6 money habits to adopt right now

Plus, second incomes without second jobs ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/3a8cb398?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzEwMDkmYWZmX3N1YjQ9MDcxMCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTAwOSZ1dG1fY29udGVudD0wNzEwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=J9ECtGs6xAH0ts80YTNuFcnJl5e1WpCHTmHuEnuTtwE)   Did you hear about the New Hampshire woman who snagged a $4 thrift store painting and stored it in her closet years ago? Well, she dug it out, and it turns out it’s an original N.C. Wyeth worth at least $150,000. (Excuse us while we check on that hand-me-down painting in our garage.) Of course, it’s far more common to buy something, use it once, and regret it every time you see it staring back at you. To fix that, we put together a list of 10 things you should rent instead of buy to save money and space. And if you could use a money boost, we’ve got [nine ways to earn a second income without a second job](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/a59a04ff?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwMSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2l0aG91dC1hLXNlY29uZC1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDA5JmFmZl9zdWI0PTA3MTAmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMDkmdXRtX2NvbnRlbnQ9MDcxMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Ypl8eseLYWYgniopWRjx8xaeTDroh8FLEb86itd3QbQ).     65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/1b5b4c5f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLWhvbWUtZGVjb3Itc3RvcmVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDA5JmFmZl9zdWI0PTA3MTAmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMDkmdXRtX2NvbnRlbnQ9MDcxMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Wdr66rbLYeVUNMEiNXBUEo3R4AL6-oJNMe8UZrAVPFk  [22 Cheap Home Decor Stores Where You Save in Style](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/5596dd21?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLWhvbWUtZGVjb3Itc3RvcmVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDA5JmFmZl9zdWI0PTA3MTAmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMDkmdXRtX2NvbnRlbnQ9MDcxMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=VeAj986OqEaESJkqnqhGtY23abGFItdMkZ04DtSdLaA)  Let’s assume you don’t have the budget for $150,000 paintings. Let’s also assume you gasp when you see the price tags at those expensive furniture stores. These options are made for you.          [9 (Legal) Ways to Get a 2nd Income Without a 2nd Job](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/e2c8d564?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwNCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2l0aG91dC1hLXNlY29uZC1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMxMDA5JmFmZl9zdWI0PTA3MTAmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzEwMDkmdXRtX2NvbnRlbnQ9MDcxMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=9PWEFupfRA5anCw8QAEqbc-6pcOGvmiwdraS-irrqRA)  If you’re like many of us, you sure could use a second income. But how would you fit a second job into your life? Well, you don’t necessarily need a second job and you don’t need to rob a bank. Try these ways instead.     [Make Up to $300 a Day With Seasonal Election Jobs](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/b9633d71?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=fHXcsBEt2d7qybRzYViwWmwm1-ILqKaQDbGl2m8MpLU)  Democracy needs you. Every election cycle means temporary jobs become available — and they pay up to $300 per day. We vote yes.          65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/ab0d9f3e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3RoaW5ncy15b3Utc2hvdWxkLXJlbnQtaW5zdGVhZC1vZi1idXlcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzEwMDkmYWZmX3N1YjQ9MDcxMCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMTAwOSZ1dG1fY29udGVudD0wNzEwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=PzARcE_E5WTRdCO8MGxn__J3AcYskpmExyjp1DyA0eE  [10 Things You Should Rent Instead of Buy](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/62f3eb31?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8H3MnBujYSausHtvYCFj_5Aw4zT7gzv5-cczra5fWcQ)  Owning is nice — usually. Buyer’s remorse isn’t nice — ever. There’s something in between that may be just right — renting. Here are 10 items you should rent instead of buy.          [Less Than $4,000 in Savings? Do These 7 Things](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/a27d77d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=nDrcdRXxRNKloQg7ex9P7_HmYmz41uiHnmVR8lF185Q)  Most people could use a better buffer. That way, you’re covered when the inevitable emergencies hit. Stop depending on plastic, assuming your credit cards aren't maxed out already. With regards to Betty Botter, build a better buffer like this.     [People Who Don’t Do These 6 Things Have Less Money](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/b9dfd5bb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HLVENG0W4eplTy44lG919EXQuPTLl5IKKAPqDBIhE9c)  People with particular habits make more money. We see it over and over. And if you don’t have those habits? That’s right, less money. Here’s what we mean.     [Streaming Costs Add Up. Does Cord-Cutting Still Save $?](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/25b44a25?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=HgSA8P6ghZPms4XWqHzUCAT_twik_Rw4uSiNRXRNiEo)  People have been cutting the cable cord for several years, but now streaming bills are rising. There are so many choices (at so many price points)! We did the math to help you decide what best fits your situation.     [5 Clever Ways to Get Free Gift Cards Before Friday](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/5440700c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwYiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZnJlZS1naWZ0LWNhcmRzLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAwOSZhZmZfc3ViND0wNzEwJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDA5JnV0bV9jb250ZW50PTA3MTAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=h1SIkrG_XIZhkvLPua0bZ-gkH9Mwo5RlF1snYKRRJB8)  nice to have magic cards in your wallet. All you have to do is use them, and VOILA! Stuff for free. And for your second act — get the magic cards themselves … for free. Here’s how.          [Was this email forwarded to you? Subscribe Now. It's free!](65202a2dff8e2c92570cd619:ot:631faf77229f6550ab06f0cf:1/4b9ee7a3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTY4NDk4NTYsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MjAyZGU3M2M1YjZlOTVhMDBmM2MwYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMTAwOSZhZmZfc3ViND0wNzEwJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMxMDA5JnV0bV9jb250ZW50PTA3MTAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=7CBF2-K3PpOUhMX5VkHODTEgMDySZIp3nMYLIILCamU)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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