The Fed holds steady on interest rates … for now

Plus, 7 companies you can ask for money ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/778a3619?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg5MTkzODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NDI5ZDYzNDczMWEzMzQxMjBkZTBlMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzExMDImYWZmX3N1YjQ9MDYwMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTEwMiZ1dG1fY29udGVudD0wNjAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=ItzpYrpefrkb2-Ic0P7T9xUL8RRE773Ekfnkl-1dFKo)   As of the writing of this email, the Fed has decided to hold steady with interest rates, though it's possible there will be more hikes in the future. Rate increases can spell trouble for those shopping for mortgages or repaying variable-rate student loans, but they don't have to be 100% bad news. One way you might be reaping the positive impact of interest rate changes is in the APY (or annual percentage yield) of your deposits. Ideally, when interest rates go up, your return on deposits should go up, too. We asked one of our financial experts to put together an article to explain how APY works as straightforwardly as possible, and we share it with you in this newsletter to help you boost your bank accounts. And for those times when your stash comes up short, we’ve got [seven companies to ask for money when you can’t pay your bills](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/d96d0464?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=jxZ4xO_JHBES4lr_MHOF4eO6IUhAMsMc_sUic0phWPc).          65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/358dff3e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg5MTkzODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NDI5ZDYzNDczMWEzMzQxMjBkZTBlNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL3doYXQtaXMtYXB5XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMTAyJmFmZl9zdWI0PTA2MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzExMDImdXRtX2NvbnRlbnQ9MDYwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=B_7FRLYQzke_4lJVE5-s21c4yM8ZWi_BHQGobreeQyc  [TPH Explains: How APY Works and How It’s Different From APR](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/1810624b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg5MTkzODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NDI5ZDYzNDczMWEzMzQxMjBkZTBlNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL3doYXQtaXMtYXB5XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMTAyJmFmZl9zdWI0PTA2MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzExMDImdXRtX2NvbnRlbnQ9MDYwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=G9VskBS2s3MjpVPue1LEnKtd1SUBVfIBeOeMRWURgI0)  What is APY? What is APR? How are they affected by the benchmark interest rates set by the Federal Reserve? Or, to put it most simply, do you want an APY with a large or small number? Find out with our expert FYI about APY.  [What Is APY?](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/0d5bcea7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg5MTkzODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NDI5ZDYzNDczMWEzMzQxMjBkZTBlNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL3doYXQtaXMtYXB5XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMTAyJmFmZl9zdWI0PTA2MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzExMDImdXRtX2NvbnRlbnQ9MDYwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=OoVfVchkfgq1KyHdZz5i_A81eFuWPd8iuJRElCHTfrc)          [😇 7 Companies To Ask For Money When You Can’t Pay Your Bills](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/3ac33411?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=N3SO4sPAov6JPX8iv3Z_iMX2VjbDyGeZfzGK4-m6yRQ)  We’ve been there. Money gets tighter and tighter until there’s not enough to go around. Or so it seems. Now’s the time to [approach these companies](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/d96d0464?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=jxZ4xO_JHBES4lr_MHOF4eO6IUhAMsMc_sUic0phWPc) to get out of your jam.     [Dear Penny: Do I Have to Send a Gift if I Was Uninvited From a Wedding?](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/1cd998ce?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=D_6GyySyXnUlQCCZcRLD4npphoQwz1WzNPkuZR3_JzI)  Few things are more contentious or controversial than wedding gift etiquette. But Dear Penny tells us that this might be one case where everyone agrees.          65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/01d6294e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8TmmLIOMgHkqN_0Y5yvZsfR1FyzRqKuFfITKgBSB7NM  [Take Action: These 6 Companies Might Be Overcharging You](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/a714d0ac?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=PCIrsou0-11v-gigAA07G46boZYUmNdHRU_tmQQ0CAQ)  Beep, beep, boop! This is the Penny Hoarder's consumer alert system letting you know these six companies might be overcharging you. [Read the details](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/21042b3d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ID-O2ElL6OAAHgWHUWVIveJHeCWGtBnptkedMNMGcB4) and take action.          [The 6 Best Places to Order Checks Online in 2023](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/e62f6192?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg5MTkzODMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1NDI5ZDYzNDczMWEzMzQxMjBkZTBlZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtcGxhY2UtdG8tb3JkZXItY2hlY2tzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMTAyJmFmZl9zdWI0PTA2MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzExMDImdXRtX2NvbnRlbnQ9MDYwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=psiCn_uyVUqr3gOQAIlQh2OhG9fJRUvwuXaUbYhtjzw)  Bank checks are expensive, so where do you turn when you run out of the free checks provided upon account creation? We’ve rounded up six of the best places to order checks online — and included some honorable mentions worthy of consideration too.     [🚫 7 Things You Should Never Do With Your Money, According to Experts](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/8b4a7da2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=qkafwXpDTi64-GmZSwVJDruOXvp8Rq1qApIlqqpQAp8)  Some things in life have wiggle room. Not these. Experts agree you should [never do these things with your money](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/d1b508fb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=9yhmzziaGS8ClMD0Rfpf0dC_OQqMTWqeqh7FiPCb4F8). See if you’re guilty of any of them.     [WFH Job: Solution Tree Hiring Full-Time, Remote Customer Service Rep](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/10001d1e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=njgoG3Jwxa3HP_TWtelQuMgyUDzfMQkqaB0gz-DxJoo)  Solution Tree, an education company, is hiring a full-time, remote customer service specialist. Responsibilities include processing orders and customer returns, plus helping customers via phone, email and chat. Benefits include health insurance, paid time off and a 401(k). Check out the complete listing for details.     [😫 When Money Is Tight, These 7 Resources Will Help Nearly Everyone](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/0735b163?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=QfshWuZbDV0_a9DE3E6XoHgB67O-R0_7smqWgHBxYGM)  Anybody can use [these seven money-making resources](65429a434670b79cfd0e89ff:ot:631faf77229f6550ab06f0cf:1/01e76c15?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HmIm4xJi4PPn6drqac4hwNxXfuyx6rHxsaBNbnERXjg) if you're up against a tight budget.          [Was this email forwarded to you? Subscribe Now. 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