✈ Cards With Big Perks and Small Fees, DOT Investigates Delta Over Outage Fallout & More News From TPG ✈

Also: Winter biz-class flights to Switzerland as low as 56K miles July 23, 2024 [THE POINTS GUY]( [View in browser]( [TPG Daily NEWSLETTER]( [THE POINTS GUY]( Big perks, small annual fee by Tanner Saunders, Senior Hotels Reporter [TPG | Hero Image] One of the trickiest parts of playing the points and miles game with credit cards is deciding whether or not the perks of the card are worth the annual fee. The cards with the most perks, like lounge access and tons of statement credits, can cost upward of $500 a year. But that doesn’t mean there aren’t great cards with lower annual fees. The [Ink Business Preferred® Credit Card]( carries an annual fee of only $95 and currently has a [limited-time sign-up bonus]( of 120,000 Ultimate Rewards points after you spend $8,000 in the first three months from account opening. That bonus is worth $2,460, based on TPG’s July 2024 [valuations]( and is the best welcome offer we’ve ever seen on this card. And, beyond that, you can earn 3 points per dollar on the first $150,000 in combined spending each account anniversary year on business purchases like travel, shipping, internet, advertising and more. In the world of personal cards, the [Capital One Venture Rewards Credit Card]( also has a $95 annual fee and a [limited-time welcome offer]( of 75,000 miles after you spend $4,000 in the first three months after account opening, which TPG values at $1,388. You’ll also receive a one-time $250 credit to use in the [Capital One Travel]( portal with this offer, adding even more value. Combined, these far outweigh the annual fee in the first year. But it's the card’s 2 miles per dollar spent on purchases and perks like a statement credit for Global Entry or TSA PreCheck that make it well worth the low annual fee. I carry the [Chase Sapphire Preferred® Card]( which comes with a $95 annual fee, and I love it for its comprehensive travel benefits and great earning rates on the things I love most: travel, eating out and grocery orders. Here are some handy resources for even more cards that come with an easy-to-swallow annual fee: - [The 8 best credit cards with annual fees under $100]( - [The best airline credit cards with annual fees under $100]( - [The best hotel credit cards with annual fees under $100]( - [Ink Business Preferred Credit Card review: A great all-around business card]( - [Capital One Venture Rewards Credit Card review: A great beginner travel card]( Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, [visit this page](. Photo Credit: RGSTUDIOS/GETTY IMAGES. Today’s top stories [Delta under DOT investigation as meltdown hits Day 5, and 5,000 cancellations]( Delta Air Lines' operational meltdown continued Tuesday, with the U.S. Department of Transportation opening an investigation. [Read more]( [Book now: Winter business-class award availability to Switzerland starting at 56K miles]( It's not too late to book business-class flights to Europe this winter with points and miles on Star Alliance airlines. [Read more]( [Qatar Airways reveals new Qsuite business-class seats]( Qatar Airways unveiled its new Qsuite business-class seats for the Boeing 777X aircraft Monday. [Read more]( [Fly to Europe for 12,000 ThankYou Rewards points with Citi's latest Flying Blue transfer bonus]( This transfer bonus can get you a terrific deal on a flight to Europe during the busy summer travel period. [Read more]( [Korean Air debuts exciting new business-class product with doors]( Korean Air is launching a new business-class product — and it's debuting in just a few days. [Read more]( The latest 1. [Even bigger! Cruise giant Carnival orders 3 massive new ships]( 2. [Turkish Airlines unveils new business class, free fleetwide Wi-Fi]( 3. [Another cruise line is about to make a comeback — in an unusual place]( 4. [American Airlines adds new domestic destination in Southern California]( 5. [As Delta meltdown drags on, here are airline passenger rights you need to know]( 6. [The ultimate girls getaway: 11 unique destinations for unforgettable experiences]( 7. [All aboard! What you need to know about cruise boarding times and how early to arrive for a cruise]( 8. [Capital One Travel portal: What to know about redeeming your miles for flights, hotels and more]( 9. [7 reasons to get the Capital One Venture Rewards card]( 10. [Delta Air Lines meltdown: What to do if you're stranded because of the IT outage]( [fb]( [insta]( [yt]( [tw]( [in]( [mail](mailto:hello@thepointsguy.com) You are receiving this email because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA If this newsletter was forwarded to you, you can subscribe [here](. Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our [advertising policy]( and [product review methodology]( for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2024