The best bank promotions right now

Plus, reasons why your credit card was declined ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/6e5fbbbf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMDkmYWZmX3N1YjQ9MDgzNCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEwOSZ1dG1fY29udGVudD0wODM0JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=teDJFZ0yfEyKxOJ4z5OG6LRc-uixqqEI-Hf90UjJq80)   659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/5e5f5c35?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA5JmFmZl9zdWI0PTA4MzQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDkmdXRtX2NvbnRlbnQ9MDgzNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=s9dA6dX3-1OOJ1ohfpCSd_Y0mBLTL_KmuviAl15D26A  [The Best Bank Promotions We Could Find Right Now](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/d3fc1492?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA5JmFmZl9zdWI0PTA4MzQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDkmdXRtX2NvbnRlbnQ9MDgzNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=jIual3LtUgLgw45CFkiRrdEcWdgaABWUjMV0yNh6PvA)  Looking to open a new bank account? Consider the basics, like ATM access, interest rates, monthly account fees, minimum balances and online bill payments. But you should also factor in sign-up bonuses. Many banks offer them, but they aren’t always advertised. We saved you the legwork and found the best bank promotions for January.  [Best Bank Promos](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/fde8fe41?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA5JmFmZl9zdWI0PTA4MzQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDkmdXRtX2NvbnRlbnQ9MDgzNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=olJahY8YA1psQK1gTABQYEyM5F8kJZucIVMyjxAamD8)          [⏱️ Earn an Extra $741 With These Seven 10-Minute Tasks](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/48bbb73e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=M2jpl1V_QsO45yCAeKQFEZPN6UxjRQkqiE7sZC6PtfI)  You could make more than $700 in less time than it takes to watch two episodes of Vanderpump Rules. We're talking about a period of time not much longer than an episode of America's Got Talent or a half of a football game. The time you spend on these seven 10-minute tasks isn't much, but it could add up to [an extra $741 in your wallet](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/94b8e197?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=2BuXXlM9BrMNfUwpLeJzdXeIzuq8zKpsvgjlDPvTqDI) this month.          659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/2b3ca1b4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Gqopx8SlQnfNcfiXQRLpmmKXb1WjjAEmXJW5wT7w73A  [The Best Senior Discounts for Food, Entertainment, Travel and More](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/79dc538b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=I8weAxCJjZtKHNumofq2pyO4Bi9XXuWQ7VPIMPrgOyY)  These days you don't have to be 65 years old to qualify for many senior discounts — for a significant chunk of the programs we looked at, the common cutoff age was 55. Getting old may not be easy, but that's 10 additional years of senior discounts you can enjoy! To help you take max advantage of this, we've compiled a mega list of the best senior discounts going right now on everything from food and entertainment to travel and more.          [5 Ways You Can Make Money Without Leaving the House](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/565f81f0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=BQtX1ECdWvVXhkOIQGspRtNo9uSpEDcnqiCV1_8SHhA)  These little side hustles aren't going to become your main source of income, but they are [fast and easy ways to make real cash from the comfort of your home](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/5329fbd3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=aE_fnLl7akpKSKmgPtAJlOB4aqDQO5Qx6U3OC9H0cFM). From playing games to taking surveys, we found a handful of ways anyone with an internet connection can earn some extra money on the side. For example, we'll tell you about a Solitaire app that lets you play for real money — up to $200 per win. Making money while killing time? That's how Penny Hoarders do it.  [Pay Me To Stay Home](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/7923d6ea?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=dPhS2OK33zRsj1N-vyoHjMc-06TwmoUfdhwrDUMvlO4)          [🧐 5 Money Moves You’ve Probably Never Thought Of](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/cf65e7b6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwZSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2VpcmQtbW9uZXktbW92ZXMtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA5JmFmZl9zdWI0PTA4MzQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDkmdXRtX2NvbnRlbnQ9MDgzNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=m7hg8-KXihT-Lfce178lUNf8jqAPJAqaXlHf6Z5qWv4)  Did you know there are organizations that will negotiate with credit card companies on your behalf for better terms? Most people don't realize that option exists, costing them thousands in extra interest as they pay down their debt. That's just one of these [five money moves other Penny Hoarders have tried](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/8a2a5cd9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmEwZiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2VpcmQtbW9uZXktbW92ZXMtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA5JmFmZl9zdWI0PTA4MzQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDkmdXRtX2NvbnRlbnQ9MDgzNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=NAe9Y5hBNbXmYIwiHxXqeitW2A_-ypZXZu4tk5b-AJA) but you probably haven't thought of yet.          [Reasons Why Your Credit Card Was Declined](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/9e30a517?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=3jCP4Y0MaLINCyt1kVln0FbsfnNwavvnspMO5wOhWvo)  It's a terrible feeling that starts when the credit card machine makes a slightly different beeping sound. Even before the cashier sheepishly says something, you know the transaction didn't go through. Maybe you know you have available funds, so what happened? We looked into the reasons your credit card might get declined, and some of them have easy fixes.          [Was this email forwarded to you? Subscribe Now.](659c3a8f24d2c4743f0009af:ot:631faf77229f6550ab06f0cf:1/5e64502a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ4MDcyODcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWMzYzMwN2E3ZTExZjZkNjA5NmExMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEwOSZhZmZfc3ViND0wODM0JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTA5JnV0bV9jb250ZW50PTA4MzQmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=gdWiaGPJdSXnuMfTE0laRNz_VE7AGwXBwSo60koXE6M)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. 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