This could be your secret weapon to slash ballooning debt

Transfer your balance to a zero-interest credit card ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌   [The Penny Hoarder Daily](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/454afe37?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9MTgyJnV0bV9zb3VyY2U9ZGVkaWNhdGVkJmFmZl9zdWIzPTIwMjMxMTEyJmFmZl9zdWI0PTA2MTMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwMjMxMTEyJnV0bV9jb250ZW50PTA2MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=waAjZwhOsB9J8QYhxh0mbCQaYlg3n6Mrq8H3X-1D64g)   654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/462e37fc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0wNjEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDIzMTExMiZ1dG1fY29udGVudD0wNjEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=xoKSpODBaAZtlSqtpFwPMPsNUd8jS7UDHfTR5LNaCMw  [🏦 These Are the Best Bank Promotions Right Now](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/259e1b89?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0wNjEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDIzMTExMiZ1dG1fY29udGVudD0wNjEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Kgo_x6UYS0JWdDXicLCGbzIMmnHIVSuiPnxlsyEjDwk)  Considering opening a new bank account? You'll want to factor in the basics, like ATM access, interest rates, monthly account fees and all that jazz. But you should also look at sign-up bonuses. Many banks offer them, but they aren’t always easy to find. To save you time and make you some money, we made a list of the [best bank promotions currently on offer](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/62c5f28a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0wNjEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDIzMTExMiZ1dG1fY29udGVudD0wNjEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=C0pXEMUDilamSLeJL2uCzhcDpOziTl0EkrItsMxjSk4).   654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/e70b2730?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjNCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc3BlbmRpbmctdG9vLW11Y2gtc2R5bi1wcnRcLz9hZmZfaWQ9MTgyJnV0bV9zb3VyY2U9ZGVkaWNhdGVkJmFmZl9zdWIzPTIwMjMxMTEyJmFmZl9zdWI0PTA2MTMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwMjMxMTEyJnV0bV9jb250ZW50PTA2MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=QEqqjfgDgoRFkQAgPxsxZFRNlap-dQ8FMEVs5K4RWI8      ?aff_sub3=20231112&aff_sub4=0613&aff_unique1=631faf77229f6550ab06f0cf&utm_medium=email&utm_campaign=20231112&utm_content=0613&cid=631faf77229f6550ab06f0cf  654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/70ca762b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=1qnu6zL38bIMmgv0ezkX0UHy9GIkm-6XqUosxqqnXvg  [Say ‘Bye’ to Exorbitant Interest Rates with This Secret Weapon](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/9a31d787?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjNyIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MzQwJmFmZl9pZD0xODImdXRtX3NvdXJjZT1kZWRpY2F0ZWQmYWZmX3N1YjM9MjAyMzExMTImYWZmX3N1YjQ9MDYxMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyMzExMTImdXRtX2NvbnRlbnQ9MDYxMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=WyMtg1QzSxF9vI3op5TbpVj_4gksCqx53ER8-Su4s5Q)  If you’re making the minimum payments on your credit card, you're getting played by sky-high interest rates — we’re talking about rates up to 24%. But there’s a secret weapon to bid farewell to those insane rates and slash that ballooning debt. It’s totally legal, too. Just head over to [Cardratings.com](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/ad6ed22f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjOCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MzQwJmFmZl9pZD0xODImdXRtX3NvdXJjZT1kZWRpY2F0ZWQmYWZmX3N1YjM9MjAyMzExMTImYWZmX3N1YjQ9MDYxMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyMzExMTImdXRtX2NvbnRlbnQ9MDYxMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=fMb8VvnGCYY8A2uaMZLS8RlXViOX6POBf_5GFHli27M) and find a balance transfer card with an intro 0% APR period. By transferring your balance to a card where you pay zero interest for up to 21 months (intro periods vary), you could potentially save thousands of dollars on interest. Millions of Americans use [Cardratings.com](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/ad6ed22f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fMb8VvnGCYY8A2uaMZLS8RlXViOX6POBf_5GFHli27M) every year, and they are regularly featured by respected media outlets like The Wall Street Journal and The New York Times. Their experts are committed to providing the most up-to-date and unbiased info on all the card options out there. You can use their reviews and ratings to confidently choose a card to transfer your financial trajectory from a downward spiral into upward savings. It's not just hopeful thinking — it's just a decision away. Don't let another cent go to unnecessary interest. Click over to [Cardratings.com](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/ad6ed22f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fMb8VvnGCYY8A2uaMZLS8RlXViOX6POBf_5GFHli27M), compare the top offers, and [apply for a balance transfer card now](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/ad6ed22f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fMb8VvnGCYY8A2uaMZLS8RlXViOX6POBf_5GFHli27M) to transform your debt into savings.  [Get Started](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/97372115?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=5uOjaMAJjJ7QaTEsMTserImk_IJYKnj_UJ0caOFldOs)        [📱 Phone Games That Will Pay You Real Cash](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/7f2c8e78?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=rkUfjsB-jBhMLByg1J0d-4WuE-KCAxWcO9ChIH9caGs)  It's time for your phone to start pulling its weight. You spend so much time (and money) on your phone, shouldn't it do something to repay you? Well, it can. Turns out you can [make some real cash just playing games on your phone](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/ebf04a8e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=OYIKyvWyelq-neOm5S54MGod0cGisqiFK3JaOH2uMq0), and we'll tell you how.      Some of the links in this email are from our sponsors. We provide you with accurate, reliable information. Learn more about [how we make money and select our advertising partners](654eaac20e759767d401279f:ot:631faf77229f6550ab06f0cf:1/13b83a28?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3ODc1ODUsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NGVhZjA2YWYzNTI1NTU5NzBkZWRjYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RydXN0XC8_YWZmX2lkPTE4MiZ1dG1fc291cmNlPWRlZGljYXRlZCZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0wNjEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDIzMTExMiZ1dG1fY29udGVudD0wNjEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=vavoA3ZzEB2MyUQ6EUwddFOA9AjD2Ax1NrFXBBHUf2Y).     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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