Help! My wife’s MLM is ruining our lives

Plus, don’t get ripped off by this new phone scam. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/25b4d5db?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU2OSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA4MDgmYWZmX3N1YjQ9MDYwNCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDgwOCZ1dG1fY29udGVudD0wNjA0JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Jnxxae8mIuvNqrgC-nNc4wq55RjxJRDB7dSOgfMbthY)   If it’s free, it’s for me. The best things in life are free. Sound familiar? We grew up hearing these cliches, but let’s be real: Some freebies are best left unclaimed. Today, however, we’ve got a whole slew of items up for grabs that you don’t want to miss — [including free cash](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/b0a16ade?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8yHFMpJd_sJNaTpwBah4EyEv0OPQTJYp6ZCfQKAkbwc). Plus, we put together a weeklong money challenge to help [make you a whole lot richer](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/3cff5272?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDIxMmIxNWQzNjZiMDE1MjBiYTAzYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvb3JnYW5pemUteW91ci1maW5hbmNlcy1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA4MDgmYWZmX3N1YjQ9MDYwNCZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDgwOCZ1dG1fY29udGVudD0wNjA0JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=vrntel-KosLYY8O_ItyjjpWz8vmhAqsz5bpcQWFagJw).     64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/bf9eaa2e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=tMTvBvqGeyjCoTzwvTo6D4h3XfqIYcT38WeYyAVP_us  [Can You Make More Money By Donating Instead of Selling?](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/9c7c2520?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=LszHyM_YqQzDEQYKQJPrrt452K5EF_ScszaWwfK1qAU)  When clearing the junk out of your home, you might be tempted to throw a massive yard sale. But is that really the best way to earn the most money? We’re showing you six times when selling is your best bet, plus four times when you’re likely to earn more by donating your stuff. (Yes, really.)          [Psst! These Places Will Give You Money — If You Ask Nicely](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/41d64892?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU2ZSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbmljZS1jb21wYW5pZXMtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwODA4JmFmZl9zdWI0PTA2MDQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA4MDgmdXRtX2NvbnRlbnQ9MDYwNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=HjYerHEik4_4J1NBjoYX_PuSyXHT8cmoKyCyi2uXSMM)  Struggling to make ends meet? The best solution is also the easiest: Just ask for help. These companies exist to help folks in need, but you have to take the first step. Here’s how.     [Beware: Don’t Get Duped by This New Phone Scam](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/9c0a2cdf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=2sNY9D6n-1SLAZDWWnqFJf8W_gXoKnP0WQBzxfZ5QGA)  AI is taking scams to a whole new level, making it really easy for even the savviest person to fall victim. The latest involves cloning the voices of loved ones. Here’s how to identify one of these new scammers before you lose your money.          64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/69e3a572?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU3MCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2JpcnRoZGF5LWZyZWViaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwODA4JmFmZl9zdWI0PTA2MDQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA4MDgmdXRtX2NvbnRlbnQ9MDYwNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=lO51V3qgNL2xXR5MUgKbwrpII3oTHWdMDS_h9QVlSEI  [102 Freebies to Claim on Your Next Birthday](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/6aa7fcb4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU3MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2JpcnRoZGF5LWZyZWViaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwODA4JmFmZl9zdWI0PTA2MDQmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA4MDgmdXRtX2NvbnRlbnQ9MDYwNCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=tzrAmkr7fbc43AzN6Px5m8rVaOg0bGiaLblGAG_9GUU)  When it’s your big day, you deserve a smorgasbord of splurges. But nobody should have to spend money on their own birthday! Keep this list handy, and you won’t have to spend a dime.          [15 Companies That Give Away Freebies All Year Round](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/4229b8ff?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=DswGkxzfSZn0S_4DDPAmn6-MoAfaW_3cU5F4gt1UMzo)  No need to wait until your birthday to claim your share of freebies. We have a bunch more that you can snatch up any time of the year. From food to cash, don’t miss out on these 15 items up for grabs.     [Is It Smart to Leave More Than $1,500 in Your Checking?](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/c2515419?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU3MyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbGVhdmUtMTUwMC1jaGVja2luZy1hY2NvdW50LXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDgwOCZhZmZfc3ViND0wNjA0JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwODA4JnV0bV9jb250ZW50PTA2MDQmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=2_zwhe4nk9V0T1CYBCzSDqLJ3w5-n6I3P99Lz0mXpl4)  Long story short, no. Instead of just letting your money sit there, you should make bigger moves so it actually grows. Here are six ways to turn your stockpile into way more money.     [How Do I Get My Wife to Quit the Shady MLM She's Working?](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/a4a6f98f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=d7ideBN-HHcCMCHTdu0PGlRAovSOaRx1JjVKuTaI5cI)  My wife charged $4,000 to a credit card buying MLM inventory. She spends 12 hours a day working but barely earns a profit. Shouldn’t she quit already?     [This 8-Day Challenge Can Make You a Whole Lot Richer](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/a17176bd?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=QM2RJ-mKMXICGJ5PYQLRq1z-O6E3jj8ljp-tGfOKZRg)  If your savings account has seen better days, we’ve got the perfect solution to breathe new life into it. Commit to this challenge for the next week, and by the end, your financial future will look a whole lot brighter.          [Was this email forwarded to you? Subscribe Now. It's free!](64d14f7bec042f0a3d06714a:ot:631faf77229f6550ab06f0cf:1/c7ae8d77?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2OTE0ODkwNzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0ZDE1MWRjNDQ0Yjk4Y2MxODA5MzU3NiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDgwOCZhZmZfc3ViND0wNjA0JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwODA4JnV0bV9jb250ZW50PTA2MDQmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=gMTK653Vltpsc44Y3m2dyUEM3lgr_wliEghQUKJlFVY)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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