other times, itâs a high first-year value that Iâm after, and that usually means a big sign-up bonus. If you fall into that second camp, you may want to know that we regularly update our list of credit cards that can get you [$1,000 or more in first-year value](. Currently at the top of our list is [The Business Platinum Card® from American Express]( giving new cardmembers an estimated net first-year value of $3,844 based on TPG's August [valuations](. But sitting in the still-very-high third spot on our list is the [Ink Business Preferred® Credit Card]( which our valuations put at $2,365 in net value for new cardholders in the first year. The current [limited-time welcome bonus of 120,000 points]( after you spend $8,000 on the card within three months of account opening is the best offer weâve ever seen for this card, [and itâs only available until Sept. 5](. If youâre looking for a consumer card, the [Capital One Venture Rewards Credit Card]( also ranks high on our list, with an estimated $1,643 in net first-year value for new cardmembers based on our valuations. This one also has a value-packed limited-time [welcome offer of 75,000 bonus miles]( after you spend $4,000 on purchases in the first three months from account opening, plus new cardholders get a [$250 Capital One Travel credit]( in their first year. This offer is also ending soon. Rounding out our list is the ever-popular [American Express® Gold Card]( with $1,215 in estimated net first-year value based on our valuations. To learn more about welcome bonuses and getting value from a new card, check out the following stories: - [11 credit cards that can get you $1,000 or more in first-year value](
- [10 ways to meet the spending requirements and earn the bonus on a new card](
- [Last call: Best-ever 120,000-point bonus on the Chase Ink Business Preferred](
- [Ending soon: Limited-time welcome offer on the Capital One Venture Rewards card]( Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, [visit this page](.
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Advertiser Disclosure: The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We donât cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our [advertising policy]( and [product review methodology]( for more information. Editorial Note: Opinions expressed here are the authorâs alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2024