Solve this money puzzle: 🐶 or 😻 + ✍️ = 💵

Plus, we all need to stop overspending ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/bbf00bbc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRiOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMzEmYWZmX3N1YjQ9MDgyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEzMSZ1dG1fY29udGVudD0wODIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=tw8TyyJHhgt2NmLAZauGo5EVtAJCA7dH0pIztLUC48I)   65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/af2ba8b3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRiYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9jaGlja2VuLXNvdXAtZm9yLXRoZS1zb3VsLXN1Ym1pc3Npb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTMxJmFmZl9zdWI0PTA4MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMzEmdXRtX2NvbnRlbnQ9MDgyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=d-FMjI-gxTA36d1PypPaTtvaivUDhSte4VjQfmFqcBc  [A Good Story About Your Cat or Dog Could Earn You $250](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/043ee54c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRiYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9jaGlja2VuLXNvdXAtZm9yLXRoZS1zb3VsLXN1Ym1pc3Npb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTMxJmFmZl9zdWI0PTA4MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMzEmdXRtX2NvbnRlbnQ9MDgyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=co3-bi1YUsNA5FrWY5yrTvza9sjn-svQ_CjZdQjoVDQ)  Remember those Chicken Soup for the Soul books? They're still around, and right now they're calling for story submissions based on topics like cats, dogs, the power of positive thinking and more. If your story is chosen, you'll receive a check for $250. So if you've got a good story or two to share, we've gathered all the details in our article for you, including the full list of story topics, requirements and deadlines.          [👨‍👩‍👧‍👦 How to Build Generational Wealth](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/b9a6f83c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRiYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZ2VuZXJhdGlvbmFsLXdlYWx0aC05OS1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMzEmYWZmX3N1YjQ9MDgyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEzMSZ1dG1fY29udGVudD0wODIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=X0Hj9hdeOtEROZ9IqMXfrVOB0PMOGrn7q6VQg59f34o)  Are you at the point in your financial journey where you’re looking to [build wealth not only for yourself but for future generations too](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/f2a09d07?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=EKVEm9H1VGVNIpn9Up_blLvLfnUlAs4w7BfBju4MLaE)? We have some proven tips to help you achieve that, including how you can use an app like Public to own slices of Fortune 500 companies and invest in music royalties and other assets.          65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/918184e0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=qbgsOxeA6tllYqj0lzcsTir683GJmNhrGjp9nMxXOz8  [Earn Up to $100 this Month By Answering Survey Questions About the News](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/e8f105c5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=SieLia20QAm0RH3tdWg948o6nN4NFVTnHVh8BNJp_7A)  Have strong opinions about the news? A website called [YouGov America will pay you up to $100](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/318957d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=A0wq81W5mmK-8c7FUmIGjPH-Gb8MVdlRXh6C_7-rSIs) this month just to answer survey questions about politics, the economy and other current affairs. Plus, it’s totally anonymous, so no one will judge you for that hot take. Here's how it works: When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, [Penny Hoarder readers will get an extra 500 points for registering](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/318957d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=A0wq81W5mmK-8c7FUmIGjPH-Gb8MVdlRXh6C_7-rSIs), and another 1,000 points after completing their first survey. It takes just [a few minutes to sign up](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/318957d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRjMCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD02Nzc1JmFmZl9pZD04NiZzb3VyY2U9ZGFpbHktWW91R292LURUTy10ZXN0JmRhaWx5LVlvdUdvdi1EVE8tdGVzdCZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMzEmYWZmX3N1YjQ9MDgyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEzMSZ1dG1fY29udGVudD0wODIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=A0wq81W5mmK-8c7FUmIGjPH-Gb8MVdlRXh6C_7-rSIs) and take your first survey — and you’ll get your points immediately.  [Claim Your 500 Extra Points](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/d38a5aa2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=aBVL7iZQNqBfI7vBqlwiZLPQHq0RlvVb7cX51Vh-vFc)          [Got a Grand in the Bank? Make These 7 Moves Today](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/b7d664a4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=gblBj_gvRAtKsPwW3JwusI2hMv6jf5cew5USK9OeSEI)  You’ve done it. You’ve built up a little cushion in your bank account — $1,000! Congrats! You’re on the right path. It feels good, right? Now it’s time to think about some longer-term goals. What do you want to accomplish next with your money? [We’ve got seven ideas for you.](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/4914b943?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ZefMxE2LVvgX1amqG9o09uecavjkt7CRAu2wetaUO8U)  [Grow Your Money](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/b414ba18?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=9YmPO_2umwqFQJFIrBbfJ5KS4Es-LA9h6IpDNfNdC94)          [🤦 The Dumbest Things We Keep Spending Money On](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/618c68de?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRjNSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc3BlbmRpbmctdG9vLW11Y2gtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTMxJmFmZl9zdWI0PTA4MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMzEmdXRtX2NvbnRlbnQ9MDgyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=KfREuu8OUkT1ejzhWZ8tGwZpzr2TODYK4NdR9BuGUzQ)  Stop saying "Oops! I did it again" when it comes to overspending. Here's how to outsmart and [escape the worst serial budget-killers](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/6cf57d31?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRjNiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc3BlbmRpbmctdG9vLW11Y2gtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTMxJmFmZl9zdWI0PTA4MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMzEmdXRtX2NvbnRlbnQ9MDgyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=tkcaUWJeGDoJcwtwI8HuA1X5HH4WVeQNBC-g9-L-xxo).          [12 Ways to Quit Mindless Shopping](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/cfbb918e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=2EFBGOTfPk3_3hWyoXyMy0nPQGfJatBttC7oLVoHFZE)  Another way to combat overspending is to become more strategic with your shopping. That means keeping a budget and cutting out the impulse buys. Yes, far less fun, we know. But keeping a budget will show you how quickly a handful of little splurges can add up to a hefty expenditure in no time. If you're not in a position to increase your income, you can make the income you do have go farther. You might be surprised by how much you can save with just a little discipline and these twelve tips.          [Was this email forwarded to you? Subscribe Now.](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/a980e9d6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRjOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEzMSZhZmZfc3ViND0wODIyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTMxJnV0bV9jb250ZW50PTA4MjImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=0hRzIbMZxU7Pop5l0--mzAfHY8qZAIjWIv76SSYWEJc)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. [Learn more](65b912659aa911979607213b:ot:631faf77229f6550ab06f0cf:1/0a1395a1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY3MDczNzYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjkyMmYyZTRjODJjNGE5YjA1MzRjOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RydXN0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTMxJmFmZl9zdWI0PTA4MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMzEmdXRtX2NvbnRlbnQ9MDgyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=-wLjMonsTd4gl8fT-ev-vN4z0C2FCNZDXEN4DEbQSKQ) about how we make money and select our advertising partners.     © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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