Transform your finances with TD Bank's Learning Center

Build financial savvy with free resources tailored to your goals ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [The Penny Hoarder Daily](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/ba927ae2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfc3ViMz0yMDI0MDEzMCZhZmZfc3ViND0xNDI2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEzMCZ1dG1fY29udGVudD0xNDI2JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=iFAD1nKceBw89z5D9ZNBTFqlCUdXgIaP5I7v96o28OM) [The Penny Hoarder together with TD Bank](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/e4684565?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzMiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=DWeX0XZ8bye_y9eswIrn2zRph0dN6CkWo-MLF5087Yg)    [This Bank Wants to Help You Transform Your Finances in 2024](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/1b53c5d9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzMyIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=JE9X-Uc7FnZJu10JpqSjDIjqqW0zld_412pOC8C72aY)  When it comes to managing your finances, there's never a bad time to set some financial goals. The only question is, where to start? Enter TD Bank. TD offers [free tools and resources tailored to help you achieve your financial aspirations](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/9bc1bf0b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzNCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=BCj-gn6723YueqWPjPkNCeCp9Vh_a7uw7y8jhUIQyKg), along with experts to provide more in-depth advice, educational classes, and hands-on guidance to help you set realistic and achievable financial goals. With TD Bank, you’ll get tips on improving your credit score, crafting a budget, strategies for savings and investments and more. Need more personalized assistance? You can talk directly to a TD Bank representative via phone or in person. They’ll listen to your needs and help you find the right solutions for your specific financial goals. You can also [visit the TD Bank Learning Center now](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/9bc1bf0b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzNCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=BCj-gn6723YueqWPjPkNCeCp9Vh_a7uw7y8jhUIQyKg) for extensive finance guides and tutorials to chart your course to financial success.  [Visit TD Bank’s Learning Center](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/cc17d3db?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzNSIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Teg1_LeIcE4qu9OeZ7WehIKHf2apdTFpYzppfP7kNNs)    [Build financial savvy with TD Bank](65b7c0a024ab0fb8770b7b80:ot:631faf77229f6550ab06f0cf:1/d8a6420e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDY2NDI3ODYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YjdjODNhODRiYmViNDgzMjAxNGEzMiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03NDAzJmFmZl9pZD0xODImYWZmX3N1YjM9MjAyNDAxMzAmYWZmX3N1YjQ9MTQyNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMzAmdXRtX2NvbnRlbnQ9MTQyNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=DWeX0XZ8bye_y9eswIrn2zRph0dN6CkWo-MLF5087Yg)    Some of the links in this email are from our sponsors. 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