Reindeer running late? Last-minute $10 gift ideas

Plus, how to get paid while watching videos ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/21f8ef66?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI5OTUxMjksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1ODA4NjQ5ODAwZTVlZjFjNzA5YzQ2YSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzEyMTkmYWZmX3N1YjQ9MDkxMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTIxOSZ1dG1fY29udGVudD0wOTEyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=SZ20Ku-sA7kH4__4m64J-LZLv--5xeOm3HU_HJsX900)   658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/aafcd665?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Ups_4X3wixAo5WVCAkAk5nl7wfe_KjgWnvxEDKPojhM  [50 Cheap Gifts Your Friends Will Never Know Cost Less Than $10](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/7ae28176?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ucvMlje2X1owpaovaqlTUZPy05nYaLK0IDMiw1AQgtk)  If you have a few stragglers left on your "Nice" list and a few straggling dollars in your holiday kitty, then try one of these 50 gift ideas. Each one is under $10 but won't seem cheap, so they're perfect for last-minute gifts or stocking stuffers.          [⏱️ How to Make Around $100 in Just 10 Minutes](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/5763f5d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=1GEXG2JpEDOyUjpOGFkJQMx6n_gZhVOaW7ZMCDScsII)  We love finding fast ways to make a little side money, but these seven things might be the fastest money-makers we've found yet. By our calculations, you could [earn an additional $741 this month](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/d6a60919?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ETn3pAoDA-7dTCJGw2Ox6wt_D8zenBbX_KqMgW8PqS4), but it will take you only 70 minutes to do it. That's a pretty sweet wage, even if it won't replace your real job.          658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/bb275794?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI5OTUxMjksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1ODA4NjQ5ODAwZTVlZjFjNzA5YzQ2ZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL2hvdy10by1yZXRpcmUtZWFybHktd2l0aG91dC1sb3NpbmcteW91ci1zaGlydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTIxOSZhZmZfc3ViND0wOTEyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMjE5JnV0bV9jb250ZW50PTA5MTImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=tMWKW2f_eAio9n6Q3vs7w-n9e_JnV6iDRoAEukiq6A0  [How to Retire Before 59½ Without Losing Your Shirt](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/6f978980?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8h0HDZzc8HexyAdbrds2MGMtpRavnmEw0wtWewJnTg0)  We mean that metaphorically. If you're trying to lose your shirt, literally, after retiring comfortably to a tropical beach before you turn 60, then we're here to help. To retire early, you need to plan now for how leaving the workforce ahead of schedule will impact your expected income. After a life of working hard, we don't want you to leave any money on the table when you cash out — just a bunch of empty mai tais.          [🍿 3 Ways to Get Paid While Watching Previews, News and Video Clips](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/f87c3592?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HjlPaxu3DJ6sAEirJNiP0AWWRPyygF747tSCa-lDFCw)  You probably won't become the next Roger Ebert, but you can make some easy money while watching movie previews and other video clips. We found [three companies that will pay you while watching videos](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/869d5bec?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=lfNdiLRWLcj_ksU7phpwhIJsPGXEKXC2nnFAmS4MvHw), and it's quick, easy and free to sign up. You could scoop up a few hundred bucks in your free time.          [🦀 7 Ways to Make Money if You Hate People](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/5ffb903b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=bcuYRNd5XHcV0T2C6pYm0KaUQ0zA699e2HH8sVOXFmM)  Holiday party jibber-jabber got you a bit crabby? You wouldn't say you hate people — you're just not a people person. And we support that! If you'd rather work alone, then you're probably well suited to snap up these [seven gently misanthropic ways to make money](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/54108c10?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=l7HuFM4IBPCQ5bsoD2P18HsapQk2tURGG4F7Q4jtydk). Less blah-blah, more moolah.          [Here’s How to Choose a Bank Based on Your Needs](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/02b257d0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=1c8kVgF_ySoasOznfA9Ng4GDdGGlOtYkJ-cFbSoiF_c)  Brick-and-mortar banks, online banks, credit unions — is there really a difference? Yes! There are so many institutions vying for your hard-won savings, but it can be hard to find objective advice to help you choose one that's right for you and your needs. Let our expert simplify the banking landscape for you so you can find where you fit in.          [Was this email forwarded to you? Subscribe Now.](658083a4161a09daa401d54f:ot:631faf77229f6550ab06f0cf:1/80e3b2e6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI5OTUxMjksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1ODA4NjQ5ODAwZTVlZjFjNzA5YzQ3NiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTIxOSZhZmZfc3ViND0wOTEyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMjE5JnV0bV9jb250ZW50PTA5MTImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=NzhNDb2KUXX7r_tQH9Pkb-AAoyMfZVFXH5zxeIfCyio)     © 2023 The Penny Hoarder. 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