✈ Why You Shouldn’t Apply for This $1,500 Card Offer, Wyndham’s New Star-Studded Lifestyle Brand & More News From TPG ✈

Also: Was the $900 dog sledding and helicopter excursion on an Alaska cruise worth it? June 8, 2024 [THE POINTS GUY]( [View in browser]( [TPG Daily NEWSLETTER]( [THE POINTS GUY]( 5 reasons not to apply for this offer by Summer Hull, Director of Content [TPG | Hero Image] With the 75,000-point increased offer on the [Chase Sapphire Preferred® Card]( ending in the next few days, you’ve likely seen plenty of coverage on all the reasons why you should snag the best offer we’ve seen on the card this year. However, choosing the right card can be tricky, so here are some situations when you [should not apply]( — even if the offer is excellent. - You’re not eligible because you either currently have any Sapphire-branded card or have received any Sapphire bonus in the last 48 months. - You don’t have a [credit score of at least 670](. - You’ve opened [five or more new credit card accounts]( across all banks in the last 24 months. This is what is called the Chase 5/24 rule. - You can’t comfortably hit the minimum spending requirement of $4,000 in the first three months to earn the full bonus. If you don’t average at least $1,334 in monthly expenses that can be put on the card, then it’s not worth applying for this increased offer. (But here are some things you [might not have thought to charge]( - You’re about to apply for a mortgage or have another major event where your credit will be scrutinized soon. If any of these reasons apply to your situation, sit this one out — there will always be more increased card offers later on. If none of those situations apply to you, then there’s no reason to miss out on one of our favorite offers of the year. But hurry — Chase has informed us that this is the [last chance to earn 75,000 bonus points]( with $4,000 in spending in the first three months on the Chase Sapphire Preferred before this offer ends June 13 at 3 p.m. EDT. Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, [visit this page](. Photo Credit: SUPERCHARGE/GETTY IMAGES. Today’s top stories [The first of Wyndham’s star-studded lifestyle hotel brand slated for Detroit and Switzerland]( New details on the upcoming brand developed in partnership with a lifestyle hotel maven and Grammy Award winner. [Read more]( [I took a $900 dog sledding and helicopter excursion on my Alaska cruise. Was it worth it?]( Here's what it was like and whether it was worth the price. [Read more]( [Delta SkyMiles Reserve Amex card review: Delta’s top-tier credit card]( Offer alert: earn 95,000 Delta SkyMiles and lounge access when flying Delta with this card. [Read more]( [Tips for visiting Disneyland in 2024: 17 ways to save money and have more fun]( Get the most for your money, spend less time in line and have a more magical vacation experience. [Read more]( [Deal alert: Points and miles travel deals for June 2024]( Save, maximize and earn points on various travel purchases this summer and fall. [Read more]( Got a minute? We’d love to learn more about you! Take our quick, 60-second survey — your input will help TPG improve your newsletter experience. [Take survey]( The latest 1. [United Airlines debuts limited-edition Polaris ice cream sundae]( 2. [Photos of Disney Lookout Cay at Lighthouse Point in the Bahamas: Here’s what I liked and didn’t]( 3. [AvGeek alert: There's a new amenity-rich observation area at Charlotte Douglas International Airport]( 4. [Finnair deal: Fly to Finland, Lithuania, Poland and India from $440 round-trip]( 5. [Want to supercharge your Chase Ultimate Rewards balance? These are the top 5 cards to get]( 6. [Hawaii's hotel scene gets an exciting new addition: A review of the Renaissance Honolulu Hotel & Spa]( 7. [Paris-Charles de Gaulle vs. Paris-Orly: Which airport should you fly into?]( 8. [Delta SkyMiles Reserve Amex card review: Delta’s top-tier credit card]( 9. [Best uses of American Airlines AAdvantage miles]( 10. [Capital One Travel price match and price drop protection: How it works]( [fb]( [insta]( [yt]( [tw]( [in]( [mail](mailto:hello@thepointsguy.com) You are receiving this email because you opted in at [thepointsguy.com](. Where to find us: The Points Guy 100 5th Ave., 16th Floor New York, NY 10011 USA USA If this newsletter was forwarded to you, you can subscribe [here](. Changed your mind? You can [update your preferences]( or [unsubscribe]( at any time. Advertiser Disclosure: The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our [advertising policy]( and [product review methodology]( for more information. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. THE POINTS GUY © ALL RIGHTS RESERVED 2024