You still have time 💘 for Valentine's gifts!

Plus, what to do when your spouse is bad with money ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/effb76a8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDc5MTY4ODgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Y2JiMDU3NTA2NjkyMzQ3NzA3NDQxNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAyMTQmYWZmX3N1YjQ9MDgyMSZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDIxNCZ1dG1fY29udGVudD0wODIxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=KZgAJsMsQqhzT-nScxjCRbrexgYX3mUSnSM_gqWDD-E)   65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/28df4cc8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=RRYwBgDdr4NYxel1MSo-ehRHnLl4fMtANmaPYhNKHsg  [Last-Minute Valentine’s Day Gifts From Dollar Stores](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/0225792a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=RbC44NvK4jS1eKF1RTdjNLVRa28D4fhgfmppRELQObk)  If you and your romantic partner love getting together to save money, then we've got the gift guide for you. Here are fourteen Valentine's Day gift ideas from dollar stores that are super cute but don't feel super cheap. Plus, they're perfect for anybody looking for last-minute gifts today.          [💔 12 Things to Do if Your Spouse is Bad With Money](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/abf9bb94?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=bgG1QxP2_S9F7cVIgEnIPJBLJoKlBHcvBuAdqob1d4U)  Does Valentine's Day have you reflecting on love and money? Love your partner but feel like you’re the financial grownup in your relationship? We’ve got your back with this list of [a dozen things you can do if your spouse is bad with money](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/d8972eb8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=XY6-ISna0ihgDVO2hTpIlbeCzLVlPESVl9Nwch2_SS8), and not one of them is spelled D-I-V-O-R-C-E.          65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/d75d0a91?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=4PtBc4gGIfwY-PQHM7XRu5dfdwXD1aNWo_Pm4iQcEDc  [One Extra Mortgage Payment Could Shave Years Off Your Debt](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/9cd5f2f1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=NhiAz_2inxJzznl8-fXpvmKhGyn39jAcwBk2puA04uM)  The typical mortgage begins with a 30-year term. That. Is. A. Long. Long. Long. Time. But making just one extra payment could trim more time off your mortgage than you might think.          [Need To Make Extra Cash Before Rent Is Due?](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/daa0d701?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDc5MTY4ODgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Y2JiMDU3NTA2NjkyMzQ3NzA3NDQxZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb21cL2JlZm9yZS1yZW50LWlzLWR1ZS1zZHluXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMjE0JmFmZl9zdWI0PTA4MjEmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAyMTQmdXRtX2NvbnRlbnQ9MDgyMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=t01CFmeHdYH_g3DKOg23B_j-8VdkqKtEGEV7jbTBHmY)  The end of the month may be a couple weeks away, but if you think you might be short on rent, [the time to act is now](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/7a1b4664?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDc5MTY4ODgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Y2JiMDU3NTA2NjkyMzQ3NzA3NDQxZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb21cL2JlZm9yZS1yZW50LWlzLWR1ZS1zZHluXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMjE0JmFmZl9zdWI0PTA4MjEmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAyMTQmdXRtX2NvbnRlbnQ9MDgyMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=W-Mf7O4DpW_p-mzMjXl270Yt4ZRwh-60X6Q6XGkKqOM). We found a few ways to cut costs and add extra cash to help you make ends meet. These tips range from saving on essential items like groceries to earning money online for completing simple tasks.  [Make Extra Cash](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/fb228ad8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDc5MTY4ODgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Y2JiMDU3NTA2NjkyMzQ3NzA3NDQxZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb21cL2JlZm9yZS1yZW50LWlzLWR1ZS1zZHluXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMjE0JmFmZl9zdWI0PTA4MjEmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAyMTQmdXRtX2NvbnRlbnQ9MDgyMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=1yFcA0YA_zm6vjAaGFqlIiYj8inULJzGIF_y2b6h8DI)          [🦥 Hacks For Lazy Investors](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/b314948b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=jOLjItr138shisq4H1f1Z2p_3nuArZgHS_2zoA9viSw)  Buckle up and get ready for more dealing with less wheeling! And by "buckle up," we mean find a cozy spot on your couch. No longer will the laziest among us have to choose between earning and chilling — now you can do both at once. With these [five tips for slothful investors](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/b2685ef0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8la22NkYDTnObAb_A74osKHGazc57tXOvV0Br80aVlM), you can ease into some easy cash.          [Do You Qualify for February's Class Action Settlements?](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/2d88db9f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=BjW93q5f3A6Ri-AIoowQjFXGHhj2NZRjnqp0VYw6pEg)  February 2024 class action settlements involve Fortnite, Chick-fil-A, Juul and other companies you may have patronized. For example, Chick-fil-A agreed to pay $4.4 million to resolve claims that it misrepresented its delivery fees and menu prices, causing consumers to overpay for delivery orders. Now that's a spicy chicken sandwich! Read our full article to find out if you qualify for any of these class action payouts. Act fast — most of these settlements have limited windows to make claims.          [Was this email forwarded to you? Subscribe Now.](65cbabed242faab1d5053ce5:ot:631faf77229f6550ab06f0cf:1/ef3b1f66?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDc5MTY4ODgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Y2JiMDU3NTA2NjkyMzQ3NzA3NDQyMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDIxNCZhZmZfc3ViND0wODIxJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMjE0JnV0bV9jb250ZW50PTA4MjEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=PYP4lHFTRZL4fd_XkbUsprlE0LN9ghIavY_l7-D9BqA)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. 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