Ugh, student loan repayments are back

Plus, our expert de-nerdifies selling Pokemon cards ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/081cad20?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQyZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzEwMjcmYWZmX3N1YjQ9MDYzNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTAyNyZ1dG1fY29udGVudD0wNjM2JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=pgSxzHT5lgciGTrPSfWrtjnD06w-HPj5Wbc314C258k)   It's the moment many of us have been dreading — the end of pandemic relief for student loan repayments. For the first time in years, 40 million Americans will have a student loan bill due this month. If that's you or someone close to you, we've included in this newsletter our guide to paying off student loans fast. And if you're trying to get in physical shape as well as financial shape, we'll tell you how to build a great home gym for under $100. Plus, in honor of Freebie Friday (that's a thing, right?) we have [a roundup of our favorite internet freebies](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/98e15a30?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=_u6a_aHTQyd-ukGFTnDYstQCrVjXEkjGgBd5_v3ic8I).          6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/36dc7acc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=zuM3Vk4uPhcGjHOK_ilrb3R0xf-RnsFZ2e9C0QRIcVk  [How to Pay off Student Loans Fast, No Matter How Much Money You Make](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/100cdc8a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=QFBCCSitY44saB_wPy_rliZHYCO7ykxgNgEyZcEWX9U)  October 2023 will come as a shock to anyone whose student loan repayments have been on pause since pandemic relief went into effect. Now that student loan repayments are due again, it's time to prioritize paying off that debt as fast as you can.  [Read more](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/b9c624d7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=m7jU8Qvfz7MOf3leWshxgpl6Tdykddi-PW4K4XXRdT8)          [🐷🍄 16 Companies That Will Give You Food and Other Products For Free](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/ba6489dd?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQzNCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvYmVzdC1mcmVlYmllcy1zZHluLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=HYu7CL5QYYpwrir32JvrCoyWSMMnfxOX98Ly7ymHTeI)  Discounts, freebies, perks — the internet is full of them, if you know where to look. Like truffle pigs in a vast oak forest, we sniffed out more than [a dozen companies that will give you free stuff](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/98e15a30?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=_u6a_aHTQyd-ukGFTnDYstQCrVjXEkjGgBd5_v3ic8I).     [Did You Know People Make Money Selling Pokemon Cards?](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/5d0ffde8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Sv9jfkvEn15_SpOPV0UoQ44FYydUKP2Vj3Gq1ibs0c4)  Selling Pokemon cards may sound nerdy, but it turns out it can also be profitable. That is, if you know what you're doing. Let's face it, Pokemon's been around for decades now and lots of us still don't even know what a Pokemon is. Let our expert pull back the curtain on this curious hobby and sometimes lucrative collectibles market.          6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/1bca0fd8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=-Jmf53d1Rp7oxo5Bs4BTILsC0S19bMMsoRa2gw1ClXc  [50 Easy Ways to Make Extra Money This Month](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/c8e482ce?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQzNyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvNTAtd2F5cy1zZHluLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=6piCN0gRNNsXAkhCPq2O-h4aqT_KNrVfcR6-spnjZvg)  Do you need money, like, yesterday? October is almost over, but there's still time to try one of our [50 ways to make extra money](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/004c1854?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=JBkVcjQ1pIACjmYkW0dpykewMJhEaEVz3EtZaA-OiUA) this month.          [Spend Less Than $100 Building a Great Home Gym](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/c20cf38a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQzOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1idWlsZC1hLWNoZWFwLWhvbWUtZ3ltXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDI3JmFmZl9zdWI0PTA2MzYmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMjcmdXRtX2NvbnRlbnQ9MDYzNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=SNwixFX_WaObqRghltSJ65AMqYK4zoHsRZv2VR_GRTg)  Staying active as the weather turns cold can be a challenge. Fall is the time to look ahead, gain a competitive advantage and build a great yet affordable home gym to help you stay fit while the weaklings hibernate. Best of all, you can build it for a single Benjamin.     [🚨 TPH PSA: 7 Companies That May Have Ripped You Off](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/51344d64?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=r4wGHe-SP7zylXiK6WxJp6seGR_BdWd4Acn_W6abTZg)  Here at the Penny Hoarder, we look out for our subscribers. So we're alerting you that [these seven companies may have ripped you off](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/bc938c87?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Y8gxnzxbqG86-IOs3iIT8c9xxP0IhsgXSOhGLYZpqb8). Read our public service announcement and find out how to fight back.     [Medicare Vision Coverage: How to Save Money on Eyeglasses and Exams](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/ce6c3ac1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=6YhxppZcoLKDPRQ6CBpXz2b2-3qoMFIWGH057lNaW-8)  Open enrollment is upon us, and if you're looking at Medicare plans, you'll probably have questions about vision coverage. Whether you’re new to Medicare and wondering what to expect at your next eye exam, or you’re a long-time beneficiary trying to save money on glasses, our guide to Medicare vision coverage is here to help.     [Just 70 Minutes to Add an Extra $741 to Your Wallet This Month](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/4f2c9815?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=o2BH0IAM1trTghNxTJOZHlPOwx_J_gOo4Le4wzWSCcU)  We know that $10 an hour is better than the federal minimum wage, but what if you could make $10 a minute? Try these [seven 10-minute tasks that could add an extra $741 to your wallet](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/59a2c627?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=3r677NM0vNcrWGNaRJOufkEX87-7J5Nvv02b0Yx6v4U) this month.          [Was this email forwarded to you? Subscribe Now. It's free!](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/52714cf0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQzZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=AigZpH6LGB0n5gAa62shOv2T79CiQJkVcaYlegEzMK8)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/9e008f6a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=tEl-j6QQoz9-jcB_ZBbUpbLpJ8etjeaswwFKzSPF-Qs)  | [Unsubscribe](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/0fdfb22a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=D2MGE9sRki_lGzT1HyTMpCJvCouUG2Ft1xU7DTdTFLY)  | [Privacy Policy](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/e4004ca6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0MiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzEwMjcmYWZmX3N1YjQ9MDYzNiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTAyNyZ1dG1fY29udGVudD0wNjM2JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=k-aZLbx5so4Qj6LdI8Jhj4iI51KpWPiZCpO4Tq6m0Hk)    [Facebook](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/7a214e6e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0MyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDI3JmFmZl9zdWI0PTA2MzYmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMjcmdXRtX2NvbnRlbnQ9MDYzNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=YRZY10YvcFX7qqz-RvcQud4XfePUYSVp-3pc_PbKovM)  [Twitter](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/dbe6ed79?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0NCIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=vsYmgd4coZeQns3PyuN1NZhLY5B9G1xt2uGVlkCq-Bs)  [Pinterest](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/671666dc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0NSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=veJAc1tdaKhLqMtMXmgizBVAJqtXl1Kp6iSECtHPUbM)  [instagram](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/ff79ce2f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0NiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAyNyZhZmZfc3ViND0wNjM2JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDI3JnV0bV9jb250ZW50PTA2MzYmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=qM0QXJ4SGFdVNrfKuI_YPbAprye8Gu_nKrxcfoB2liw)  [YouTube](6539787132c397713a05695c:ot:631faf77229f6550ab06f0cf:1/0e753ea1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTg0MDI5NjAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1Mzk3YmVmYjNiNTkzZTU4ZDA1MWQ0NyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDI3JmFmZl9zdWI0PTA2MzYmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMjcmdXRtX2NvbnRlbnQ9MDYzNiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=tZtO7uSNZsWnW1GTMZEIQJ2lnsKC3NJz7mDApSE2UsE)                                 Â