6 things you should never do with your money 🚨

Tons of ways to save and make money ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌   [The Penny Hoarder Daily](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/4051ec9e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9MTgyJnV0bV9zb3VyY2U9ZGVkaWNhdGVkJmFmZl9zdWIzPTIwMjQwMTIxJmFmZl9zdWI0PTA4MTMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwMjQwMTIxJnV0bV9jb250ZW50PTA4MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=sMzczTmDHV2Nh2mi0jWRid5o3qckAJqucn7OUtMUBJs)   When your budget is tight, we have [seven resources you can use today to make some extra money](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7a582757?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fc0yS0q3GvtBjpTHmtK2M7JMZIGVtJzbBaoeW-L3yOo) and find a little financial wiggle room. In this newsletter, we're also going to tell you how to: — ask companies for money — reduce credit card debt by $5K in 16 days — avoid six budget-killing money mistakes Plus, learn how to put your lazy phone to work making money for you.65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7498e75f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=bwAE1cDHusOiKuOxtN8fjLaCanHA14nr5s9YJ4t31bM[8 Companies To Ask For Money When You Can’t Pay Your Bills](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7498e75f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlYSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvYXNrLWZvci1tb25leS1zZHluLXBydFwvP2FmZl9pZD0xODImdXRtX3NvdXJjZT1kZWRpY2F0ZWQmYWZmX3N1YjM9MjAyNDAxMjEmYWZmX3N1YjQ9MDgxMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNDAxMjEmdXRtX2NvbnRlbnQ9MDgxMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=bwAE1cDHusOiKuOxtN8fjLaCanHA14nr5s9YJ4t31bM) Coming up short when it's time to pay your bills? [These companies might be able to help](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7498e75f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=bwAE1cDHusOiKuOxtN8fjLaCanHA14nr5s9YJ4t31bM) — you just have to ask.[16-Day Challenge for People With $5K+ in Credit Card Debt](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/30eb2fa5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlYiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZGVidC1jaGFsbGVuZ2UtcHJ0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDI0MDEyMSZhZmZfc3ViND0wODEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEyMSZ1dG1fY29udGVudD0wODEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=e0_Fpivbe3ZmjTpnPdJMtJ63TySBiQVwc8pgB1b7bKY) Reduce your credit card balance in record time with [this 16-day debt challenge](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/30eb2fa5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlYiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZGVidC1jaGFsbGVuZ2UtcHJ0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDI0MDEyMSZhZmZfc3ViND0wODEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEyMSZ1dG1fY29udGVudD0wODEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=e0_Fpivbe3ZmjTpnPdJMtJ63TySBiQVwc8pgB1b7bKY). It won't be easy, but you just might surprise yourself. [6 Things You Should Never Do With Your Money](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/6a557170?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=gQRUzpJJjRMreePeOGybyhtwlwd0MZmHZ45Fmqgj01g) Here are [six money moves you should never make](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/6a557170?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=gQRUzpJJjRMreePeOGybyhtwlwd0MZmHZ45Fmqgj01g), according to experts. How many are you guilty of?[9 Casual Ways Anyone Can Make $1,848/Month on Their Phone](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/cf866cee?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlZCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FzdWFsLXdheXMtcGhvbmUtcHJ0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDI0MDEyMSZhZmZfc3ViND0wODEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEyMSZ1dG1fY29udGVudD0wODEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=h5JmA6HrWGLOmbh3kgtLdvjUvCulTkk1wTqvZU8KjMg) Your phone is lazy. Time to put it to work. Here's [how your phone can bring home a little extra bacon](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/cf866cee?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlZCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FzdWFsLXdheXMtcGhvbmUtcHJ0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDI0MDEyMSZhZmZfc3ViND0wODEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEyMSZ1dG1fY29udGVudD0wODEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=h5JmA6HrWGLOmbh3kgtLdvjUvCulTkk1wTqvZU8KjMg) this month. [When Money Is Tight, These 7 Resources Will Help Nearly Everyone](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7a582757?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fc0yS0q3GvtBjpTHmtK2M7JMZIGVtJzbBaoeW-L3yOo) Anybody can use these [seven money-making resources](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/7a582757?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fc0yS0q3GvtBjpTHmtK2M7JMZIGVtJzbBaoeW-L3yOo) if you're up against a tight budget.      Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. Learn more about [how we make money and select our advertising partners](65aadfc0db952e941a0ec544:ot:631faf77229f6550ab06f0cf:1/1c1930b3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDU4NDI3ODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1YWFlMjBlOWYzZjkyODkyMDBlZmJlZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RydXN0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDI0MDEyMSZhZmZfc3ViND0wODEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0MDEyMSZ1dG1fY29udGVudD0wODEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=eaEeJgPAyxp_yWhiGJ0_TpBIk3hYDpZv0BRO-08CyuM).     © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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