🤨 We’re tipping for that now?

Plus, steal this from the rich (it’s legal, we swear) ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/6e88cc70?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA5MTQmYWZmX3N1YjQ9MDkwOCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDkxNCZ1dG1fY29udGVudD0wOTA4JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=lq_0bfDga8rTJMgCXhLyX0hZ_OM9O8y1LcQ5DKhHIuw)   Talk about getting your hopes up. At Tuesday’s MTV Video Music Awards (yeah, we didn’t know those still existed either), *NSYNC reunited to perform. Unfortunately, the former boy band doesn’t have any plans to make it permanent. But recycling isn’t just for pop songs — we have a whole slew of everyday household items you can recycle for cash. And if you’ve still got “Bye, Bye, Bye” stuck in your head, try saying so long to your debt with [this 21-day challenge that can wipe out more than $5,000](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/dc19097e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhNSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMjEtZGF5LWRlYnQtY2hhbGxlbmdlLTItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=uKNzT81mgGJ1ZLZT3aMW2hDJqHEFg_FVbWKR7aMdl18).     650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/8a9c7566?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=P5NFCNjxixeuvqCMC8Sp2eQUhE5rNu8u0AoFPhCYeec  [🤔 To Tip or Not to Tip? That Is the Question](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/1c21e747?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=dyPCSOY-04_vnhk3F-Wh6pJcQ2PHERzC-o_n7VqXue4)  You know the drill: You’re ordering a latte at your favorite java joint when the screen prompts you to tip your barista. You don’t want to be a Grinch, but you also don’t want to fork over more of your hard-earned money. Curtail your stress by consulting this guide for tipping in any situation.          [👋🏼 This Challenge Can Wipe Out $5K+ in Credit Card Debt — in Less Than a Month](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/3270a993?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhOCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMjEtZGF5LWRlYnQtY2hhbGxlbmdlLTItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=AK9I5yLibVIVdZfh6--Nw3GpPotn_JnTyYcS40iMiXs)  Credit card debt is so quick to accumulate. Making it disappear, however? A much slower story. This challenge takes less than a month, and it could help you knock out more than $5,000 in credit card debt.     [📢 8 Ways to Get Out of Debt When You’re Retired](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/953662d3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Gg5Wq47fwdU5Zvo_s4u7IZweNrL4mgJiy7hJCtTccr4)  Paying off debt can be a struggle at any age, but when you’re on a fixed income? Even worse. Use these simple strategies to get your finances back on track so you can enjoy a debt-free retirement.          650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/7264a1b1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Voi9vI9HzC4QI2t5lBl3cCTFeLK4uuxe6Sk1kfqqvh4  [♻️ Everyday Items That You Can Recycle for Money](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/6d3d176d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=b259Qjg5bRaPYuprKbGw81skBBJwYnZQ4jFd64VvP7I)  How much are your used cooking oil and wine corks worth? You might be surprised. Check out these easy ways to turn your trash into cash.          [🏠10 Creative Ways to Pay Rent if You’re Coming Up Short](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/fff7f0c8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvdW5pcXVlLXJlbnQtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=FCjOIxnof4Kppf46AalfEB8ollH6LGgLKbAWEByP6Sg)  Facing a cash crunch before rent day? Don’t start pawning your prized possessions just yet. We’ve got 10 creative — and reliable — strategies to cover your rent when times are tough.     [‼️ Exposed: 7 Secrets the Rich Are Keeping From You](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/1b005c86?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=VvHIKBq_Mb85nGnjOtVkWFOZivMXCqbRm2wG_OAukl8)  Try as they might, we’re not going to let the rich keep these secrets from you forever. We’re exposing the money tricks the super wealthy keep up their silky sleeves. Now you know.     [🏦 The 14 Best Bank Promotions of September 2023](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/9bbc977f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=eLbvQC5dd-rhZI5hR6hT6ilsl1-uG5Ib8ijH5EPtMlQ)  Looking to switch banks or simply score a little extra cash? Dive into our list of this month’s best bank promotions — including [bonuses up to $600](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/b31185c1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFhZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2JhbmstYWNjb3VudHNcL2Jlc3QtYmFuay1wcm9tb3Rpb25zXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=7xca47srti1bqc1KqXEGdoYZphs0R7zW3MX7Ixlm2Gc).     [🚨 If You Carry Credit Card Debt Every Month, Try These 10 Moves](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/bf95df7a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBhcnRuZXJzLnRoZXBlbm55aG9hcmRlci5jb21cL2NhcnJ5LWRlYnQtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=pszVCwTfZr7RjixxXjrrX7HsJCDe5FOEboMeOL9kLsY)  Don't let credit card debt dictate your life. Try these 10 clever strategies that can help you break the cycle of minimum payments, late notices and crushing anxiety. You can do this.          [Was this email forwarded to you? Subscribe Now. It's free!](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/473aea9a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDkxNCZhZmZfc3ViND0wOTA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwOTE0JnV0bV9jb250ZW50PTA5MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=lmna-ldssqLAEoU0XXuk5oeXpBkpo-k_K4uq3A8VpHo)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/597a609a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiMiIsImxpbmtVcmwiOiJodHRwczpcL1wvc3Vic2NyaXB0aW9ucy50aGVwZW5ueWhvYXJkZXIuY29tXC9wcmVmZXJlbmNlcz9jaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJm1jaWQ9MTY3NDo2NTAyMTZkMjA1YmE2MmRhNzEwNmNmY2U6b3Q6NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmOjEmYWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=gm3nFIfWZAr_WB_RhC0lyW6SRF4Se_diPjAWBVo7LxY)  | [Unsubscribe](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/9713d3e9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=qV8uLxV-DI7zE_rdwPAxuuoTS2D2aHcQsJ9dZv2_D9k)  | [Privacy Policy](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/cd3ec0fb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA5MTQmYWZmX3N1YjQ9MDkwOCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDkxNCZ1dG1fY29udGVudD0wOTA4JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=xEAu42g6USnpWl7cqb-y_EMWzyS_RZ8BdzkZL9SGzhU)    [Facebook](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/f3fdaa84?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=pH0deJTg9pFWWRVptduB4Lx9eYjkIXfJevkVDdKOypM)  [Twitter](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/cfff93dc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiNiIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDkxNCZhZmZfc3ViND0wOTA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwOTE0JnV0bV9jb250ZW50PTA5MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=4NOa_fc4poMfniS6dy7Te_duluOXJ63fWZI-jGlt1aM)  [Pinterest](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/8cc2f484?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDkxNCZhZmZfc3ViND0wOTA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwOTE0JnV0bV9jb250ZW50PTA5MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=vecpH4hwdxOvR43AlplXZpBrZx3Zi0EUfZL_S5ZMKJs)  [instagram](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/65c6c13b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDkxNCZhZmZfc3ViND0wOTA4JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwOTE0JnV0bV9jb250ZW50PTA5MDgmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=CB4pr8XZDM3MpXVd5iUMYexkCGF6pyOAky95upwp6sY)  [YouTube](650216d205ba62da7106cfce:ot:631faf77229f6550ab06f0cf:1/51ddf2c3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTQ2OTY5MTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY1MDIxZGY4OGQ0Yjc4MWZhZTAyMjFiOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwOTE0JmFmZl9zdWI0PTA5MDgmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA5MTQmdXRtX2NvbnRlbnQ9MDkwOCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=4ezluthM6WHTRHbNX8vYePfOl3H0-rSmiFw_Df8_T1M)                                 Â