Don't pay for Groceries for a month! See number #2 Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â
Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â [consumerCo](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/955670a6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFhYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9Mzc1JmFmZl9zdWIzPTIwMjMxMTI5JmFmZl9zdWI0PTIwNTUmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1jb25zdW1lckNvJnV0bV9jYW1wYWlnbj0yMDIzMTEyOSZ1dG1fY29udGVudD0yMDU1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=4-TTcNJo1o9ZGF8hFZNHXw7YCCg1diiTlgu1YuGgqJo) Â Â
Youâve done what you can to cut back your spending. You brew coffee at home, you donât walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?) But no matter how cognizant you are of your spending habits, youâre still stuck with those inescapable monthly bills. You know which ones weâre talking about: rent, utilities, cell phone bill, insurance, groceries⦠So if youâre ready to stop paying them, follow these moves⦠1. Online Shopping: No Offense, But if You Donât Use This Free Tool, Youâre Overpaying on Amazon Wouldnât it be nice if you got an alert when youâre shopping online at Amazon and are about to overpay? Thatâs exactly what [this free service](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/a1e3fc3c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFhZCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYWQ_Y2FtcGFpZ25faWQ9Mjk4JmFmZl9pZD0zNzUmc291cmNlPXNwZW5kaW5nLXRvby1tdWNoLXBydCZhZmZfc3ViPXBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb20mYWZmX3VuaXF1ZTI9MjM1MTEmYWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTEyOSZhZmZfc3ViND0yMDU1JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMjkmdXRtX2NvbnRlbnQ9MjA1NSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=DYLu40K-XAt_WA0KzKWmYqbT3vO2AIxVncyRoVtxuf8) does. Just add it to your browser for free, and before you check out, itâll check other websites to see if your item is available for cheaper. Letâs say youâre shopping for a new smart vacuum, and you assume youâve found the best price. Hereâs when youâll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, theyâll also automatically be applied to your order. It has been reported that nn the last year alone, this has saved people $800 million. You can get started in just a few clicks to [see if youâre overpaying online](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/a1e3fc3c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFhZCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYWQ_Y2FtcGFpZ25faWQ9Mjk4JmFmZl9pZD0zNzUmc291cmNlPXNwZW5kaW5nLXRvby1tdWNoLXBydCZhZmZfc3ViPXBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb20mYWZmX3VuaXF1ZTI9MjM1MTEmYWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTEyOSZhZmZfc3ViND0yMDU1JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMjkmdXRtX2NvbnRlbnQ9MjA1NSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=DYLu40K-XAt_WA0KzKWmYqbT3vO2AIxVncyRoVtxuf8). 2. Groceries: you Don't Actually Have to Pay Full Price....Ever Most rich people didnât get that way by accident. They watch their money like a hawk. Youâd be surprised at the lengths even the wealthiest people go to to save a buck â they almost never pay full price. Good news: The rest of us donât have to, either. A free site and desktop extension called [Rakuten](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/39a1bee3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=NmtRx7nQfv1vbLEmt0sB2oF_9OoT0nLb2B9VQ1vISwc) works with just about every online store you shop at, and they can make sure you get some cash back every time you buy â up to 15% cash back. We talked to Denver resident Colleen Rice, whoâs earned more than $526.44 in cash back since she started using Rakuten. For doing nothing. Seriously â she just uses Rakuten for things she already has to buy, like rental cars and flights. It takes less than a minute to [open a Rakuten account](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/39a1bee3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=NmtRx7nQfv1vbLEmt0sB2oF_9OoT0nLb2B9VQ1vISwc) and start shopping like you normally would. You just need an email address. Theyâll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing. 3. Entertainment: Get Paid Up to $140/Month Just for Sharing Your Honest Opinion It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so theyâre willing to pay you for it â up to $140 a month. A free site called [Branded Surveys](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9a259f6c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFhZiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MjU3JmFmZl9pZD0zNzUmc291cmNlPXNwZW5kaW5nLXRvby1tdWNoLXBydCZhZmZfc3ViPXBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb20mYWZmX3VuaXF1ZTI9MjM1MTEmYWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTEyOSZhZmZfc3ViND0yMDU1JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMjkmdXRtX2NvbnRlbnQ9MjA1NSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ooRyRLIowSjPYPdBVYiohEB8_6q36F8XnXBnfyAkS2I) will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long theyâll take ahead of time. And you donât need to build up tons of money to cash out, either â once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. Youâll get paid within 48 hours of your payout being processed, just for sharing your opinions. Theyâve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, theyâve got an âexcellentâ rating on Trustpilot. It takes just a minute to [set up your account and start getting paid to take surveys](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9a259f6c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ooRyRLIowSjPYPdBVYiohEB8_6q36F8XnXBnfyAkS2I). Plus, right now, youâll get a free 100-point welcome bonus just for becoming part of the community. 4. Interest Payments: Ask This Website to Help Pay Your Credit Card Bill This Month No, like⦠the whole bill. All of it. While youâre stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called [Fiona](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9492b124?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=WJA9gQOdXPFaVxb7sWdJfcliIocdReM4sdcReff6DB0) could help you pay off that bill as soon as tomorrow. Hereâs how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? Youâre left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month. If your credit score is at least 620, Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. Fiona wonât make you stand in line or call a bank. And if youâre worried you wonât qualify, itâs free to [check online](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9492b124?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=WJA9gQOdXPFaVxb7sWdJfcliIocdReM4sdcReff6DB0). It takes just two minutes, and it could save you thousands of dollars. Totally worth it. All that credit card debt â and the anxiety that comes with it â could be gone by tomorrow. 5. Debt: $10K or More in Debt? Most People Donât Realize This Option Exists Youâre not an extravagant spender. Thatâs why it feels so surreal to be in so much debt. But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs. The good news is, a company called [National Debt Relief](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9477af45?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Esy6Hsh4z1PdibImFtBfoPxecQyoGhESNZunCwX7MM8) wants to help by negotiating with your creditors to resolve your debt. If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Reliefâs experts can set you up with a realistic timeframe and payment plan that works for you. As your monthly payments with the National Debt Relief program add up, theyâll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but itâll still be way less than your original debt. On average, you could resolve your debts in as little as 24 to 48 months. National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to [sign up for a free consultation](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/9477af45?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Esy6Hsh4z1PdibImFtBfoPxecQyoGhESNZunCwX7MM8). Â
Â
 Â
© 2023 The Penny Hoarder. All rights reserved.
490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.
Â
[Mailing Preferences](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/2d9d6089?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=PxFFE7RlIeFIR0z_zLiFaj0uoQQSHGgjfWFz9HaCIKI) Â |Â [Unsubscribe](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/5726d1f3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fXqr1M9RCsN-XWdAaR-zzHRa6YeZp_0G20EQbnlQFBE) Â |Â [Privacy Policy](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/8a639c84?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFiNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9Mzc1JmFmZl9zdWIzPTIwMjMxMTI5JmFmZl9zdWI0PTIwNTUmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1jb25zdW1lckNvJnV0bV9jYW1wYWlnbj0yMDIzMTEyOSZ1dG1fY29udGVudD0yMDU1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=EmlOEGFnz30yQ9p4vCZwnxk8msGkJJKxr3fMB3du6ck) Â
  [Facebook](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/7772662f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFiNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTEyOSZhZmZfc3ViND0yMDU1JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMjkmdXRtX2NvbnRlbnQ9MjA1NSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=AMPMiQyCb6GBtlSy8R9qWnW4_rj4A4c4XwxcA4Qivno)  [Twitter](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/0a022aeb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFiNiIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD0zNzUmYWZmX3N1YjM9MjAyMzExMjkmYWZmX3N1YjQ9MjA1NSZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWNvbnN1bWVyQ28mdXRtX2NhbXBhaWduPTIwMjMxMTI5JnV0bV9jb250ZW50PTIwNTUmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=lgAcfxxC-bNbKLyR5eTBH6TiABhmkTxA37K0GeOPouM)  [Pinterest](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/32d9c5dc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=7C5pD_HwMNuqTSu-JK9Y7Adf4VC_KORYn_tnszlAv8I)  [instagram](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/8fb85ade?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=MhuzqSTA_3DmwnyNdfrzIvkUvZ9KyjD7eLFSxap16aY)  [YouTube](656697469229ee72680cd751:ot:631faf77229f6550ab06f0cf:1/61fef038?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE3MDEyMjI5NTUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NjY5OTQwMDAxYzQ0NGJhNzBlZjFiOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTEyOSZhZmZfc3ViND0yMDU1JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMjkmdXRtX2NvbnRlbnQ9MjA1NSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=cDF2RIJuu3KrluMoQnNzaSC_zrJQeThiuO5h04QDPUA) Â
                              Â