What the FICO?

PUMPKIN SPICE IS COMING, save big in a tiny home and avoid scam jobs [The Penny Hoarder]( [THEPENNYHOARDER.COM]( MONDAY, AUGUST 21, 2017 We’re pretty sure everyone in your office is just counting down the hours until the solar eclipse today, so why not take a break? Enjoy today’s tips to help you make money from home — no screen time required. First, this news… Bigger Isn’t Always Better According to U.S. Census information, the average home size is shrinking, but that’s not necessarily a bad thing. [Here are five ways living in a slightly smaller home can actually save you money]( -- plus, you won’t have to spend as much time cleaning. Careful What You Work For Working from home has its perks. A job you can do from your couch? In your PJ’s? Ten short steps from the fridge? Who wouldn’t want that?! But the FTC is warning job-seekers to be careful after a federal court shut down yet another work-from-home job scam earlier this month. [Here’s what you need to know to avoid these scams and protect yourself](. A Latte More Than Coffee It’s happened again… fall, in fact, will descend upon us this year. With it, we’ll get changing leaves, relief from heat, Monday Night Football and, of course, pumpkin-spice flavored everything. Here’s how to [get your sweet-and-spicy fix all season without the daily coffee shop splurge](. Does Not Compute From what you’ve read, you probably think it’s easy to make money from home… as long as you’re a wiz with the internet. But you don’t always have to log on to cash in. Here are some simple ways to make extra money when you’re just not tech-savvy. Work offline. You can do odd jobs like babysitting, shoveling snow, pet-sitting or raking leaves without ever touching a computer. Teach a class. Yes, you could make money by building an online course — but analog teachers are still pretty hip. Become a tutor, or teach an adult education class through a local school or organization. Hawk your wares. You have plenty of opportunities to sell your crafts or creations — or even thrift-store finds — offline. Set up at local farmers markets, craft fairs or flea markets. Utilize third-party sites. If you’re willing to work online, but don’t want to dive into the heavy stuff like building a website, [find an e-commerce site]( to promote your services and sell everything from arts and crafts to Kindle ebooks. Word of the Day FICO score (n): A credit score created by Fair Isaac Corporation, a software company that uses information from credit-reporting agencies Equifax, Experian and TransUnion. It’s the prom queen of credit scores. What the FICO is the deal with credit scores? That number you see online isn’t as straightforward as it seems. [Here’s the truth about where your credit score comes from and how you should use it to make smart financial decisions](. Until Tomorrow! The Penny Hoarder | 300 1st Ave S, Suite 400 | Saint Petersburg, Florida 33701 | United States You can [update your mailing preferences here]( or [unsubscribe]( from all email from The Penny Hoarder. Questions? View our Privacy Policy. Having trouble reading this email? You can [view it online](. Like what you're seeing? Go old-school and [share this]( someone you like. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -