Kermit's wrong — it's easy being green

Plus, is your Social Security check correct? ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/f202f7c1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZjOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMDgmYWZmX3N1YjQ9MDgzMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEwOCZ1dG1fY29udGVudD0wODMyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=pWp122g-btZX31g14r_9D0kVlUo5eEovNm7M0S6zJ6U)   659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/461b37e4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Ip7R2qtJKu1kEiIsC7CRCd5yOiuqF1ZOzx2yH-vbm9o  [10 Ways It's Easier Being Green Than You Think](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/7171c92f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8LnU5nnTtBK9I7GT71z-WJUwDO17viVSWB1Ax977Dps)  We found ten times when making the best move for the environment is also the best move for you and your family's budget. Our guide covers entry-level stuff like ditching single-use products for reusables to more advanced techniques like composting at home. Being green isn't just about saving the trees — it's also about saving the money in your wallet.          [🤠No. 1 on TPH's Most Wanted List: Credit Card Debt](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/dcd9e722?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZjYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FycnktZGVidC1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMDgmYWZmX3N1YjQ9MDgzMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEwOCZ1dG1fY29udGVudD0wODMyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=ufO16WQoxgmYK9ud0TXdkWdHejkoRN_IVn9BSqYvZc0)  Paying interest on your credit card debt every month is like a train robbery in an old Western, only you're doing it to yourself. If this were the Wild West, we'd hang a big poster in the town square that reads "Credit Card Debt, Wanted Dead or Alive," and then cross out "or Alive." If there's one financial villain you should vanquish in 2024, it's your credit card debt. [Try these ten moves,](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/60359d53?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HDgLG68DMCa1eZEXNQMGHn_zU1LF0qj0PEXPzfF7gGM) and you'll be riding off into the sunset debt-free.          659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/f2bfde40?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=UzfSVkYO5mKfHFIySOq26f4J2D65Rgda4dKi70rSfrU  [How to Shop for a Will Online](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/034a7bd8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=V6N8PjL_LFgip_mwuaYcFHuoic_pOz8mRPe7O4r3S_I)  You haven't finished painting all the details in the portrait of your life, and we're not trying to rush you, but one detail you shouldn't overlook is the ending. Not every detail can be scripted when it comes to the end of our road, but you can plan for your estate today. It isn't morbid — it's just smart. Start with a will, which you can find online quickly and cheaply with our guide.          [You Can Make $1,848 in January on Your Phone](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/bd4a16d7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkMCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FzdWFsLXdheXMtcGhvbmUtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=5TWMSkMGfPVyDLQ7RjguUm7g_Dyp8VoMevFHzpMhUHg)  If you're already wasting time on your phone, you might as well make some bank along the way. If you're up for playing games, taking surveys or trying out apps on your smartphone, there are companies willing to pay you for your time and honest feedback. Check out our guide to find out how to [dial up some very fast and very real cash today](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/86c59353?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkMSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FzdWFsLXdheXMtcGhvbmUtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=xzsm60wQ84uIGM7C7L4fkSiSCl1XovdAXzsp2svKZGA) with just your phone.  [Make Money With Your Phone](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/7868cff9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkMiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY2FzdWFsLXdheXMtcGhvbmUtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=LkSNhyev39O2PH6zq9ijynDBb3-vlhFZCpz0nPggyY0)    659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/6fb79280?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xn4jCQeS2MU9abYix6YcGe3ZpXy6f-258ZfeMXHS4H4    [How Do I Know How Much Social Security I Should be Getting?](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/0b08fc08?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=OrzzlfVrLDrI5bxtRaZM2CDX-BQAZSlGTvCgdPZObuI)  Worried your Social Security check isn't for the correct amount? To be sure, you need to know how Social Security works. That might sound daunting, but luckily, Dear Penny has saved you the trouble. In this week's article, she walks our readers through the details of verifying you're getting every cent you're owed under Social Security.          [Boost Your Income Without a Job](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/45574dd6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkNSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMTMtd2F5cy10by1tYWtlLW1vbmV5LXdpdGhvdXQtYS1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=CzMNvRzSkIqV-ItQstVzHYvRnjGpbepseK97yyXL2gg)  You want more money, but you don't have time for a second job. That's where the right money move can help. Whether it's finding a great online bank so you earn better interest or consolidating your debt so you pay less interest, there's always something you can do to [carve out more cash without a job](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/d8fbba27?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkNiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMTMtd2F5cy10by1tYWtlLW1vbmV5LXdpdGhvdXQtYS1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=qeyqF-9hYV1Mg_8AqJfnyHrMvQnHxv-QOQw22m1CZbU). We put together a list of a dozen or so of our favorites.          [Was this email forwarded to you? Subscribe Now.](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/3b08b6a0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEwOCZhZmZfc3ViND0wODMyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTA4JnV0bV9jb250ZW50PTA4MzImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=19kppqVjoynMdsdwy5nqDumFM5FfPe_t9joFrtISE-Y)     Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. [Learn more](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/bc4b80a3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RydXN0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=QxvIYkctmcqqp5UlrcTTwKqkZcVhzdd3rC1DmC1f8lk) about how we make money and select our advertising partners.     © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/5944bffe?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=EoSMIPmA5m2gBu7rqZ9Ze43k2cLv_WpRsKul4s_vAIQ)  | [Unsubscribe](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/81ef3e81?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=TenX-t3oAnBrdZXTyGx56tcNEg6vOtucTRVCQx4atA8)  | [Privacy Policy](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/c9845b85?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyNDAxMDgmYWZmX3N1YjQ9MDgzMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDI0MDEwOCZ1dG1fY29udGVudD0wODMyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=H1W7npLqVcW59BVazcD04VaxTasOfezu7TZvnxn-VmA)    [Facebook](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/f101f3a8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=fj3tC8hQ2LAMafaojvLahebqxmLdZ7ihBtI19KjIHEU)  [Twitter](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/991f6e55?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkZCIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEwOCZhZmZfc3ViND0wODMyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTA4JnV0bV9jb250ZW50PTA4MzImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=M5l_9Z4p1JOfB_FV_0jylohAoKtMLbSqkTLGrOHEYCk)  [Pinterest](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/b3d48c14?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEwOCZhZmZfc3ViND0wODMyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTA4JnV0bV9jb250ZW50PTA4MzImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=2hbV-ZgiMH9KifATuhKiKAjoEchCoM7Rupf37SztgaE)  [instagram](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/2bbb24e7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZkZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDI0MDEwOCZhZmZfc3ViND0wODMyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjQwMTA4JnV0bV9jb250ZW50PTA4MzImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=bnGrmofTMlJDoVCFZRqPizy8W9qo0hlalzbgOPWPkjQ)  [YouTube](659b10d77c6e602efc0e6115:ot:631faf77229f6550ab06f0cf:1/6339a8be?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDQ3MjA3NTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1OWIxMmJhY2JmN2M3MjAwNjBiMzZlMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjQwMTA4JmFmZl9zdWI0PTA4MzImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyNDAxMDgmdXRtX2NvbnRlbnQ9MDgzMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=wPWHRx6x9YtgKEjw4ZRCWeztm1KVDgSrZjlEyl_BEpA)                                 Â