ICYMI: A great debit card and the best bank promos

And the rest of our most popular articles this week ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Sum It Up](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/8cbe135f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRlMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMzEyMTYmYWZmX3N1YjQ9MDkwNyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjMxMjE2JnV0bV9jb250ZW50PTA5MDcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=SbBNDOcHEp7chE35Pbc8VN5eW-w3aBvHMCnDVVzGXGU)   657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/9f310600?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=0DSZVYgXDDe2BlMbZHe-EzrNOXoOdecbQDKnyVeEDEE  [This Free Debit Card Gives You 1% Cash Back up to $3K/mo.](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/6132d4d2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=kkl7rjHKk07Mg-NJ4JWW5G20X5vjIeTI7Q9S03SNSeo)  You can get rewards wherever you shop using this free debit card from Discover. You’ll earn 1% cash back on every single purchase you make using [your Discover® Cashback Debit account](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/04249131?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRlNiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MzA3JmFmZl9pZD04OCZzb3VyY2U9RGlzY292ZXItRFRPLXdlZWtlbmRlci10ZXN0JnV0bV9zb3VyY2U9RGlzY292ZXItRFRPLXdlZWtlbmRlci10ZXN0JmFmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=XaIjJi4tQ_WR9pz4hJRchdYOGBZQhwCbpywFSXPk1NI), on up to $3,000 monthly.* There’s no impact on your credit score for signing up and no minimum balance requirements ever. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. And on top of all that, checking account deposits are FDIC-insured up to the maximum amount allowed by law. Does your bank do all that? If not, [open a free Discover checking account](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/04249131?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=XaIjJi4tQ_WR9pz4hJRchdYOGBZQhwCbpywFSXPk1NI) to get special treatment from a bank that will actually put money back into your account.  [Open a Free Account](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/49a34822?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ACXr1xu1twEUBSQx83uBR4Y2PU6XFZq44IB8fPP7oIA)          657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/a8aafccc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRlOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=HyPibh05eLwxtUocVeW-BKuwk8wK28j320HSdHcAx4g  [TPH Recommends: The Best Bank Promotions Right Now](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/98efc388?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRlOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=nICgBKQq8NladW-vj9mxA3U7ZcHWWw4agLKMiPAcxkk)  Considering opening a new bank account? You'll want to factor in the basics, like ATM access, interest rates, monthly account fees, minimum balances and online bill payments. But you should also look at sign-up bonuses. Many banks offer them, but they aren’t always advertised. We went to work to dig up the best bank promotions for December.          657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/fe20b14b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=z738EB3NsrFMvh99lpIbILNc0FU1MLqWmFVVQlYVbJ8  [You Probably Missed Out On $5,425 in 2023](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/ce9da874?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xAWjPm8gl57VTZ1m12U_AquuLhZ37UKDNVcyyHvFLKY)  We're not sure how you feel about New Year's resolutions, but allow us to suggest one for your wallet: [Don't leave $5K on the table in 2024](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/39a31f9a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=v5v6ZjfSUf4Oom_V7CbcOtuIcZ9cFIsvMkkgOJX9jIA). Here's how you left money behind this year, and how not to make the same mistake next year.  [Earn More in 2024](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/992bad83?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=OptViAiOeg29v8_cNYf4iIsnr7zexqz6aJQ25ozV3WA)          [22 Remote Side Hustles You Can Do From Home](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/de3cfd89?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRlZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvcmVtb3RlLXNpZGUtaHVzdGxlc1wvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Q1R7WXwhFglS32YErgDwcwhOaJBg02XKKYe4-saRae8)  If you have the skills and extra time, you can make extra money working from home with these pro-level side gigs like bookkeeping, graphic design or even teaching music lessons over Zoom. Our report covers the typical income for each gig, and we also have some tips on how to use online job boards to find these WFH positions.          [☄️ This 8-Day Savings Challenge Is Going Viral By Making People Richer](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/ce05d221?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=_qBnrUJs3jdFcjXvofIeGOfoPsjnZuP0gZvqdYvXKLE)  In just eight days, you could stop overpaying online retailers, your credit card company and your insurance company. And that covers only three days of [this savings challenge](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/d77b8cf3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=IWPeQh8l09ZnUafzxDBou8NHTSb_IkWwQIAhp321_JY). The remaining five might surprise you.          [What Is a Health Savings Account (HSA)?](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/ea83f384?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3doYXQtaXMtYW4taHNhXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=rooDJCGOh815mta6GFx5CDBuP_m0z1IoMXCkxsGbHMw)  Choosing healthcare coverage can be confusing enough without sorting out all the acronyms. But HSA are three initials you'll definitely want to understand. In this article, we’ll demystify some of that medical insurance jargon and explain the benefits and rules of health savings accounts so you can make the best decision for you and your family.          [Was this email forwarded to you? Subscribe Now.](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/6b45e603?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=6EKXXJRv7Eic7PPurUoyxzxc2GMIRFjJ8i-savJeyUE)     *See [website](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/3598ad2d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=XaIjJi4tQ_WR9pz4hJRchdYOGBZQhwCbpywFSXPk1NI) for details.     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/1d5d644e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmMyIsImxpbmtVcmwiOiJodHRwczpcL1wvc3Vic2NyaXB0aW9ucy50aGVwZW5ueWhvYXJkZXIuY29tXC9wcmVmZXJlbmNlcz9jaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJm1jaWQ9MTY3NDo2NTdjNzY4NWIyMTQyMWUwNWYwMzU1NzQ6b3Q6NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmOjEmYWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=f1RZ1-pT9E690KfZak79rU4g5_TjvoSF_eLX9NpuhG8)  | [Unsubscribe](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/8eb6ec5d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=YaO4BZ5ZG-rhBiby00H9PB8BEFl8tyY5yuyOZPoNkmY)  | [Privacy Policy](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/4b776bda?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMzEyMTYmYWZmX3N1YjQ9MDkwNyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjMxMjE2JnV0bV9jb250ZW50PTA5MDcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=6Q7NYU4V5Ryuz5kHPCteTDp0yPtd2uxiCLtxBj3ZsJQ)    [Facebook](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/b92b8cef?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=85Rl6L2C9_KlTxKWeDKeijZ4qUpq9YJUbI6GOqRgSBs)  [Twitter](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/06181b12?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmNyIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=MmDK-0LL1hY3vlgmH9lmjWTPlC7EIYfNOlq_jBX2NK0)  [Pinterest](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/babea129?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=fEHh7KSd0g96UuTr9JRdJXdGWALK0EQlBD9Zf-Bh634)  [instagram](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/8050c868?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIzMTIxNiZhZmZfc3ViND0wOTA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMzEyMTYmdXRtX2NvbnRlbnQ9MDkwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=xbjACN8BjFv7cPKF-BH8h0MC1DsZPrf9MANe-Tp0r6g)  [YouTube](657c7685b21421e05f035574:ot:631faf77229f6550ab06f0cf:1/2c0e24e5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDI3MzU2MjEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1N2M5Y2EzZDhmZWNlODAzMTBlNWRmYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjMxMjE2JmFmZl9zdWI0PTA5MDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIzMTIxNiZ1dG1fY29udGVudD0wOTA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=EBtRj_LsVLIA5KesiauDiEzblL7kq1E4KNKA5GM80Xk)                                 Â