January class action settlements: Do you qualify?

Plus, how to get free stuff whether it's your birthday or not ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/0ffa5fcb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdlYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMTAmYWZmX3N1YjQ9MDgwOCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDExMCZ1dG1fY29udGVudD0wODA4JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=wE0zB-SjmUhMrdCmq9EiZ8ZTdo8p7mHofhyJfY2zYp8)   659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/fa934810?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdlYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9qYW51YXJ5LTIwMjQtY2xhc3MtYWN0aW9uLXNldHRsZW1lbnRzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTEwJmFmZl9zdWI0PTA4MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTAmdXRtX2NvbnRlbnQ9MDgwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=KUsUe2gqpaRPBzcfb1oMX_WmD1-Yz3pwYZQ2YEw7zao  [Do You Qualify for Any of January's Class Action Settlements?](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/4f7f50f8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdlYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9qYW51YXJ5LTIwMjQtY2xhc3MtYWN0aW9uLXNldHRsZW1lbnRzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTEwJmFmZl9zdWI0PTA4MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTAmdXRtX2NvbnRlbnQ9MDgwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=uVTTB5Jp8X04EOnJLDCmaqgwphgVbVB-64te40gAgeM)  January 2024 class action settlements involve Apple gift cards, Spirit Airlines, Equifax and other companies you've probably heard of and maybe even patronized. For example, popular fast-food spot Panda Express agreed to a $1.4 million class action lawsuit settlement to resolve claims that it charged deceptive, unexpected service fees on delivery orders. Read our full article to find out if you qualify for any of these class action payouts. Act fast — most of these settlements have limited windows to make claims.          [🛟 When Money Is Tight, These 7 Resources Can Help You](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/130d3909?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HAfEai5rKN0vPBWPaHXpHE4OmosyaV42dYJYI_K8meA)  If you closed out 2023 with a lot of holiday spending, you could be feeling like your 2024 budget is already a bit pinched. Resources like online price-checking tools and debt consolidators can help you make more money or find more room in your existing budget. If you're ready for a better 2024, try our list of [seven resources that can help almost anyone when money is tight](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/938d471f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdlZSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2hlbi1tb25leS1pcy10aWdodC1zZHluLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMCZhZmZfc3ViND0wODA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTEwJnV0bV9jb250ZW50PTA4MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=TkcCsbZNDSqu38ivX2qpvUkB8jvsGYh_gRjG_ACyeWo).          659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/ab3cad6f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdlZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2JpcnRoZGF5LWZyZWViaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTEwJmFmZl9zdWI0PTA4MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTAmdXRtX2NvbnRlbnQ9MDgwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Ry2DoTTnQfhLeWSJAgfquuL8TJXkFUnehd75Pi4arz4  [108 Places That Will Give You Free Stuff on Your Birthday](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/52f5c5de?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdmMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2JpcnRoZGF5LWZyZWViaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTEwJmFmZl9zdWI0PTA4MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTAmdXRtX2NvbnRlbnQ9MDgwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=XNLM6jFLZov1ssCt_AVdys44LRoipsbs3JpSE6dtKmE)  When it's your birthday, you shouldn't have to pay for anything. That's what we believe here at The Penny Hoarder, and though we can't prove it, we suspect our favorite president, Abraham Lincoln, believed it too. That's why we maintain this list of over a hundred birthday freebies and update it every month — it's our patriotic duty to make sure you celebrate your special day without dropping a penny.          [14 Companies That Will Give You Free Food and Other Products](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/38325f21?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=pdu84MOfsVes4PekYwDIXavc51qKMqj3A33F-SD-OYw)  Not your birthday this month? Don't worry — we haven't forgotten about you. Our professional freebie-ologists are always on the lookout for free stuff. We found [14 companies that will give you food and other products for free](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/1373d5e3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=XmQFNHSQ_AJjo6voiDme-b6Ox0ilZHaJy8i-4vT3GJ8) whether it's your birthday or not.  [I Like Free Stuff](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/d04cda88?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=egGeMR3bEzwnxkqQwmQ5XxGdp8Br2j_JNbfJiw1Owjw)          [🔓 5 Surprisingly Legal Ways to Escape Debt](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/f5d7f2ce?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xqif4JkQHL6Go2SQfY1t2uzeqBf-R66WbH0z8KHN8xk)  When you look at your credit card balance, do you feel a little trapped? There are ways to get free of that debt and [unlock a better financial future for you and your family](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/9880fd34?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=PFkTlZeaCrEqGytHjPdVYiNRChklFceD5cYeuH96DbA). In our article, we cover a range of tactics to escape your debt, including earning extra cash with easy side gigs and consolidating your various balances into a single, lower-interest loan. Some of these moves are so easy you might wonder if they're legal. (Don't worry — they are!)          [Refurbished Electronics Save You Money Now, but Are They Really a Good Buy?](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/9bc7ee18?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdmNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3doYXQtZG9lcy1yZWZ1cmJpc2hlZC1tZWFuXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTEwJmFmZl9zdWI0PTA4MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMTAmdXRtX2NvbnRlbnQ9MDgwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=PMEleIudpH_-dFc5_ft18gWwiZ9Wjh1Kdq0WVSgMD1k)  If you've shopped online for electronics, you've probably encountered refurbished products. It's so common now that some online retailers have entire storefronts dedicated to refurbished electronics. The price difference between new and refurbished can be eye-popping — sometimes you can save hundreds on expensive brand-name goods if you're willing to go refurbished. But are these deals too good to be true? What's the real risk of buying refurbished electronics? Our experts dig into the details so you can know before you buy.          [Was this email forwarded to you? Subscribe Now.](659d76c0f6e48ac10e04b1ed:ot:631faf77229f6550ab06f0cf:1/e0e115eb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4OTIwOTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWQ3OGZjMGIwOWRlY2Q3NDBjODdmNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDExMCZhZmZfc3ViND0wODA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTEwJnV0bV9jb250ZW50PTA4MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=9k7KeS1Y6s1Ko-45CwsODJH1nxsp4J4STSHEuvWykOg)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. 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