No Family Loan? No Problem! Discover 7 Genius Money Moves Instead

You won't find #4 anywhere else! ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [consumerCo](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/74060271?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3NjA4NjcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NTA0YTE5N2Q4ZTI2NTNjYzBmMDYzYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9Mzc1JmFmZl9zdWIzPTIwMjMxMTEyJmFmZl9zdWI0PTIyNDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1jb25zdW1lckNvJnV0bV9jYW1wYWlnbj0yMDIzMTExMiZ1dG1fY29udGVudD0yMjQ3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=xMQoiD04YjUhmtU95UOiRqcgyXtzXZ7Um88o5CzJDDs)   It happens to us all. You’ve felt that you’ve started to get ahead in life, but money still feels a little too tight somehow. It’s lifestyle creep, little expenses that ease into our lives to the point that we can no longer live without them. We’ve come up with 7 ways to combat lifestyle creep, so you don’t have to borrow money or fall behind on bills.     1. Get up to $50,000 From This Company Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help. Here’s how it works: If your credit score is at least 620, [Fiona](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/804ec928?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=vOG5BcTd8j8n8ghJSGLAka3GbZH8ra6VuSNj3u6MII4) can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to [check online](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/804ec928?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=vOG5BcTd8j8n8ghJSGLAka3GbZH8ra6VuSNj3u6MII4). It takes just two minutes, and it could save you thousands of dollars. Totally worth it. 2. $10K or More in Debt? Most People Don’t Realize This Option Exists You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs. The good news is, a company called [National Debt Relief](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/9666ee6b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p8Bnqv2wi9pXVhEuK5P_kQsZ8FMDTc5D7RewysapF9Y) wants to help by negotiating with your creditors to resolve your debt. If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you. As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt. On average, you could resolve your debts in as little as 24 to 48 months. National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to [sign up for a free consultation](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/9666ee6b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p8Bnqv2wi9pXVhEuK5P_kQsZ8FMDTc5D7RewysapF9Y). 3. Stop Overpaying on Amazon Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay? That’s exactly what [this free service](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/a5f2cad8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3NjA4NjcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NTA0YTE5N2Q4ZTI2NTNjYzBmMDYzZiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYWQ_Y2FtcGFpZ25faWQ9Mjk4JmFmZl9pZD0zNzUmc291cmNlPWJvcnJvdy1tb25leS1zZHluLXBydCZhZmZfc3ViPXBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb20mYWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0yMjQ3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMTImdXRtX2NvbnRlbnQ9MjI0NyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=hEQBKjxZpqe9IxMM9BUREma8qiUYDPaMe7xsnxV0Hk0) does. Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order. In the last year, this has saved people $800 million. You can get started in just a few clicks to [see if you’re overpaying online](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/a5f2cad8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3NjA4NjcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NTA0YTE5N2Q4ZTI2NTNjYzBmMDYzZiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYWQ_Y2FtcGFpZ25faWQ9Mjk4JmFmZl9pZD0zNzUmc291cmNlPWJvcnJvdy1tb25leS1zZHluLXBydCZhZmZfc3ViPXBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb20mYWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0yMjQ3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMTImdXRtX2NvbnRlbnQ9MjI0NyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=hEQBKjxZpqe9IxMM9BUREma8qiUYDPaMe7xsnxV0Hk0). 4. Earn 110% Higher Interest On Your Savings (One of the Highest Available) Interest rates at most banks these days are downright pitiful. You’ll be lucky if you earn a quarter at the end of the year. But an [online bank called Vio](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/19fa8a52?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=9RQWP7_pzSLYTNvbaT02lIiAH-PPZ1WDbg-rRRfaEss) has one of the highest earning rates you’ll see — 5.28% APY* (Annual Percentage Yield) on your money market savings. That’s 110% higher than the average high-yield savings account. Not only does it pay well, it also costs nothing to open an account. You just need to transfer at least $100 to keep it open. Security is also top notch. You can depend on bank-level encryption, FDIC insurance up to $250,000, with the highest level security you can obtain. There’s a reason why it’s been named the best high-yield savings account by websites like Fox Business, CNet and CNBC. And it has an A+ rating from the Better Business Bureau. If you’re ready to save smarter and earn more, open a free Vio Cornerstone Money Market Savings Account. [Get started here](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/19fa8a52?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=9RQWP7_pzSLYTNvbaT02lIiAH-PPZ1WDbg-rRRfaEss). *See [viobank.com](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/d547dc3c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTk3NjA4NjcsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NTA0YTE5N2Q4ZTI2NTNjYzBmMDY0MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnZpb2JhbmsuY29tXC8_YWZmX2lkPTM3NSZhZmZfc3ViMz0yMDIzMTExMiZhZmZfc3ViND0yMjQ3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9Y29uc3VtZXJDbyZ1dG1fY2FtcGFpZ249MjAyMzExMTImdXRtX2NvbnRlbnQ9MjI0NyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=-QS5C7SMukjs3WpwflH6tDOIt_sHy28-uyyYtIMatmY) for more details 5. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month. A free site called [Branded Surveys](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/3dce3817?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=B4SrHS34UzHXcI0kmHAWV7lWdiJLzxdMppQHGVEuoVw) will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to [set up your account and start getting paid to take surveys](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/3dce3817?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=B4SrHS34UzHXcI0kmHAWV7lWdiJLzxdMppQHGVEuoVw). Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 6. This AI App Analyzes All Your Investments at Once We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments. Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could work together. An AI app called [Magnifi](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/1d4a544a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=QjWCqcAfS9kod2G_qPzDclmtqm67mKGvVFdKVpMezLQ) can analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible. Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away. The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage. Want to see the opportunities you’re missing with your investments? Penny Hoarder readers can [get started today worry-free, with plans starting as low as $1/month.](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/1d4a544a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=QjWCqcAfS9kod2G_qPzDclmtqm67mKGvVFdKVpMezLQ) 7. Get Paid to Shop Online Chances are, you do some of your shopping online. But we seriously doubt you’re getting paid for it. It sounds weird, but a free site called[Â](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/e4c60cf3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=TzFTzdQ_tIS3Vq0lwBc2WIp6VPwgoHSauwXHRGsKujI)[Rakuten](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/e4c60cf3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=TzFTzdQ_tIS3Vq0lwBc2WIp6VPwgoHSauwXHRGsKujI) will pay you when you shop online at Target, Walmart, Macy’s, and tons of other stores. They work with just about every online store you probably shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back. It takes less than a minute to[Â](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/e4c60cf3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=TzFTzdQ_tIS3Vq0lwBc2WIp6VPwgoHSauwXHRGsKujI)[open a Rakuten account](655045f570264d8e790d54ad:ot:631faf77229f6550ab06f0cf:1/e4c60cf3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=TzFTzdQ_tIS3Vq0lwBc2WIp6VPwgoHSauwXHRGsKujI) and start shopping like you normally would. You just need an email address. They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing.     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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