The best savings accounts for January 2024

Plus, is your spouse bad with money? ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/5c6b3563?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVlYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMTEmYWZmX3N1YjQ9MDgyMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDExMSZ1dG1fY29udGVudD0wODIzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=pEO841_V-jvDhNt6ErZMUV-H8iJiD0yJE60rEWsUrJw)   659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/5d6dfa89?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=NLgrcqOBrH6Loc_faHY21NwLS8Uw7Us2yAe_HYd7klQ  [TPH Recommends: The Best Savings Accounts Right Now](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/2ef0b087?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Xzuz8B3Yiz2OwOP43lz2wcRvMKxUvjPxtWTBAV77RBI)  The best savings accounts have solid interest rates, excellent online banking options and convenient transfer capabilities. We sorted through dozens of savings accounts to find the ones that checked all these boxes. If you're looking to get the best return on your deposits, read our review of the best savings accounts for January 2024.          [🫣 12 Things to Do if Your Spouse is Bad With Money](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/3e3b0399?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=KlOZ_1SZAwK1JdMiMGKreVqLs9h_YDx9yjoTsfDybIc)  You don’t want to play house — you want a real-world marriage. That means you have to be honest about money and the weaknesses of the person sitting across from you at the dining room table. (Don’t look! They’ll know we’re talking about them.) Love your partner but feel like you’re the financial grownup in your relationship? We’ve got your back with this list of [a dozen things you can do if your spouse is bad with money](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/7b513363?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=I0wrr_nBabM_aCMlKQXkKTEJhOzl8wxNHTfMAmosWOo), and not one of them is spelled D-I-V-O-R-C-E.          659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/85683fe7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=U3Yx6gRb71NBaKlmxlL6bsdWizYoKpQxw_Lzz4KKzAM  [You Probably Missed Out On $5,425 in 2023](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/60e64299?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=j6PKJ1dY7ablQppuImRB3a2HZ-tVXcDgelvdtQbFZR0)  It’s not too late to set New Year's resolutions, so permit us to humbly suggest one for your wallet: [Don't leave $5K on the table in 2024.](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/3cf384fe?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmMSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbWlzc2VkLW91dC1vbi1tb25leS1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMTEmYWZmX3N1YjQ9MDgyMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDExMSZ1dG1fY29udGVudD0wODIzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=PHYPTphVETVzFFWeonkJy8Dc9vmXTE3YDrzeFqQn3Js) Here's how you left money behind last year, and how not to make the same mistake this year.  [Earn More in 2024](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/45b8df79?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=9WnAiFKMyIHzoTOY4ArcMaRwiTLqciqoEWXhvlJM034)          [Just Updated! Companies with Work-From-Home Opportunities](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/5f462403?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL2NhcmVlclwvd29yay1mcm9tLWhvbWUtY29tcGFuaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTExJmFmZl9zdWI0PTA4MjMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTEmdXRtX2NvbnRlbnQ9MDgyMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=cOnS4ba1djHLOmrqbton0CIyZonYowaKtNbAuywoajY)  If you’re on the hunt for remote work, we just updated our list of over 40 companies with WFH opportunities. January’s a great time to land a new job because hiring budgets open up for the new year. If you’re happy with your job, we’re happy, too, and we encourage you to share this article with the job seekers in your life.          [♣️ Trusted Sites That Pay You for Taking Surveys and Playing Games Online](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/1ddfba04?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=cJF5-fiD2RCJ1EY1jFeTlM_9ZZwBIbnD-DfS8gz02xE)  Two of our favorite ways to make some fast and easy cash are taking surveys and playing games online. You might be surprised by how much money you can earn on the side with these simple pastimes — over $800 a month by our calculations. But with so many scams out there, which sites can you trust? We compiled a list of [the sites we trust for paid surveys and online games](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/a2db18d5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p8tXpYHzQZQsPFqo7T3HAi3k-inG4REuhnuRRiwgxiM) so you don’t have to worry.          [TaskRabbit Review 2024: A Gig App to Get Work Done](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/d5125f0f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=BGrAY5mbFiJBu__C8pIEoZTiZpqURR0QZQEdppHR5HA)  Forget about the cowboys — where have all the handymen gone? They’ve gone online! If you have odd jobs around the house, you can find a gig worker to help you through apps like TaskRabbit. And if you're looking to make money doing odd jobs, you can find work on through the same apps. But how does TaskRabbit actually work? And can you trust the service providers or jobs you’ll find there? Our expert covers the TaskRabbit experience in detail in our latest review so you can decide if it’s right for you.          [Was this email forwarded to you? Subscribe Now.](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/a6e0d8d1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMSZhZmZfc3ViND0wODIzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTExJnV0bV9jb250ZW50PTA4MjMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=EtmxIv_JKro5IHRGy94aL2LC2fIKnmL4Ac_MizaWtLI)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. [Learn more](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/ba1b6df2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RydXN0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTExJmFmZl9zdWI0PTA4MjMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTEmdXRtX2NvbnRlbnQ9MDgyMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=qOsZFLdrnXNxkgQQ8k5PmC8dPuWKgMurGo2a7gQutLs) about how we make money and select our advertising partners.     © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/7b260712?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=MP_i4M4-5d5rk0WESRRb3nAm4PYdh3RKv2CmETU5tH8)  | [Unsubscribe](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/aafadf04?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=nDSjMaSiFHNREA3XX98KjG3eMu6zZXVG5KaTSUGuEcg)  | [Privacy Policy](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/46e12ba3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMTEmYWZmX3N1YjQ9MDgyMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDExMSZ1dG1fY29udGVudD0wODIzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=UbncSntIFzu_AqKlO4w0kxsiHNSJrp7tA1GgzrVgeMU)    [Facebook](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/e78651ec?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTExJmFmZl9zdWI0PTA4MjMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTEmdXRtX2NvbnRlbnQ9MDgyMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=NUDhgOKNaYEYNunqIqyD1aGetDrKIdl_g06t441bJV0)  [Twitter](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/46eb0084?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmZCIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMSZhZmZfc3ViND0wODIzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTExJnV0bV9jb250ZW50PTA4MjMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=jn7zbUuUL5zRhFr79-tGVg3gh-FjY6NslfVDFLFaI4g)  [Pinterest](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/47e7b96b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMSZhZmZfc3ViND0wODIzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTExJnV0bV9jb250ZW50PTA4MjMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=pYbeqLt3-cyrmCMv2YbeHJgb_tbidVlKptV-KtkrHMM)  [instagram](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/df881198?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWVmZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMSZhZmZfc3ViND0wODIzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTExJnV0bV9jb250ZW50PTA4MjMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=YPauVB2ord1Wjv91WV65bKbpEUvJ1Kly0_kimcuvEFo)  [YouTube](659edff981a149c74303eb60:ot:631faf77229f6550ab06f0cf:1/6f8f4e9d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ5Nzk0MTAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWVlY2E5YTdjN2FhYjBmMzAyYWYwMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTExJmFmZl9zdWI0PTA4MjMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTEmdXRtX2NvbnRlbnQ9MDgyMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=BHiaJlDmbps8G6E4tVmwmK8BZoAbWnNHsh-9sQM1hfk)                                 Â